Lance Morgan

Name: Seattle Wholesale Mortgage
Address: 12934 22nd PL NE, Lake Stevens, Washington, 98258
Telephone: +1-425-478-6412
Rating: 4.97

Senior Mortgage Broker

Seattle Wholesale Mortgage, powered by O C Home Loans Inc #1842513 - Lake Stevens, WA

4.97

(313)

Wenatchee Valley Commuity College

Mortgage

Mortgage Broker

Mortgage Loan Officer

Wenatchee Valley Commuity College

Contact Info

(425) 478-6412

Lake Stevens, WA

https://www.mortgageinsiderllc.com

Location & Business Hours

Business Hours

Mon

24 hours

Tues

24 hours

Wed

24 hours

View All days

Search Reviews

Write a Review

4.97

(313)

Filter by Date

Range

Filter by Rating

Zillow

4.98

(46)

Google

5.0

(21)

Facebook

5.0

(1)

Show All

Reset all filters

We had an outstanding experience working with Lance throughout the entire home buying process.From the very beginning, he was professional, knowledgeable, responsive, and always willing to answer our questions. Buying a home can be stressful,...

Reply from Owner

August 3rd, 2026 05:28 PM

Thank you for the wonderful review. I’m glad I could guide you through the home buying process and secure a strong mortgage with a better interest rate for your family. It was an honor to work on your loan through Seattle Wholesale Mortgage...

Lance was so knowledgeable throughout the entire process. He made time to talk us through every step, how it all works, what all the numbers mean multiple times as new questions arose. He was so easy to get in touch with and helped us get a...

Reply from Owner

August 2nd, 2026 02:41 AM

Thank you, Elizabeth, for sharing your experience and for recommending my mortgage guidance. I'm glad my explanations and availability made securing a great loan for your first house feel more manageable. It was a pleasure working with you...

We worked with Lance on a pre-approval and then home loan in May/June. From initial inquiry to signed loan paperwork, Lance was communicative. Helpful with advice and what was coming up next in the process. We had a very fast closing timeline...

Reply from Owner

June 17th, 2026 07:35 AM

Thank you, Stephanie, for sharing your experience. We’re thrilled Lance was communicative, helpful with guidance, and kept everything on track to meet your fast closing timeline. We’ll pass along your kind words to him. We appreciate the recommendation...

Lance Morgan has received a review with 5 star rating from Filemon G

Reply from Owner

June 8th, 2026 07:32 PM

Thank you, Filemon Gallegos, for the five-star rating! We’re thrilled you had a great experience and truly appreciate your support. We look forward to serving you again soon.

Lance was fantastic. Highly recommended! We will definitely use him again.

Reply from Owner

March 16th, 2026 02:36 AM

Thank you so much for the 5-star review. I really appreciate your trust and your kind words. I’m glad I could help, and I look forward to being a resource anytime you need me.

My wife and I have now used Lance's services for two home purchases. After our first experience, it was a no brainer to call him again. Lance made himself available at crazy times, he explained everything very clearly, and worked his tail off....

Reply from Owner

February 17th, 2026 02:17 PM

Best kind of early morning surprise: a 5:30am five-star review. ⭐️Sean — thank you for coming back and trusting me again. I’m always aiming for clear, calm, and stress-free. Congrats to you and your wife! Thank you for making my day out of...

As first-time home buyers, we couldn’t have asked for a better experience than working with Lance and his team at C2 Financial. From start to finish, he went above and beyond to make the process smooth, transparent, and stress-free. Lance took...

Reply from Owner

November 12th, 2025 03:59 PM

Thanks so much, Drew! 🎉 Helping first-time buyers like you and your wife navigate this process — especially after starting somewhere else — is exactly why I love what I do. Every loan tells a story, and yours was about turning uncertainty...

My being a first-time homebuyer, the house financing process was a whole new (overwhelming) experience. Lance was unquestionably the best loan officer I could have connected with, and I intend to work with him indefinitely. Lance was patient,...

Reply from Owner

November 6th, 2025 03:02 PM

Thank you so much, Erin! It was truly a pleasure helping you through your first home purchase. I’m so glad you felt supported and informed throughout the process — that’s always my goal. Even after closing, I’ll continue to keep an eye on your...

Lance made it so easy and took the time to explain to us everything. The big numbers weren’t as scary. Lance is the best!

Reply from Owner

October 14th, 2025 10:38 PM

Thank you for your wonderful feedback! We're thrilled to hear that Lance made the experience easier for you and provided clear explanations. Your comfort with the numbers is our priority, and we appreciate your kind words. We look forward to...

This was our first transaction with Lance and it was amazing. I truly believe that we got our dream home because of his advice and experience. His communications and experience made our transaction smooth and effortless. I 100% recommend him...

Reply from Owner

August 14th, 2025 01:35 PM

Kristen, thank you so much for the kind words! 🙌 Helping you land your dream home was a true highlight, and I’m so glad my advice and experience made a difference. I know how much this home means to you, and it was a pleasure to make the process...

10 of 313

About

Lance Morgan is a top rated Seattle, WA mortgage broker offering direct access to wholesale mortgage rates, 25 years of experience and 5 star client reviews. He delivers clear answers, better options and fast, reliable closings. Lance helps homebuyers and homeowners compare mortgage strategies and make informed financing decisions without the confusing sales pitch. He specializes in VA, conventional, jumbo and FHA home loans, first time buyer financing, refinancing and cash-out options. Lance serves borrowers in Washington, Oregon, Arizona, Colorado and Florida. Lance believes knowledge empowers people to make smarter decisions. Clients receive transparent guidance, strategic loan structuring and straightforward explanations of the costs and tradeoffs behind their options. Lance Morgan #742281 Seattle Wholesale Mortgage, powered by O C Home Loans Inc. 1842513

Products & Services

Mortgage Loan Officer

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Non-QM

Self-Employed Mortgages

Mortgage for Foreign Nationals

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Mortgage Loan Application Assistance

Mortgage Loan Shopping Assistance

Property Closing Assistance

Mortgage Rate Shopping Assistance

Mortgage Lender

FHA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

Bank Statement Mortgages

Wholesale Account Executive

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

Wholesale FHA Home Loan

Wholesale VA Home Loan

Wholesale Conventional Loan

Specialities

Conventional Home Loans

FHA Home Loans

USDA Home Loans

Mortgage Loans

VA Home Loans

BBYS - Buy Before You Sell

FAST MORTGAGE CLOSINGS

DOCTOR LOANS

View All

Search Rank ScoreLearn More →

What is the Search Rank Score®?

Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

Education

Wenatchee Valley Commuity College

Applied Horticulture/Horticulture Operations

A.S. degree

Aug 1995 -Jun 1996

Washington State University

Sales and Marketing

B.A.

Aug 1997 -Jun 2000

Positions

Seattle Wholesale Mortgage - Mortgage Broker
Jan 15th, 2001 - Current

Addresses and Serving Areas

Primary Serving Area

Seattle, WA

Other Serving Areas

Lake Stevens, WA

Redmond, WA

Year Started

2001

Time Zone

Pacific Standard Time (PST)

Licenses

WA: MLO-742281
OR: 742281
FL: LO145212

View All

Achievements

#1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws

Hobbies

Bee Broker in Oregon
Taking my pup, Piper Everywhere I go!
Exploring the Pacific Northwest

View All

Disclaimer

Lance Morgan | Mortgage Loan Originator | NMLS #742281 Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity. Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend. For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/