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Skip O’Neal - Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC: I-109407 in Charlotte, NC

Skip O’Neal

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Loan Officer | NMLS# 91400 | SC: MLO - 91400 | NC:...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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  • Encompass
    D
    Dawn H
    Fort Mill, SC
    Posted on May 28th, 2022 12:58 PM
    Skip and his team were very professional and easy to work with and made the process stress free! Thank you!!
  • Encompass
    K
    Kelsey M S
    Charlotte, NC
    Posted on May 22nd, 2022 03:27 PM
    Appreciated Skips willingness to answer all questions we had as first time home buyers.
  • Encompass
    L
    Lindsay R
    Charlotte, NC
    Posted on May 20th, 2022 01:48 AM
    Skip is always a excellent communicator, and him & his team always deliver on-time loans at competitive rates.
  • Encompass
    J
    Jordan M J
    Charlotte, NC
    Posted on May 19th, 2022 02:25 PM
    Skip was extremely helpful and was able to work with us quickly and efficiently. On top of that he's very personable. I would recommend him to anyone!
  • Encompass
    R
    Rebecca A M
    Charlotte, NC
    Posted on May 12th, 2022 06:43 PM
    Skip was very responsive and pleasant to speak with. His staff were excellent too in their communications to me. I was kept abreast of all the steps of the loan process.
  • Encompass
    T
    Tuyet H T T
    Pineville, NC
    Posted on May 12th, 2022 02:52 PM
    Timely responses and professional
  • Encompass
    C
    Cameron J D
    Davidson, NC
    Posted on May 9th, 2022 11:40 AM
    Great communication up front and very easy and smooth process overall
  • Encompass
    R
    Richard C
    Charlotte, NC
    Posted on May 5th, 2022 02:12 PM
    Skip added a personal touch by reaching out to the seller's agent and that helped them choose our offer over a number of others
  • Encompass
    H
    Helen G B
    Charlotte, NC
    Posted on May 3rd, 2022 12:24 PM
    Great communication.
  • Encompass
    L
    Logan S E
    Matthews, NC
    Posted on May 1st, 2022 11:12 AM
    Skip is always there and very responsive to!
  • 171–180 of 486
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Loan Officer
      Feb 1st, 2018 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 91400,SC: MLO - 91400, NC: I-109407
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.