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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    J
    Jill C
    Rock Hill, SC
    Posted on November 19th, 2024 01:16 PM
    I can always count on Skip to treat my clients well and I have the confidence that the transaction will go smoothly and close on time.
    Reply from Skip O’Neal
    November 22nd, 2024 01:20 PM
    Jill, I'm sincerely grateful for your feedback and the 5-star rating. It's always rewarding to know that my efforts are appreciated and that the transactions go smoothly. I'm committed to providing the best service to your clients and will...
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  • Encompass
    D
    David B
    Rock Hill, SC
    Posted on November 17th, 2024 01:28 PM
    Quick and easy!
    Reply from Skip O’Neal
    November 20th, 2024 01:30 PM
    Thanks for the stellar review, David! It was my pleasure to make your experience quick and easy at Highlands Residential Mortgage, Ltd. If you ever need assistance in the future, don't hesitate to reach out. Enjoy your new home!
  • Encompass
    E
    Eric B A
    Charlotte, NC
    Posted on November 13th, 2024 12:36 PM
    Thank you for being so wonderful and gracious to my wife and I during the entire process. Thank you from the bottom of my heart for all of your help to get the loan and for assisting us with all of the papers. We really appreciate you, Skip....
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    Reply from Skip O’Neal
    November 16th, 2024 12:38 PM
    Thank you for your kind words, Eric. It was a pleasure to assist you and your wife through the process. I'm thrilled to hear your experience with Highlands Residential Mortgage, Ltd. was a positive one. Know that I'm always here to help with...
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  • Encompass
    C
    Catherine H
    Charlotte, NC
    Posted on November 3rd, 2024 01:12 PM
    Skip is highly skilled at thinking creatively/outside the box, and clients value his experience, expertise and perspective. His calm demeanor and exceptional customer service always leave a positive impression.
  • Encompass
    V
    Vonis G
    Indian Land, SC
    Posted on October 31st, 2024 02:04 PM
    Skip was very communicative and easy to reach, he advised us on any questions or concerns . Ultimately getting this closed in a short window!
  • Encompass
    R
    Ryan C
    Indian Land, SC
    Posted on October 30th, 2024 02:27 PM
    Skip was personal, professional, and punctual. I would never go to another lender after walking through this process with him. We are thankful! Ryan and Bethany Carson
  • Encompass
    J
    Jeffrey S H
    Charlotte, NC
    Posted on October 28th, 2024 04:10 PM
    Skip is always great to work with. Clearly communicates the process and takes the time to answer all questions and walk through the process. A great experience all the way through.
  • Encompass
    L
    Laina K
    Charlotte, NC
    Posted on September 28th, 2024 01:54 PM
    Skip and team went Above and Beyond to help my client realize her dream of becoming a homeowner! Thank you all so much.
  • Encompass
    Y
    Yannick N
    Charlotte, NC
    Posted on September 18th, 2024 10:14 AM
    Skip was very knowledgeable and he worked closely with us at every step of the loan process.
  • Encompass
    P
    Patricia S
    Charlotte, NC
    Posted on September 17th, 2024 05:46 PM
    My home purchase was contingent upon my ability to expedite the mortgage closing. Skip O'Neil and the underwriting staff were great to work with and were very professional.
  • 6170 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.