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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Senior Mortgage Banker in Fort Collins, CO
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Shelley Rhoades Mortgage Loan Officer, Flat B...

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Senior Mortgage Banker

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Parkland
Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Parkland
Parkland
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
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0%
1 Star
0%
Reviews from Web
  • Encompass
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    Kerry L J
    FORT COLLINS, CO
    Posted on February 9th, 2026 05:53 PM
    Shelley was very professional , thorough and kind throughout our refinance and made the process run smooth! I will recommend Shelley to any and all persons in need of a mortgage or refinance!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    February 10th, 2026 03:33 PM
    It's great to know that you found the refinance process smooth and professional, Kerry. Your kind words about my thoroughness and approach mean a lot. Thank you for taking the time to share your experience!
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    Larry O
    Posted on February 9th, 2026 04:21 PM
    Very very fast and easy.
    Reply from Owner
    February 10th, 2026 03:34 PM
    I appreciate your positive feedback, Larry. It's great to hear that the process was fast and easy for you. Thank you for your trust in ma and Branch Home Loans!
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    Chris Q
    Posted on February 9th, 2026 04:21 PM
    Shelley and her team consistently go above and beyond. They’re incredibly attentive, exceptionally knowledgeable, and always professional. They make the entire process seamless and ensure you’re matched with the perfect loan for your needs.
    Reply from Owner
    February 10th, 2026 03:37 PM
    I'm grateful for your feedback, Chris. I'm glad to hear that our attentiveness and knowledge made a positive impact. You always make the transactions fun and easy on my side. Thank you for your trust in my services.
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    Larry O
    FORT COLLINS, CO
    Posted on February 9th, 2026 04:21 PM
    Shelley is the BOMB!!!!!
    Reply from Shelley Rhoades
    February 19th, 2026 04:21 PM
    I'm grateful for your enthusiasm, Larry. It's great to hear that you had such a positive experience with my services. If there's anything else you need or any questions you have in the future, don't hesitate to reach out. Thanks for your support!...
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    Christopher Q
    MACOMB, MI
    Posted on February 9th, 2026 04:18 PM
    Shelley and her team are always courteous and professional listening to your needs.
    Reply from Shelley Rhoades
    February 19th, 2026 04:19 PM
    I appreciate your positive feedback, Christopher. It's important to me to maintain a courteous and professional approach while attentively listening to your needs. I'm glad to know you felt well supported throughout the process. Should you...
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    Romeo R
    Posted on February 4th, 2026 04:49 PM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Romeo R
    Reply from Owner
    February 10th, 2026 03:38 PM
    I appreciate your rating, Romeo. You are always a joy to work with. Thank you for taking the time to score my service.
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    Romeo D L C R
    CRYSTAL LAKE, IL
    Posted on February 4th, 2026 04:49 PM
    She listens, very helpful, trustworthy. She works with you and finds way to help you. I'm very glad to have her with my mortgage needs. She's a good friend now and I will bring my business to her.
    Reply from Shelley Rhoades
    February 16th, 2026 06:14 PM
    It's great to know that you found my assistance helpful and trustworthy, Romeo. Building a supportive relationship throughout the mortgage process is always my aim, and I'm pleased to hear you consider me a good friend now. Whenever you have...
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  • Encompass
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    Christie W
    FORT COLLINS, CO
    Posted on February 3rd, 2026 04:18 PM
    Shelley and her team were amazing! They made the process smooth and easy.
    Reply from Shelley Rhoades Mortgage Loan Offic...
    February 10th, 2026 03:39 PM
    It's great to hear that you found the process smooth and easy, Christie. You are always a joy to work with. Thank you for your kind words!
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    Tony C
    Posted on February 3rd, 2026 01:30 AM
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Tony C
    Reply from Owner
    February 10th, 2026 03:40 PM
    Your five-star rating means a lot to me, Tony. You are always a pleasure to work with! Thank you for taking a moment to share it!
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    Rafael A C
    DES MOINES, IA
    Posted on February 3rd, 2026 01:29 AM
    Shelley is a consummate professional making the home buying and refinancing process easy! Thank you for all your hard work as usual!
    Reply from Shelley Rhoades Mortgage Loan Offic...
    February 10th, 2026 03:41 PM
    Your kind words mean a lot to me. I'm grateful that you found the home buying and refinancing processes straightforward and manageable. Thank you for your thoughtful review!
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    About
    With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Home Loans
    Mortgage Loans
    First-Time Homebuyer Loans
    Jumbo Loans
    HELOC
    Bridge Loans
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    Education
    • Parkland
      Accounting and Business/Management
      Associate's Degree
      Jan 1985 -May 1987
      Parkland logo
    • University of Illinois Urbana-Champaign
      Sign Language Interpretation and Translation
      Aug 1985 -Dec 1985
      University of Illinois Urbana-Champaign logo
    Positions
    • Flat Branch Home Loans - Mortgage Loan Officer
      Jul 1st, 2024 - Current
    • FNBO - Mortgage Loan Officer
      Apr 1st, 2012 - Jul 1st, 2024
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS 412715
    Gallery
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 - Gallery Photo
    Videos
    video
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    Achievements
    • Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
    • Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
    • Top Mortgage Loan Officer in Illinois 2014, 2013
    • View All
    Hobbies
    • Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
    • Gardening & reading
    Disclaimer
    NMLS# 224149