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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Shelley was always available and attentive, over 10 months between contract and closing!!!
Reply from Shelley Rhoades
September 16th, 2025 02:48 AM
It's great to know that you felt I was available and attentive throughout the extended process, Derek. Navigating a timeline spanning several months can be challenging, and I'm glad to have been there for you from contract to closing. If there's...
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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Alex C
Reply from Owner
September 5th, 2025 10:08 PM
I appreciate your 5-star rating, Alex. Thank you for choosing me at Flat Branch Home Loans. It was an honor to help your family into your next home.
Great experience
Reply from Shelley Rhoades Mortgage Loan Offic...
September 5th, 2025 10:09 PM
I'm pleased to know you had a great experience, Ryan. It was a pleasure working with you at Flat Branch Home Loans. If you have any future needs or questions, feel free to get in touch.
good response time
Reply from Shelley Rhoades Mortgage Loan Offic...
September 5th, 2025 10:10 PM
I'm pleased to hear you were satisfied with the response time, Jessica. If there's anything more I can do to assist you, please let me know. Your feedback is appreciated! It was an honor being part of this new journey and chapter with your...
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I appreicate the professionalism and attention to detail! Thank you!
Reply from Shelley Rhoades Mortgage Loan Offic...
August 26th, 2025 06:51 PM
I'm really pleased to know that you appreciated the professionalism and attention to detail, Brad. It's important to me that each client feels well taken care of at every stage of the process. Thank you for your kind review and trusting me...
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I always felt like Shelley had our best interests in mind. She helped us through a very difficult process and always did it with a smile on her face.
Reply from Shelley Rhoades Mortgage Loan Offic...
August 14th, 2025 03:06 PM
I'm truly pleased to know that you felt your best interests were a priority throughout this challenging process, Cindy. Navigating complex situations can be difficult, but you two also showed such patience, understanding and grace. Thank you...
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Shelley looked out for us, gave suggestions and was with us the whole way. She was always available or a vm away, which was promptly returned. She got us a goid interest rate.
Reply from Shelley Rhoades Mortgage Loan Offic...
August 14th, 2025 11:17 PM
I'm really pleased to hear that you felt supported and well-guided throughout the process, Marcia. Being there for my clients every step of the way is something I aim for, and I'm glad to know it made a difference for you. It's wonderful that...
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Shelly is very thoughtful and thorough in the process of buying a home! She is super friendly and makes you understand every step!
Reply from Shelley Rhoades
August 3rd, 2025 06:50 PM
I'm so glad to hear that you felt well-supported and informed throughout the home-buying process, Kayla. It's important to me to ensure every client feels comfortable and knowledgeable at each step. Your kind words about my approach mean a...
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Thanks Shelley
Reply from Shelley Rhoades Mortgage Loan Offic...
July 7th, 2025 11:49 PM
It was my honor to be part of this exciting chapter Donna. Thank you for choosing Flat Branch Home Loans and myself as your trusted advisor.. If you need anything else, please feel free to reach out.
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Nicholas T
Reply from Owner
June 30th, 2025 09:46 PM
Nick,
Thank you for taking the time to provide a review. I was so honored to work with you both. Our relationship doesn't end here. I will always be available for any questions or needs. Congratulations on your new home!
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
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Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149