Shana Sowles

Sr Mortgage Lender

First Federal Bank

4.9

(439)

Kansas State University

Mortgage

Mortgage Loan Officer

Kansas State University

Contact Info

(913) 647-7078

Overland Park, KS

https://www.ffbml.com/sowless/

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4.9

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4.89

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5.0

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Our lending situation was a unique one as we were the builders and the purchasers of the house, Shana was easy to work with and knew all of the intricacies of our process. She was extremely helpful and always had the answers for us! Would work...

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Hi Matthew, Thank you so much for your kind words and perfect rating! It was a pleasure to assist you through this unique lending situation, and I'm thrilled to hear that you found my knowledge and assistance valuable. I truly enjoyed working...

Great personality, good advice well rounder individual, was very helpful a d on the spot when needed, highly recommend.

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Thank you so much, William! I'm so glad to hear that you were satisfied with the service I provided at First Federal Bank. Your feedback is highly appreciated and it's wonderful to know that my advice was helpful to you. It's always my goal...

We have used Shana Sowles as our Mortgage Lender for the past 10+ years. She always, and I mean always, provides us with the BEST service, lowest fees, and lowest interest rates. Over the years I've shopped around just to be sure, and we always...

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Hi Dustin, I'm so grateful for the glowing review and for your continued trust in me as your Mortgage Lender over the past decade. It's always lovely working with you. I'm thrilled to hear that my service, fees, and interest rates meet your...

Shana communicated well and kept me up to date throughout the entire process. With her help, getting funded for our new home was a breeze. In addition, she beat every other lender on fees and interest rates. She is our go-to mortgage lender!...

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Thank you so much for the stellar review, Debra! I'm thrilled to hear that I was able to make the process of getting funded for your new home so smooth and easy. I always strive to provide the best service and rates possible. It's wonderful...

Questions answered in timely manner and kept up to date on progress.

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Thank you for taking the time to review your experience with me at First Federal Bank, Aric. I'm glad to hear you appreciated my efficient communication. Ensuring my clients are kept up-to-date and their questions are answered promptly is a...

Shana was invaluable to the process of navigating this loan application. Excellent communication was key. Even the title company couldn't say enough good things about Shana. It was clear that they are not used to things going so smoothly.

Reply from Shana Sowles

September 12th, 2026 12:18 AM

I'm thrilled to hear about your positive experience, Alan. Helping you through the loan application process was my pleasure. Effective communication is something I always strive for, and it's great to know it made a difference for you. Your...

Shana is our go to mortgage lender and always does a great job for us! Communication Professionalism and Friendliness

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Thank you so much for your kind words, Mariam. I really appreciate you taking the time to share your experience with First Federal Bank and for giving me such a high rating! I strive to provide the best service to our customers, and I'm glad...

The rates were great compared to other lenders. I appreciate Shana’s effort to push through my loan approval as quickly as possible.

Reply from Shana Sowles

September 12th, 2026 12:18 AM

I'm delighted to hear you found the rates at First Federal Bank competitive, Leurena. Your feedback on the loan approval process is very valuable. We aim to deliver efficient and quick services to our customers and it's wonderful to know that...

Shana was great at communicating with me on the progress on my loan and everything that was needed. Shana made sure I understood everything that was needed and when it was needed. She kept me out of a panic situation by laying out the timeline....

Reply from Shana Sowles

September 12th, 2026 12:18 AM

I'm delighted to hear such positive feedback, Michelle! Ensuring clarity and understanding during the loan process is paramount for me, and I'm thrilled I could make the process less stressful for you. I appreciate you taking the time to share...

Shana was friendly, always had great advice, quick to respond to questions and take calls. Really knowledgable and just awesome.

Reply from Shana Sowles

September 12th, 2026 12:18 AM

Thank you so much for your feedback, Jeffrey. I'm thrilled to hear you had a positive experience with me at First Federal Bank. It's always my aim to provide quick, knowledgeable, and friendly service. I'm glad I could meet your expectations...

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About

With over 20 years in the mortgage industry, Shana is dedicated to building strong relationships and helping clients find the right loan solutions for their goals. She’s known for her honesty, clear communication, and genuine care for each client she serves. A Kansas State University graduate, Shana began her career in sports journalism before following in her father’s footsteps into mortgage lending—a field where she could combine her love for education, communication, and helping others achieve homeownership. Outside of work, Shana enjoys spending time with her husband, three kids, and two dogs. She’s an avid reader, family historian, and traveler who also gives back through community boards and church service.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Cash-Out Refinances

Specialities

VA Mortgage Loans

Conventional Mortgages

FHA Mortgages

USDA Mortgages

Construction to Permanent Loans

First Time Homebuyer Loans

Digital HELOC

ITIN Loan

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Education

Kansas State University

Positions

FIRST FEDERAL BANK MORTGAGE LENDERS - SENIOR MORTGAGE LENDER
Sep 4th, 2012 - Current

Memberships

NMLS#982835
NMLS # 982835

Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

1999

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #982835

Hobbies

Reading
Geneaology
Camping

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Disclaimer

My goal is for you to become not just a client, but a friend. I look forward to getting to know you and your family, and how I can help achieve your goals. I treat you the way I want to be treated! WE ARE A NATIONAL BANK -- Even if your area isn't in the listed service area, here .... I can help you! Just reach out and let's talk!