Sheila Gambatese - Sr. Loan Officer @ HMA Mor...
Senior Loan Officer | NMLS #130231
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in fir... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Sheila is responsive, respectful, on top of details, easy to reach and so knowledgeable about every type of financing - she is my go to person!
Reply from Sheila Gambatese
February 23rd, 2024 07:57 PM
Thank you Sherri!! I appreciate you!!
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Collin M
Reply from Owner
February 13th, 2024 08:31 PM
Thank you Collin!!
Sheila was absolutely phenomenal! She was quick, concise, and thorough in all of her responses. She made the process as seamless as possible and could not be more pleased. Thank you again Sheila!
Reply from Sheila Gambatese
February 5th, 2024 01:32 PM
Thank you Collin! It was our pleasure to help you & Christina purchase your home. All our best on your new journey!
Sheila Gambatese - Sr. Loan Officer @ HMA Mortgage - NMLS# 130231 has received a review with 5 star rating from Libby R
Reply from Owner
February 13th, 2024 08:32 PM
Thank you!!! It is always a pleasure working with you!
Sheila is wonderful with communication and she really takes the time to service her clients. I love sending my first time homebuyers to her because she knows how to walk them through the process and keep them calm.
Reply from Sheila Gambatese
January 31st, 2024 02:10 PM
Thank you Libby. I think we make an AMAZING Team!!
Sheila and her team were immensely helpful in guiding me through my first home purchase!
Reply from Sheila Gambatese
January 30th, 2024 03:50 PM
Thank you Mitch. It was a pleasure working with you! Enjoy your new home & stay in touch!
I had so many questions about the processes of buying a new home and Sheila was there every step of the way. She answered me day or night, was supremely knowledgeable and understanding. Sheila put me at ease and calmed my nerves.
Reply from Owner
December 8th, 2023 12:00 AM
Thank you Diane. It was a pleasure working with you. Enjoy Christmas in your new home!!
Sheila and her team were wonderful. She explained everything and was there to answer all the questions I had. I highly recommend Sheila and her team!
Reply from Owner
December 7th, 2023 08:55 PM
Thank you Eric!!
Sheila and her team were great. They answered all my questions and made sure I knew everything I needed to know through the process. I highly recommend Sheila and her team!
Reply from Owner
November 17th, 2023 12:00 AM
Thank you Eric!!
Sheila with Holland Mortgage made our home buying experience so easy and seamless. I highly recommend this team for all of your mortgage needs. Thank you..
Reply from Owner
November 17th, 2023 03:18 PM
Thank you Marie!!
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About
I am a Senior Mortgage Advisor with Team Gambatese at HMA Mortgage, proudly serving homebuyers, homeowners, and real estate professionals throughout Erie County, Crawford County, and surrounding Pennsylvania communities. I specialize in first-time homebuyer programs, FHA, VA, USDA, conventional loans, refinancing, PHFA programs, investment programs, and Buy Before You Sell solutions. I pride myself in proactive communication, personalized guidance, and local expertise, while helping clients navigate the mortgage process with confidence from preapproval through closing in Erie, Millcreek, Meadville, Harborcreek, Fairview, and nearby communities. I am always committed to helping make home ownership possible for everyone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Home Mortgage Financing
Jumbo Loan Programs
Conventional Mortgage Programs
Renovation Mortgage Financing Programs
FHA / VA / USDA Government Mortgage Programs
PHFA - PA State Bond Programs
Down Payment Assistance Programs
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Memberships
- Greater Erie Board of Realtors
- 5 Star Mortgage Professionals
- Ultimate Originators
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #130231
Awards
Achievements
- 5 Star Mortgage Professional
Hobbies
- Gardening
- Baking & Cooking
- Spending Time with friends & Family
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity