Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance lowered our monthly payment by $900 and eliminated our mortgage insurance premium.
Lance was very informative and always readily available. He was able to answer any and all of our questions due to his knowledge of the industry. I have already begun recommending him to family and friends.
timely communication
follow up to questions
various solutions offered
Lance was always available, responded quickly to our questions, and kept us well informed of the progress of our refinance.
Level of involvement and availability.
Lance was awesome! Responded quickly to our many questions!
Lance was very easy and pleasant to work with, explaining each step of the process and checking back with us throughout. Best home finance experience ever.
Lance and his team are fast, easy to work with, and were just as great to work with on our refi as they were when we arranged our first mortgage. I would recommend him to anyone and will always try to work with him again if we ever need to...
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Lance is amazing. He has amazing knowledge of his products, and did a great job of matching us with a loan product that worked with our situation. We love Lance and will definitely be using him for our mortgage needs in the future.
Reply from Owner
May 5th, 2020 12:00 AM
My cheeks are blushing, thank you for your kind words! I have put 100% effort into this business and I feel like I've mastered my craft but I never fail to recognize my business is always changing and it's important to stay educated so I can...
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Lance is amazing. He has amazing knowledge of his products, and did a great job of matching us with a loan product that worked with our situation. We love Lance and will definitely be using him for our mortgage needs in the future.
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/