Lance Morgan
Senior Mortgage Broker
Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
We asked around to check different lenders and went with Lance. We have been very happy with our decision there. In short order, where we closed within 2 weeks and had done pre-approvals beforehand, Lance did all the necessary lender activities...
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Reply from Owner
September 5th, 2026 12:00 AM
Whit, thank you so much for the kind words and for taking the time to leave this review. I really enjoyed working with you and Steph, and I’m glad we were able to move quickly while still making sure you understood the options along the way....
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We had an outstanding experience working with Lance throughout the entire home buying process.From the very beginning, he was professional, knowledgeable, responsive, and always willing to answer our questions. Buying a home can be stressful,...
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Reply from Owner
August 3rd, 2026 05:28 PM
Thank you for the wonderful review. I’m glad I could guide you through the home buying process and secure a strong mortgage with a better interest rate for your family. It was an honor to work on your loan through Seattle Wholesale Mortgage...
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Lance was so knowledgeable throughout the entire process. He made time to talk us through every step, how it all works, what all the numbers mean multiple times as new questions arose. He was so easy to get in touch with and helped us get a...
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Reply from Owner
August 2nd, 2026 02:41 AM
Thank you, Elizabeth, for sharing your experience and for recommending my mortgage guidance. I'm glad my explanations and availability made securing a great loan for your first house feel more manageable. It was a pleasure working with you...
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We worked with Lance on a pre-approval and then home loan in May/June. From initial inquiry to signed loan paperwork, Lance was communicative. Helpful with advice and what was coming up next in the process. We had a very fast closing timeline...
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Reply from Owner
June 17th, 2026 07:35 AM
Thank you, Stephanie, for sharing your experience. We’re thrilled Lance was communicative, helpful with guidance, and kept everything on track to meet your fast closing timeline. We’ll pass along your kind words to him. We appreciate the recommendation...
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Lance Morgan has received a review with 5 star rating from Filemon G
Reply from Owner
June 8th, 2026 07:32 PM
Thank you, Filemon Gallegos, for the five-star rating! We’re thrilled you had a great experience and truly appreciate your support. We look forward to serving you again soon.
Lance was fantastic. Highly recommended! We will definitely use him again.
Reply from Owner
March 16th, 2026 02:36 AM
Thank you so much for the 5-star review. I really appreciate your trust and your kind words. I’m glad I could help, and I look forward to being a resource anytime you need me.
My wife and I have now used Lance's services for two home purchases. After our first experience, it was a no brainer to call him again. Lance made himself available at crazy times, he explained everything very clearly, and worked his tail off....
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Reply from Owner
February 17th, 2026 02:17 PM
Best kind of early morning surprise: a 5:30am five-star review. ⭐️Sean — thank you for coming back and trusting me again. I’m always aiming for clear, calm, and stress-free. Congrats to you and your wife! Thank you for making my day out of...
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As first-time home buyers, we couldn’t have asked for a better experience than working with Lance and his team at C2 Financial. From start to finish, he went above and beyond to make the process smooth, transparent, and stress-free. Lance took...
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Reply from Owner
November 12th, 2025 03:59 PM
Thanks so much, Drew! 🎉 Helping first-time buyers like you and your wife navigate this process — especially after starting somewhere else — is exactly why I love what I do. Every loan tells a story, and yours was about turning uncertainty...
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My being a first-time homebuyer, the house financing process was a whole new (overwhelming) experience. Lance was unquestionably the best loan officer I could have connected with, and I intend to work with him indefinitely. Lance was patient,...
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Reply from Owner
November 6th, 2025 03:02 PM
Thank you so much, Erin! It was truly a pleasure helping you through your first home purchase. I’m so glad you felt supported and informed throughout the process — that’s always my goal. Even after closing, I’ll continue to keep an eye on your...
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Lance made it so easy and took the time to explain to us everything. The big numbers weren’t as scary. Lance is the best!
Reply from Owner
October 14th, 2025 10:38 PM
Thank you for your wonderful feedback! We're thrilled to hear that Lance made the experience easier for you and provided clear explanations. Your comfort with the numbers is our priority, and we appreciate your kind words. We look forward to...
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996
- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000
Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/