

Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231

I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila was awesome to say the least! She kept in touch every step of the way, was available when we had questions and was just so nice and helpful. I highly recommend Sheila and Holland mortgage.
Reply from Owner
November 15th, 2023 12:00 AM
Thank you Marie. I appreciate your kind words. You guys made it easy!!
We moved from Florida to NW Pennsylvania and Sheila went above and beyond our expectations on the purchase of our home. I would highly recommend Sheila to anyone looking to purchase a home.
Reply from Owner
July 28th, 2023 04:07 PM
Thank you Michael. You and Sandy were amazing to work with. My Team and I are so glad we could assist you.
Sheila Gambatese was wonderful to work with. Sheila was accessible even on weekends, quickly got us pre-approved, worked up pre-approval letters and payment information for several properties, and was always pleasant and positive and helpful...
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Reply from Owner
July 28th, 2023 04:12 PM
Thank you Lisa. You and Donald were fantastic to work with.
Sheila and her team were amazing ! Extremely helpful and always there to answer all of our questions ! She made our first home buying experience an absolute pleasure . Highly recommend Sheila Gambetese and her team at Holland mortgage!
Reply from Owner
July 28th, 2023 03:40 PM
Thank you Carlo!! We love to assist wonderful clients like you!!
Sheila was extremely helpful to my husband and me in obtaining a mortgage for our home. She communicated with us during the entire process to make sure everything was moving along efficiently and that all of our questions were answered. She...
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Reply from Owner
July 28th, 2023 04:04 PM
Thank you Katie! I loved working with you.
Sheila was extremely helpful to my husband and me in obtaining a mortgage for our home. She communicated with us during the entire process to make sure everything was moving along efficiently and that all of our questions were answered. She...
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Reply from Owner
March 13th, 2023 12:00 AM
Thank you Kathleen. You guys were a pleasure to work with!!
We feel lucky to have found Sheila and her very friendly team. She never missed a call from us, even around the holidays. Buying a new house can be exciting and stressful and all you want is to know is exactly what is happening with the process....
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Reply from Owner
December 30th, 2022 06:48 PM
Thank you John! You & Katlin are wonderful clients and it was our pleasure to serve you. My Team & I wish you a very Happy New Year.
Sheila and her team were outstanding. I was living on the West coast during my home buying process and Sheila made the process stress free. She kept me informed of where we were at the in the process. Her team worked with me to get all of the...
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Reply from Owner
December 30th, 2022 06:49 PM
Thank you Katy. We wish you a very Happy New Year!!
Sheila is very amazing, and if you looking to buy a house, sheila can help you with all process, She’s deserves all the success and appreciation, because she helped me in every step of the way while buying my house, I really appreciate it for...
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Reply from Owner
October 23rd, 2022 11:58 AM
Thank you Arkan. I hope you and your family are enjoying your new home.
Sheila helped me and my sister to found our dream house, I recommend it everyone who wants to buying a house, they should working with Sheila, You’ll not gonna found a lender to help you like Sheila, I really appreciate it for everything she...
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Reply from Owner
September 23rd, 2022 12:00 AM
Thank you Arkan. You and Athraa are wonderful and I am so glad I was able to be a part of your First Home purchase for your family.
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity