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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
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    John M
    Charlotte, NC
    Posted on October 10th, 2019 12:13 PM
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    Trudy K
    Charlotte, NC
    Posted on October 6th, 2019 12:55 AM
    We’ve been doing business with Skip for years. He’ is personable & equally, attentive/responsive. Can’t say enough good things about him!
  • Encompass
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    James C
    Charlotte, NC
    Posted on October 5th, 2019 12:58 PM
    Skip is helpful, well connected with us, clear and constructive.
  • Encompass
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    Wayne H
    Charlotte, NC
    Posted on October 1st, 2019 11:12 AM
    Skip is very knowledgeable regarding the mortgage business. He kept us informed as to each step in the process. Skip is extremely personable and a joy to work with.
  • Encompass
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    Tammie H
    Charlotte, NC
    Posted on September 29th, 2019 07:59 PM
    Skip and his team are awesome!!
  • Encompass
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    Jeffrey R
    Charlotte, NC
    Posted on September 26th, 2019 08:42 PM
    Great Experience and seamless process: Very high-level of professional service : We have purchased or Refinanced over 8 homes Skip is the best Mortgage vendor we have ever worked with :) Thank You Skip
  • Encompass
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    Gregory N
    Davidson, NC
    Posted on September 24th, 2019 11:28 AM
    We have worked with Skip in the past and he is always very courteous and is an expert in his field. We trust him and it’s always a pleasure to work with him. The Parker’s
  • Encompass
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    Aaron D
    Davidson, NC
    Posted on September 22nd, 2019 06:17 PM
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    Susie M
    Pineville, NC
    Posted on September 21st, 2019 03:16 PM
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    Jon M
    Charlotte, NC
    Posted on September 21st, 2019 01:35 PM
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  • 441450 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.