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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Christopher F
    GENOA, IL
    Posted on October 23rd, 2025 02:33 PM
    Felt there was miscommunication especially when it came to the building aspects and what was needed. That seemed to slow things down, I Don't think that is Shelleys fault just something that shouldbe included from the very beginning. Same would...
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    Reply from Shelley Rhoades Mortgage Loan Offic...
    October 29th, 2025 05:26 PM
    Thank you for sharing your thoughts, Chris, I understand the frustration that arises from miscommunication and the delays it can cause, especially regarding building aspects and underwriting requirements. I always aim for a smoother process...
    read more
  • Encompass
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    Jeremy B
    SYCAMORE, IL
    Posted on October 8th, 2025 01:44 PM
    Thank you, thank you, thank you! Shelley and team were terrific to work with. I needed a loan turned around in a very short period of time and Sheeley and team were able to deliver. Always communicating steps and terms clearly, there were never...
    read more
    Reply from Shelley Rhoades
    October 20th, 2025 01:15 PM
    I appreciate your enthusiasm, Jeremy. It was important to me that we kept the process smooth and transparent, especially given the short timeframe we were working with. I'm glad everything was clear and went according to plan. If you ever need...
    read more
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    Tyler J
    Posted on October 7th, 2025 10:55 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Tyler J
    Reply from Owner
    October 8th, 2025 09:33 PM
    Thank you Tyler!
  • Encompass
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    Tyler J
    FORT COLLINS, CO
    Posted on October 7th, 2025 10:55 PM
    Easy process.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    October 7th, 2025 11:05 PM
    I appreciate your review, Tyler. I'm pleased to know that the process felt straightforward for you. If there's anything else I can assist with, don't hesitate to reach out. Thank you for choosing Flat Branch Home Loans.
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    M
    Mark E
    Posted on October 7th, 2025 03:22 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Mark E
    Reply from Owner
    October 8th, 2025 09:33 PM
    Thanks Mark!
  • Encompass
    M
    Mark E
    STEPHENS CITY, VA
    Posted on October 7th, 2025 03:22 PM
    Shelley was very responsive and easy to work with throughout the entire process!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    October 7th, 2025 03:58 PM
    I appreciate your feedback, Mark. It's wonderful to hear that you found me responsive and easy to work with throughout the process. If you have any more questions or need further assistance in the future, don't hesitate to get in touch. Thank...
    read more
  • Encompass
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    Bradley A C
    FORT COLLINS, CO
    Posted on September 30th, 2025 07:31 PM
    I was informed about everything that was going on with our loan
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 30th, 2025 08:12 PM
    I'm glad to hear that you felt well-informed throughout your loan process, Brad. Keeping my clients updated is a top priority for me. Should you have any more questions or need assistance in the future, feel free to reach out. Thank you for...
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    Cindy C
    Posted on September 28th, 2025 01:25 PM
    Great experience working with Shelley and her team! Highly recommended!
    Reply from Owner
    September 29th, 2025 08:05 PM
    I'm grateful for your kind words, Cindy. I'm pleased to hear you had a great experience working with me and my team. Your recommendation means a lot and reinforces our commitment to providing excellent service. If there's anything more I can...
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  • Encompass
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    Cynthia L C
    FORT COLLINS, CO
    Posted on September 28th, 2025 01:24 PM
    Shelley and her team were very helpful and supportive every step of the way. She kept us informed of all updates and changes as the process proceeded. We had a great experience working with her!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 29th, 2025 08:04 PM
    I appreciate your positive feedback, Cynthia. I'm pleased to hear that you found the process smooth and felt well-informed at each step. Keeping my clients updated and supported is always a priority for me. Thank you for choosing Flat Branch...
    read more
  • google
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    Derek Y
    Posted on September 6th, 2025 02:46 AM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Derek Y
    Reply from Owner
    September 12th, 2025 07:30 PM
    I appreciate your 5-star rating, Derek. Thank you for choosing me at Flat Branch Home Loans. It was an honor to help your family into your next home.
  • 81–90 of 155
    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149