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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    C
    Charlie W
    Winston Salem, NC
    Posted on April 28th, 2022 02:38 PM
    Skip was great everything was on time
  • Encompass
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    Phillip A N
    Winston Salem, NC
    Posted on April 28th, 2022 02:36 PM
    The personal touch, good advice, great communication, and individualized support for my particular scenario made working with Skip and team an amazing experience.
  • Encompass
    T
    Tara K
    Kannapolis, NC
    Posted on April 17th, 2022 12:17 PM
    The whole process was smooth and clients were happy throughout the whole process
  • Encompass
    S
    Sara Y
    Charlotte, NC
    Posted on April 13th, 2022 08:57 PM
    Thank you for all you did for Laura! This transaction was seamless in part to you!
  • Encompass
    K
    Karen L L
    Huntersville, NC
    Posted on March 26th, 2022 05:52 PM
    Skip and his entire staff were on top of every detail regarding obtaining a mortgage. I knew they were just a phone call away if I had any questions 7 days a week. Gave me great guidance with every step in the process. Would never have been...
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  • Encompass
    J
    Jonathan D
    Kannapolis, NC
    Posted on March 25th, 2022 01:17 PM
    Love working with Skip!
  • Encompass
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    Linda H
    Charlotte, NC
    Posted on March 25th, 2022 11:06 AM
    Skip is very responsive and available when you need him. He follows up and makes sure everything is on track
  • Encompass
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    Kalie B K
    Mount Holly, NC
    Posted on March 20th, 2022 11:56 AM
    Skip goes above and beyond!!!
  • Encompass
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    Ashley C D
    Mount Holly, NC
    Posted on March 18th, 2022 11:51 AM
    Between Skip and Mary Ann - everything went so absolutely smooth and so painless. To say I wanted things done quickly was an understatement - from offer to closing in 21 days, and at no point whatsoever was I concerned about either communication...
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  • Encompass
    Z
    Zachary M M
    Charlotte, NC
    Posted on March 12th, 2022 07:52 PM
    Skip did such a tremendous job answering our questions, guiding us through, and providing his professional opinion. Excellent experience!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.