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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    J
    Jordan W
    Charlotte, NC
    Posted on September 21st, 2019 09:57 AM
    Most important factor was trust I had in the product/advice I was receiving.
  • Encompass
    C
    Christopher H
    Isle Of Palms, SC
    Posted on September 13th, 2019 03:25 PM
    Thank you Skip
  • FTP
    G
    George H
    Charlotte, NC
    Posted on September 3rd, 2019 12:53 PM
    Prompt communication and follow up. You knew exactly where you were at all times in the mortgage process.
  • FTP
    M
    Mary T
    Charlotte, NC
    Posted on August 31st, 2019 03:56 PM
    Skip is always personable, professional, and efficient. We appreciate that he makes us feel like life long friends and that he serves our financing needs quickly and proficiently.
  • Encompass
    E
    Eric M
    Charlotte, NC
    Posted on August 28th, 2019 12:14 PM
    Skip forget to order the appraisal forcing an extension of Due Diligence AND he forgot to change the buyers’ term of their loan forcing a delay of closing. Left many frustrated.
  • Encompass
    S
    Sean F
    Fort Mill, SC
    Posted on August 27th, 2019 10:02 AM
    None
  • Encompass
    N
    Niclas T
    Weddington, NC
    Posted on August 26th, 2019 10:02 AM
    He did a good job helping me work through the process.
  • Encompass
    K
    Kendra W
    Davidson, NC
    Posted on August 13th, 2019 10:42 PM
    Skip put us at ease and made the home buying process easy. He is very knowledgeable and helped steer us in the right direction. We couldn’t thank Skip enough.
  • Encompass
    D
    Diane D
    Charlotte, NC
    Posted on August 7th, 2019 11:47 PM
    Dear Skip and team,Thank you for the professional guidance that you provided during our recent refinance. Every step of the way was made easier by your excellent communication and your use of technology. It was stress free and easy! Thank you!...
    read more
  • Encompass
    A
    Arthur R
    Charlotte, NC
    Posted on August 7th, 2019 12:32 PM
    Skip is a consummate professional. He handles the whole experience extremely well. He knows what he's talking about and conveys it in a clear and friendly way. The only down side is the last minute scramble to collect additional information...
    read more
  • 451460 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.