Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila was great to work with and answered all of our questions. She helped make sure we understood all the costs and limitations to securing a mortgage for the house that fit us best. She provided thorough and prompt information in what can...
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Reply from Owner
July 16th, 2025 06:29 PM
Thank you so much Stephen!!
Sheila was great to work with and answered all of our quetions. She helped make sure we understood all the costs and limitations to securing a mortgage for the house that fit us best. She provided thorough and prompt information in what can...
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Reply from Sheila Gambatese
July 1st, 2025 01:31 PM
Thank you for you kind words. I wish you and Kristen all the best in your new home!!
Responsive and available
Reply from Sheila Gambatese
July 1st, 2025 01:32 PM
Thank you!! We went through a lot!! I am so happy for your kids!!! I can't wait to do this again!!
10/10 would recommend
Reply from Sheila Gambatese
June 9th, 2025 01:18 PM
Thank you Hannah! You and Nina were a joy to work with. I hope you are getting settled into your new home! Sheila G.
Not enough kind things to say about working with Sheila and her team - being a first time home buyer, she really took her time to explain the whole process to me from the get-go and follow up timely with any questions, concerns, or requests...
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Reply from Owner
June 9th, 2025 01:18 PM
Thank you!! I hope all is well in your new home!! Sheila G.
Sheila's amazing and really helped me understand every step of the process. Was patient with any questions and requests I had. Will definitely recommend to any friends or family who ask about a mortgage!
Reply from Sheila Gambatese
May 30th, 2025 01:19 PM
Thank you so much Andre. I am so happy for you and your new adventure down in the 'Burgh'!!
Sheila has an incredible, hands on, assuaging attitude that reflects her expertise. put me at ease
Reply from Sheila Gambatese
May 20th, 2025 12:42 PM
Thank you so much Chris. It was a pleasure getting to know you! I wish you all the best in your new home!
Very helpful, very available, explained the process very thoroughly.
Reply from Sheila Gambatese
May 8th, 2025 04:36 PM
Thank you Andrew. I really enjoyed working with you and Whitney. I wish you wonderful new memories in your new home. Sheila
Sheila is amazing and always does such a great job! My clients were very happy with her and I will continue to send my business to
Reply from Sheila Gambatese
May 8th, 2025 04:37 PM
Thank you Laura. You are always a pleasure to work with.
We loved the app, it was very user friendly! Everyone was very kind and engaging, every question we had was answered! We never felt like we didn't understand a step in the process!
Reply from Sheila Gambatese
May 6th, 2025 12:48 PM
Thank you Whitney. I am so thrilled for you and Andy. I can't wait to see pictures as you and your family settle into your new home.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity