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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    L
    Laina K
    Charlotte, NC
    Posted on March 29th, 2025 02:10 PM
    Skip and team were masterful and efficient!
    Reply from Skip O’Neal
    April 1st, 2025 02:14 PM
    I'm thrilled to hear that you found our team masterful and efficient. It was a pleasure working with you at Highlands Residential Mortgage, Ltd., and we appreciate your kind words.
  • Encompass
    R
    Richard F
    Longs, SC
    Posted on March 12th, 2025 04:13 PM
    Skip was easy to talk to, knowledgeable, professional and responsive during time working with him. He offered better rate than competitor.
    Reply from Skip O’Neal
    March 15th, 2025 04:14 PM
    Hey Richard,I'm really glad to hear you had a positive experience working with me. It was a pleasure helping you navigate the mortgage process, and I'm thrilled we could secure a rate that you're happy with. If you ever have more questions...
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  • Encompass
    C
    Cynthia L P
    Longs, SC
    Posted on March 12th, 2025 12:16 PM
    Professional, informative which made process easier.
    Reply from Skip O’Neal
    March 15th, 2025 12:19 PM
    Thank you so much for your kind words, Cynthia! It was a pleasure working with you, and I'm thrilled to hear that you found the process easier with the information and support provided. Helping clients like you is why I love what I do. If you...
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  • Encompass
    A
    Arsen A
    Lake Wylie, SC
    Posted on March 10th, 2025 09:20 PM
    Great experience with Skip and team as always
    Reply from Skip O’Neal
    March 13th, 2025 09:22 PM
    Thanks for the kind words, Arsen! It was a pleasure working with you again. My team and I always strive to make the process smooth and enjoyable, and I’m thrilled that we could meet your expectations. If you ever need anything in the future,...
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  • Encompass
    S
    Susie M
    Charlotte, NC
    Posted on March 1st, 2025 09:56 PM
    Skip is always a great partner in any real estate transaction. He our client and me informed at all times. We worked to get this one done!
    Reply from Skip O’Neal
    March 4th, 2025 09:57 PM
    Susie, I truly appreciate your kind words! It’s always a pleasure working with someone who is as dedicated and committed as you are. Keeping everyone informed and on track is a top priority for me, so it’s great to hear that you felt supported...
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  • Encompass
    V
    Virginia W
    Fort Mill, SC
    Posted on January 7th, 2025 01:18 PM
    Skip was very knowledgeable and easy to communicate with. The experience was very pleasant.
    Reply from Skip O’Neal
    January 10th, 2025 01:19 PM
    Virginia, I'm thrilled to hear your experience with Highlands Residential Mortgage, Ltd. was a pleasant one. Your satisfaction is our top priority and it's always great to know our knowledge and communication were of value to you. Thank you...
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  • Encompass
    L
    Linda Y H
    Charlotte, NC
    Posted on January 2nd, 2025 11:39 PM
    Skip is always quick to respond and is calm in a storm.
    Reply from Skip O’Neal
    January 5th, 2025 11:43 PM
    I'm really glad to hear that, Linda! Your feedback means a lot and I'm glad I could help. I aim to be quick to respond and provide a sense of calm in what can sometimes feel like a storm. Always know that I'm here for your mortgage needs at...
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  • Encompass
    L
    Lewis F G
    Charlotte, NC
    Posted on January 1st, 2025 09:14 PM
    Skip was very considerate, professional, supportive and encouraging through the process. The only hiccup was with the information needed from the condo management company. They did not seem to be able to provide what was needed in a timely...
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    Reply from Skip O’Neal
    January 4th, 2025 09:15 PM
    Thanks for the stellar rating and kind words, Lewis! It was a pleasure working with you. I'm glad you found the process to be supportive and encouraging despite the minor hiccup with the condo management company. At Highlands Residential Mortgage,...
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  • Encompass
    C
    Carol K
    Matthews, NC
    Posted on December 3rd, 2024 12:24 AM
    Skip does a fantastic job with communication and getting the tranaction closed!
    Reply from Skip O’Neal
    December 6th, 2024 12:27 AM
    Hey Carol, thank you so much for your spectacular review and 5-star rating! It was a pleasure working with you and I'm happy to hear that you appreciated my communication and efficiency. Your positive feedback motivates me to continue providing...
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  • Encompass
    J
    John A
    Charlotte, NC
    Posted on November 27th, 2024 04:38 PM
    Skip is an excellent problem solver.
    Reply from Skip O’Neal
    November 30th, 2024 04:41 PM
    Hey John, I appreciate your high rating and it's great to hear you had a positive experience with me at Highlands Residential Mortgage, Ltd. I do enjoy a good challenge and I'm glad I could assist in solving any problems you had. Looking forward...
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  • 5160 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.