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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    T
    Tamara L H
    Matthews, NC
    Posted on November 2nd, 2021 01:10 PM
    This is the 3rd time we have worked with Skip on financing a mortgage. Skip provides you with the options to consider, is willing to run the numbers, and provide you with the information you need to make a decision. Skip and his team coordinate...
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  • Encompass
    J
    James P
    Fort Mill, SC
    Posted on October 30th, 2021 12:17 PM
    Skip was a pleasure to work with. Patiently explained the process and our options. Highly recommend.
  • Encompass
    J
    Jimmy R B
    St. George Island, FL
    Posted on October 21st, 2021 12:23 PM
    Your communication with every one involved was prompt. You looked at our financial status and arranged the best option. Working with you was a real pleasure. Thank you.
  • Encompass
    D
    Darby J C
    St. George Island, FL
    Posted on October 20th, 2021 02:01 PM
    Skip and his team kept us up to date on the loan process and offered support where required.
  • Encompass
    M
    Maria E L
    Charlotte, NC
    Posted on October 19th, 2021 11:44 AM
    Satisfied with whole process
  • Encompass
    M
    Miriam S J
    Charlotte, NC
    Posted on October 17th, 2021 01:13 PM
    Skip and I have worked together before—he is very knowledgeable and helps to keep the process moving in a timely manner. If need be, I will look forward to working with him again and recommend him to my friends.
  • Encompass
    S
    Suzanne J
    Fort Mill, SC
    Posted on October 7th, 2021 09:12 PM
    The availability to answer questions and get our mortgage set up was great!
  • Encompass
    D
    Dallas J
    Fort Mill, SC
    Posted on October 4th, 2021 12:41 AM
    Thank you for being available when we needed anything!
  • Encompass
    S
    Saundra J K
    Lexington, SC
    Posted on October 2nd, 2021 11:02 AM
    Skip has helped us many times and his advice and attention to our needs are always well thought out and timely. We are again extremely pleased with all he has done for us!
  • Encompass
    R
    Robert F W
    Lexington, NC
    Posted on October 1st, 2021 04:05 PM
    Skip was great to work with and helped us overcome our hurdles to getting a loan for our family home.
  • 221–230 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.