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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Shelley is friendly, accommodating, was amazing in providing information regarding my qualifications, options, and was available to go through the mortgage terms and closing statement so I was able to understand everything I needed to. I will...
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Reply from Shelley Rhoades
January 1st, 2026 07:11 PM
Your review is genuinely appreciated, Phillip. I'm glad I could assist you by providing the necessary information about your qualifications and options. Helping you understand the mortgage terms and closing statement was a priority, and I'm...
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Have worked with Shelley and her team multiple times over the years. Communication is great and process is stress free. You are in good hands with Shelley!
Reply from Owner
December 29th, 2025 11:34 PM
Thank you so much Joel!!
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Meek M
The process was smooth and fast.
Reply from Shelley Rhoades Mortgage Loan Offic...
December 18th, 2025 05:44 PM
I appreciate you highlighting the smooth and fast process, Michael. It was an honor and privilege to work with you two. Congratulations.
Shelley and her team did a great job communicating!
Reply from Shelley Rhoades Mortgage Loan Offic...
December 18th, 2025 02:51 PM
I'm glad to hear that you found the communication from myself and my team effective, John. You two were a pleasure to work with. Welcome to Colorado. Thank you for the kind words!
We blazed through the process and it was so fast and easy with them. I highly recommend Shelley and her team!
Reply from Owner
December 16th, 2025 04:27 AM
Thank you so much April! I am really glad you had a wonderful experience!
You guys did a fantastic job! Title and attorney also though you guys were great. Hopefully we'll be working together again soon!
Reply from Shelley Rhoades Mortgage Loan Offic...
December 15th, 2025 06:08 PM
I'm glad to hear you had a positive experience working with us, Kelly. It's rewarding to know that the entire team, including the title and attorney, met your expectations. I look forward to the possibility of working together again in the...
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Multiple experieneces with Shelley and her team. All wonderful! Good communication and follow-up! No Stress!
Reply from Shelley Rhoades Mortgage Loan Offic...
December 15th, 2025 06:09 PM
I'm grateful for your feedback, Joel. It's rewarding to know that each interaction met your expectations. Thank you for your continued support and business.
I have confidence when I work with Shelley that she'll do an outstanding job overseeing the process to ensure a successful outcome.
Reply from Shelley Rhoades Mortgage Loan Offic...
December 8th, 2025 12:41 PM
Knowing that you have confidence in my ability to manage the process means a lot, Mark. Thank you for your trust and loyalty over the years. You are a joy to work with.
Shelley was very responsive and always available when I needed her .
Reply from Shelley Rhoades Mortgage Loan Offic...
December 8th, 2025 12:41 PM
I'm glad to know that my responsiveness and availability met your needs, Kevin. Being there for clients like you is an essential part of my role. Thank you for your kind words!
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
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Videos




Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149