Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715's Cover Image
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Phillip G
    GURNEE, IL
    Posted on December 22nd, 2025 07:10 PM
    Shelley is friendly, accommodating, was amazing in providing information regarding my qualifications, options, and was available to go through the mortgage terms and closing statement so I was able to understand everything I needed to. I will...
    read more
    Reply from Shelley Rhoades
    January 1st, 2026 07:11 PM
    Your review is genuinely appreciated, Phillip. I'm glad I could assist you by providing the necessary information about your qualifications and options. Helping you understand the mortgage terms and closing statement was a priority, and I'm...
    read more
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    Joel S
    Posted on December 21st, 2025 04:13 PM
    Have worked with Shelley and her team multiple times over the years. Communication is great and process is stress free. You are in good hands with Shelley!
    Reply from Owner
    December 29th, 2025 11:34 PM
    Thank you so much Joel!!
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    Meek M
    Posted on December 18th, 2025 05:12 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Meek M
  • Encompass
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    Michael M
    HUNTLEY, IL
    Posted on December 18th, 2025 05:12 PM
    The process was smooth and fast.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 18th, 2025 05:44 PM
    I appreciate you highlighting the smooth and fast process, Michael. It was an honor and privilege to work with you two. Congratulations.
  • Encompass
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    John S M
    FORT COLLINS, CO
    Posted on December 18th, 2025 05:54 AM
    Shelley and her team did a great job communicating!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 18th, 2025 02:51 PM
    I'm glad to hear that you found the communication from myself and my team effective, John. You two were a pleasure to work with. Welcome to Colorado. Thank you for the kind words!
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    April M
    Posted on December 14th, 2025 03:34 PM
    We blazed through the process and it was so fast and easy with them. I highly recommend Shelley and her team!
    Reply from Owner
    December 16th, 2025 04:27 AM
    Thank you so much April! I am really glad you had a wonderful experience!
  • Encompass
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    Kelly M
    HUNTLEY, IL
    Posted on December 14th, 2025 03:32 PM
    You guys did a fantastic job! Title and attorney also though you guys were great. Hopefully we'll be working together again soon!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 15th, 2025 06:08 PM
    I'm glad to hear you had a positive experience working with us, Kelly. It's rewarding to know that the entire team, including the title and attorney, met your expectations. I look forward to the possibility of working together again in the...
    read more
  • Encompass
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    Joel S
    EDMOND, OK
    Posted on December 13th, 2025 01:18 PM
    Multiple experieneces with Shelley and her team. All wonderful! Good communication and follow-up! No Stress!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 15th, 2025 06:09 PM
    I'm grateful for your feedback, Joel. It's rewarding to know that each interaction met your expectations. Thank you for your continued support and business.
  • Encompass
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    Mark D K
    ELBURN, IL
    Posted on December 7th, 2025 05:21 PM
    I have confidence when I work with Shelley that she'll do an outstanding job overseeing the process to ensure a successful outcome.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 8th, 2025 12:41 PM
    Knowing that you have confidence in my ability to manage the process means a lot, Mark. Thank you for your trust and loyalty over the years. You are a joy to work with.
  • Encompass
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    Kevin L
    FORT COLLINS, CO
    Posted on December 5th, 2025 06:04 PM
    Shelley was very responsive and always available when I needed her .
    Reply from Shelley Rhoades Mortgage Loan Offic...
    December 8th, 2025 12:41 PM
    I'm glad to know that my responsiveness and availability met your needs, Kevin. Being there for clients like you is an essential part of my role. Thank you for your kind words!
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
    video
    video
    video
    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149