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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • Encompass
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    Ronald C B
    VILLAGE OF LAKEWOOD, IL
    Posted on December 3rd, 2025 02:16 PM
    Shelley and her team were amazing and I would recommend them highly to anyone going through this process. Thank you!!!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 8th, 2025 12:44 PM
    Thank you for your kind words, Ron. Your recommendation means a lot to me, and I am grateful for your loyalty, support and business over the years. You are always such a joy to work with.
  • Encompass
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    Vinamra M
    FORT COLLINS, CO
    Posted on November 28th, 2025 03:40 PM
    Shelley has been AMAZING. She works through all of the intricacies and then communicates them very well, even through the holidays and at odd hours. Shelley goes above and beyond. We cannot stress enough how incredible it has been as first...
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    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 8th, 2025 12:51 PM
    Your kind feedback means a lot, Vinamra and warms my heart that your first time purchase was such a great experience. That is what I strive for wish for everyone. Helping make the numbers clear and being available whenever borrowers need me...
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    Gabrielle H
    DENVER, CO
    Posted on November 27th, 2025 04:03 PM
    Shelley was amazing to work with. She was organized, fast, and always made sure I understood every part of the process. She made the whole lending experience smooth and stress free. Highly recommend.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 8th, 2025 12:53 PM
    I'm grateful for your kind words, Gabrielle. It's rewarding to know that the process was smooth and stress-free for you. You were a joy to work with. Thanks for recommending me!
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    Cynthia S
    HUNTLEY, IL
    Posted on November 6th, 2025 04:29 PM
    Shelley and her team are very professional, attentive and a pleasure to work with. They are the best and will and always recommend Shelley and her team! Thanks you for making the whole process easy and stress free.
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    Reply from Shelley Rhoades Mortgage Loan Offic...
    November 10th, 2025 01:28 AM
    I'm grateful for your generous feedback, Cynthia. Knowing that you found the process easy and stress-free with my team and me is truly rewarding. I aim to provide attentive and professional service consistently, so I'm glad that came through...
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  • Encompass
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    Joel S
    HUNTLEY, IL
    Posted on November 6th, 2025 03:01 PM
    Shelley made the process exciting and painless. The customer service shown by her and her team is unmatched
    Reply from Shelley Rhoades Mortgage Loan Offic...
    November 10th, 2025 01:27 AM
    I'm pleased to hear that the process felt both exciting and smooth, Joel. Providing exceptional customer service is always my priority, and I'm glad that you felt well-supported. If you ever need further assistance, don't hesitate to reach...
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    Angie G
    Posted on November 6th, 2025 01:15 AM
    As always Shelley went above and beyond for my clients...even spending over 2 hours on the phone with my buyers and their insurance company just to help assist with an insurance issue! Who does this!? SHELLEY does this! Thank you again for...
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    Reply from Owner
    November 6th, 2025 03:53 PM
    Thank you so much, my friend! I am grateful to have amazing realtor partners to work with in the industry!
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    Kristen W
    Posted on November 3rd, 2025 04:25 PM
    Shelley was always available for questions and clarifications, and provided detailed responses and analyses for our financial situation. She was always friendly and approachable, and provided additional assistance when requested.
    Reply from Owner
    November 6th, 2025 03:53 PM
    Thank you so much, Kristen! I appreciate the review and kind words!
  • Encompass
    K
    Kristen R W
    FORT COLLINS, CO
    Posted on November 3rd, 2025 04:25 PM
    Shelley was always available for questions and clarifications, and provided detailed responses and analyses for our financial situation. She was always friendly and approachable, and provided additional assistance when requested.
    Reply from Shelley Rhoades
    November 13th, 2025 04:27 PM
    I'm pleased to hear that my availability and detailed responses were helpful for your financial situation, Kristen. Ensuring you felt supported and informed throughout the process was my primary goal. If you have any more questions or need...
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    Eric L
    Posted on October 27th, 2025 03:54 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Eric L
    Reply from Owner
    October 29th, 2025 05:24 PM
    Eric, I appreciate your positive rating. Thank you for your support. It was an honor to work with you!
  • Encompass
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    Eric L
    SUN CITY CENTER, FL
    Posted on October 27th, 2025 03:52 PM
    Great attention to detail and overall buyer advocacy
    Reply from Shelley Rhoades Mortgage Loan Offic...
    October 29th, 2025 05:24 PM
    Your feedback on the attention to detail and commitment to buyer advocacy is truly appreciated, Eric. Ensuring that every aspect of the process is handled with care and precision is important to me. If you ever have any questions or need further...
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149