Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Chris G
Reply from Owner
May 5th, 2025 04:23 PM
Thank you Chris. It was a pleasure working with you. Congratulations on your first home!!
Everyone i have the opportunity to deal with was great , polite, and knowledgeable. The experience was painless and a good experience.
Reply from Sheila Gambatese
May 8th, 2025 04:37 PM
Thank you Chris. I look forward to hearing all about your 1st home!!
As confusing as buying a home is and applying for a mortgage, Sheila really helped the process.
Reply from Sheila Gambatese
March 31st, 2025 08:55 PM
Thank you Annabelle. I loved working with you & Jeremy. Enjoy your new home.
Streamlined process and extremely great service from Sheila and her partners as usual!!!
Reply from Sheila Gambatese
January 31st, 2025 09:27 PM
Thank you Tony! I am so happy for you, Meghan & the kids. Congratulations!!!
Sheila is polite and very knowledgeable. I always try to recommend her to others! Anytime we have questions She has the answers. If not she finds them! 10/1
Reply from Sheila Gambatese
December 31st, 2024 01:50 PM
Thank you so much. You guys are always a pleasure to work with. I wish you and Brian all the best as you start the New Year in your new home. Sheila
Working on building my base of buyers in 2025. Hopefully I'll be able to put some in touch with you.
Reply from Sheila Gambatese
December 27th, 2024 03:29 PM
Thank you Brian. I truly enjoyed working with you as well as Kathleen & Brian S. I am looking forward to partnering with you again soon! Happy New Year!!
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Ben M
Reply from Owner
December 27th, 2024 03:07 PM
Hi Ben. It was a pleasure working with you. I wish you all the best in your new home!
Sheila made the home buying experience very easy and pleasant
Reply from Sheila Gambatese
December 25th, 2024 10:45 PM
I really appreciate the feedback and am looking forward to working with you again.
Sheila is fully invested in doing everything she can to help make one’s dream of owning a home a reality. We have been blessed to work with her twice over the years. Her expertise and advice took the stress out of the home buying process for...
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Reply from Owner
December 3rd, 2024 04:10 PM
Thank you so much Rachel. It was a pleasure helping you & Justin once again. I am so excited as you guys begin building memories in your new home!!
Sheila is fully invested in doing everything she can to help make one’s dream of owning a home a reality. We have been blessed to work with her twice in the last five years, as she helped us in the home buying process for our starter home and...
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Reply from Sheila Gambatese
December 2nd, 2024 12:12 AM
I really appreciate the feedback and am looking forward to working with you again.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity