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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Senior Mortgage Banker

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Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
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    Derek Y
    FORT COLLINS, CO
    Posted on September 6th, 2025 02:46 AM
    Shelley was always available and attentive, over 10 months between contract and closing!!!
    Reply from Shelley Rhoades
    September 16th, 2025 02:48 AM
    It's great to know that you felt I was available and attentive throughout the extended process, Derek. Navigating a timeline spanning several months can be challenging, and I'm glad to have been there for you from contract to closing. If there's...
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    Alex C
    Posted on September 3rd, 2025 01:34 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Alex C
    Reply from Owner
    September 5th, 2025 10:08 PM
    I appreciate your 5-star rating, Alex. Thank you for choosing me at Flat Branch Home Loans. It was an honor to help your family into your next home.
  • Encompass
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    Ryan A C
    SYCAMORE, IL
    Posted on September 3rd, 2025 01:34 PM
    Great experience
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 5th, 2025 10:09 PM
    I'm pleased to know you had a great experience, Ryan. It was a pleasure working with you at Flat Branch Home Loans. If you have any future needs or questions, feel free to get in touch.
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    Jessica L C
    SYCAMORE, IL
    Posted on September 1st, 2025 03:43 AM
    good response time
    Reply from Shelley Rhoades Mortgage Loan Offic...
    September 5th, 2025 10:10 PM
    I'm pleased to hear you were satisfied with the response time, Jessica. If there's anything more I can do to assist you, please let me know. Your feedback is appreciated! It was an honor being part of this new journey and chapter with your...
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    Bradley D L
    BROOMFIELD, CO
    Posted on August 26th, 2025 01:56 PM
    I appreicate the professionalism and attention to detail! Thank you!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    August 26th, 2025 06:51 PM
    I'm really pleased to know that you appreciated the professionalism and attention to detail, Brad. It's important to me that each client feels well taken care of at every stage of the process. Thank you for your kind review and trusting me...
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  • Encompass
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    Cynthia F
    BERTHOUD, CO
    Posted on August 14th, 2025 01:54 PM
    I always felt like Shelley had our best interests in mind. She helped us through a very difficult process and always did it with a smile on her face.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    August 14th, 2025 03:06 PM
    I'm truly pleased to know that you felt your best interests were a priority throughout this challenging process, Cindy. Navigating complex situations can be difficult, but you two also showed such patience, understanding and grace. Thank you...
    read more
  • Encompass
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    Marcia F G
    SANDWICH, IL
    Posted on August 13th, 2025 02:07 PM
    Shelley looked out for us, gave suggestions and was with us the whole way. She was always available or a vm away, which was promptly returned. She got us a goid interest rate.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    August 14th, 2025 11:17 PM
    I'm really pleased to hear that you felt supported and well-guided throughout the process, Marcia. Being there for my clients every step of the way is something I aim for, and I'm glad to know it made a difference for you. It's wonderful that...
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  • Encompass
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    Kayla M
    CHICAGO, IL
    Posted on July 24th, 2025 06:48 PM
    Shelly is very thoughtful and thorough in the process of buying a home! She is super friendly and makes you understand every step!
    Reply from Shelley Rhoades
    August 3rd, 2025 06:50 PM
    I'm so glad to hear that you felt well-supported and informed throughout the home-buying process, Kayla. It's important to me to ensure every client feels comfortable and knowledgeable at each step. Your kind words about my approach mean a...
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  • Encompass
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    Donna K K
    FORT COLLINS, CO
    Posted on July 2nd, 2025 03:02 PM
    Thanks Shelley
    Reply from Shelley Rhoades Mortgage Loan Offic...
    July 7th, 2025 11:49 PM
    It was my honor to be part of this exciting chapter Donna. Thank you for choosing Flat Branch Home Loans and myself as your trusted advisor.. If you need anything else, please feel free to reach out.
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    Nicholas T
    Posted on June 28th, 2025 02:26 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Nicholas T
    Reply from Owner
    June 30th, 2025 09:46 PM
    Nick, Thank you for taking the time to provide a review. I was so honored to work with you both. Our relationship doesn't end here. I will always be available for any questions or needs. Congratulations on your new home!
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149