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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    P
    Peter A H
    Charlotte, NC
    Posted on November 22nd, 2021 01:00 AM
    Skip made us feel that our transaction was important
  • Encompass
    T
    Tina K
    Lancaster, SC
    Posted on November 20th, 2021 02:06 PM
    Skip is great at communication and being proactive if a problem arises!
  • Encompass
    L
    Lindsay R
    Fort Mill, SC
    Posted on November 16th, 2021 02:37 AM
    I never hesitate when recommending Skip & his team at Highlands. I know they are great communicators and always keep the process on track to close.
  • Encompass
    P
    Peter G H
    Fort Mill, SC
    Posted on November 15th, 2021 12:42 PM
    Professionalism
  • Encompass
    R
    Richard C
    Charlotte, NC
    Posted on November 13th, 2021 02:18 PM
    Skip did an excellent job of being both patient with us and pushing us for more info when needed at the same time. He was helpful on each and every call we had and was good at being available regardless of the time of day we tried to reach...
    read more
  • Encompass
    S
    Shailiza M
    Huntersville, NC
    Posted on November 5th, 2021 01:15 PM
    Open communication. It could be made even better.
  • Encompass
    N
    Neil A
    Indian Trail, NC
    Posted on November 5th, 2021 12:50 PM
    Skip is very engaged with us (agents and buyers) from the beginning, always making it easy to get questions answered or just get a taco! Super friendly and very responsive. Skip reached out to the listing agent and keep great communication...
    read more
  • Encompass
    D
    David E Y
    Charlotte, NC
    Posted on November 5th, 2021 10:35 AM
    First time in 44 years we applied for a mortgage. Service was very good and people experience very good. I didn't know what to expect nor was I aware of all the detailed paperwork involved. Overall, Highlands folks made the experience relatively...
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  • Encompass
    T
    Todd C K
    Lexington, SC
    Posted on November 3rd, 2021 02:30 PM
    Great communicator who is open and honest.
  • Encompass
    A
    Andrew C W
    Indian Trail, NC
    Posted on November 3rd, 2021 10:43 AM
    Easy to work with.
  • 211–220 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.