Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila and her team were phenomenal! Helped us navigate our home loan process step by step. Understanding, compassionate, and determined to work to ensure tue job was done efficiently and affectively. Highly recommend
Reply from Owner
September 15th, 2022 07:41 PM
Thank you Elizabeth!! It was our pleasure. We love working with great clients like you.
Sheila is amazing! She walked us through the home buying process step by step. She took the overwhelm out of the equation and is so very kind too. Hard working and determined. Definitely the one to get the job done!
Reply from Owner
September 14th, 2022 12:00 AM
Thank you for your kind words Lysette. It was a pleasure working with you!!
Sheila stepped in during a time of extreme stress for myself and my daughter and made things happen. Amazing person and incredible support staff. I cannot recommend her enough. Call her today!
Reply from Owner
August 11th, 2022 01:28 PM
Thank you Erica. You were a pleasure to work with!!! I hope you are getting settled and enjoying your new home!!! Call me with any questions.
S
We had a wonderful experience working with Sheila! She made sure to keep in excellent contact with us and answered any questions we had. We would highly recommend her services.
Reply from Owner
July 21st, 2022 07:13 PM
Hi Marissa. Thank you so much. You & Aaron are fantastic clients! I hope you are all settled in and enjoying your new home.
Sheila was wonderful to work with. She answered all my questions, and was so knowledgeable. I will recommend her to anyone!
Reply from Owner
July 6th, 2022 07:35 PM
Thank you so much Ashley! It was my pleasure.
Sheila made the entire process of buying a home quick and easy. She was always available, and responded to any questions or emails right away. Even though she was dealing with some very serious events in her personal life she was always there,...
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Reply from Owner
April 27th, 2022 02:05 PM
Liam, Thank you for your kind words. You guys were a dream to work with. I hope you & Ashley are settling in. I am always here if you need anything!!
Sheila made the entire process of buying a home quick and easy. With it being our first time buying a home we had a lot of questions. Sheila was always available, and responded to any questions or emails right away. Additionally, even though...
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Reply from Owner
April 27th, 2022 12:00 AM
Thank you Liam! It was a pleasure working with you & Ashley.
Shelia is the best! She made our loan process and home buying experience so easy. She was always available to answer questions and checked in with us as needed!
Reply from Owner
April 27th, 2022 02:03 PM
Thank you Jessica. I hope all is well & I see you are making some huge improvements!!
Sheila was amazing during my entire home buying experience. She and her team kept me well informed at all steps. Sheila answered all calls, texts and emails from me in a very timely fashion! I will use her again if needed and highly recommend...
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Reply from Owner
April 27th, 2022 02:01 PM
Thank you Rob. I hope all is well and you are settled into your new home.
Sheila was amazing during my entire home buying experience. She and her team kept me well informed at all steps. Sheila answered all calls, texts and emails from me in a very timely fashion! I will use her again if needed and highly recommend...
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Reply from Owner
March 22nd, 2022 12:00 AM
Thank you Rob! It was my pleasure assisting you with your purchase. Enjoy your new home!
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity