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Shelley Rhoades Mortgage Loan Officer, Flat B...
Senior Mortgage Banker


Parkland
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate lo... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Shelley was very professional , thorough and kind throughout our refinance and made the process run smooth! I will recommend Shelley to any and all persons in need of a mortgage or refinance!
Reply from Shelley Rhoades Mortgage Loan Offic...
February 10th, 2026 03:33 PM
It's great to know that you found the refinance process smooth and professional, Kerry. Your kind words about my thoroughness and approach mean a lot. Thank you for taking the time to share your experience!
Very very fast and easy.
Reply from Owner
February 10th, 2026 03:34 PM
I appreciate your positive feedback, Larry. It's great to hear that the process was fast and easy for you. Thank you for your trust in ma and Branch Home Loans!
Shelley and her team consistently go above and beyond. They’re incredibly attentive, exceptionally knowledgeable, and always professional. They make the entire process seamless and ensure you’re matched with the perfect loan for your needs.
Reply from Owner
February 10th, 2026 03:37 PM
I'm grateful for your feedback, Chris. I'm glad to hear that our attentiveness and knowledge made a positive impact. You always make the transactions fun and easy on my side. Thank you for your trust in my services.
Shelley is the BOMB!!!!!
Reply from Shelley Rhoades
February 19th, 2026 04:21 PM
I'm grateful for your enthusiasm, Larry. It's great to hear that you had such a positive experience with my services. If there's anything else you need or any questions you have in the future, don't hesitate to reach out. Thanks for your support!...
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Shelley and her team are always courteous and professional listening to your needs.
Reply from Shelley Rhoades
February 19th, 2026 04:19 PM
I appreciate your positive feedback, Christopher. It's important to me to maintain a courteous and professional approach while attentively listening to your needs. I'm glad to know you felt well supported throughout the process. Should you...
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Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Romeo R
Reply from Owner
February 10th, 2026 03:38 PM
I appreciate your rating, Romeo. You are always a joy to work with. Thank you for taking the time to score my service.
She listens, very helpful, trustworthy. She works with you and finds way to help you. I'm very glad to have her with my mortgage needs. She's a good friend now and I will bring my business to her.
Reply from Shelley Rhoades
February 16th, 2026 06:14 PM
It's great to know that you found my assistance helpful and trustworthy, Romeo. Building a supportive relationship throughout the mortgage process is always my aim, and I'm pleased to hear you consider me a good friend now. Whenever you have...
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Shelley and her team were amazing! They made the process smooth and easy.
Reply from Shelley Rhoades Mortgage Loan Offic...
February 10th, 2026 03:39 PM
It's great to hear that you found the process smooth and easy, Christie. You are always a joy to work with. Thank you for your kind words!
Shelley Rhoades Mortgage Loan Officer, Flat Branch Home Loans, NMLS #412715 has received a review with 5 star rating from Tony C
Reply from Owner
February 10th, 2026 03:40 PM
Your five-star rating means a lot to me, Tony. You are always a pleasure to work with! Thank you for taking a moment to share it!
Shelley is a consummate professional making the home buying and refinancing process easy! Thank you for all your hard work as usual!
Reply from Shelley Rhoades Mortgage Loan Offic...
February 10th, 2026 03:41 PM
Your kind words mean a lot to me. I'm grateful that you found the home buying and refinancing processes straightforward and manageable. Thank you for your thoughtful review!
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About
With over 20 years of experience as a Mortgage Loan Officer, I’m passionate about guiding clients through the home financing process. I specialize in Conventional, FHA, VA, USDA, IHDA, Jumbo, and New Construction loans with extended rate locks. Based in DeKalb County and Fort Collins, I also serve clients across many states nationwide. Known for clear communication, personalized solutions, and strong partnerships, I strive to make every transaction smooth and stress-free. I look forward to helping you achieve your homeownership goals!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home Loans
Mortgage Loans
First-Time Homebuyer Loans
Jumbo Loans
HELOC
Bridge Loans
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Education
- ParklandAccounting and Business/ManagementAssociate's DegreeJan 1985 -May 1987

- University of Illinois Urbana-ChampaignSign Language Interpretation and TranslationAug 1985 -Dec 1985

Positions
- Flat Branch Home Loans - Mortgage Loan OfficerJul 1st, 2024 - Current
- FNBO - Mortgage Loan OfficerApr 1st, 2012 - Jul 1st, 2024
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS 412715
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Awards
Achievements
- Top Producer - Circle of Excellence 2023, 2022, 2021, 2020, 2019, 2018, 2017, 2016, 2015
- Most Valued Affiliate - Hometown Association of Realtors of DeKalb County
- Top Mortgage Loan Officer in Illinois 2014, 2013
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Hobbies
- Shopping, Boating, Yoga, and spending time outdoors with my husband and dog
- Gardening & reading
Disclaimer
NMLS# 224149