

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
Lance is GREAT!!! Communicates all details throughout the process and lays out all options. I HIGHLY recommend Lance.
Where do I begin? Lance and the team was so amazing to work with! They aswered all of our questions in a timely manner and the overall experience was great! Will recommend to all of our frinds and family!
He was great all around! Helped us all the way through our journey, he was incredible! I will recommend Lance to every person I know.
Fast and always there to answer questions. Great experience!
Lance and his team were very fast. They were available to answer questions by phone on more than one occasion. We had to change a detail and send our loan back to underwriting at one point, and they worked some magic and got things back in...
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Reply from Owner
July 17th, 2019 12:00 AM
Luke & Natasha I hope you are enjoying your home! It was a pleasure helping you two and we could not have pulled this off without you getting us what we needed so quickly. Thank you for following instructions and listening so well! Congratulations...
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Lance and his team worked very quickly to get us into our home. They were friendly and available whenever we needed to talk or had any questions! The only constructive feedback I would give is that we heard from so many different people, it...
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Reply from Owner
July 17th, 2019 12:00 AM
You are right! I do a really good job of explaining you will be contacted by my disclosure team, title and escrow and I also discuss how wire fraud is a problem and discuss what to look for. I can imagine my conversation about wire fraud might...
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Lance and his team worked very quickly to get us into our home. They were friendly and available whenever we needed to talk or had any questions!The only constructive feedback I would give is that we heard from so many different people, it...
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He and his team kept me informed every step of the way and took the uncertainty out of the process for me and made it stress free
Lance and his team were outstanding. Keeping me informed through the whole process and making it very easy for me. I highly recommend him , buying a house is stressful but Lance and his team were able to take a lot of that stress away.
Reply from Owner
February 21st, 2019 12:00 AM
Sylvia, I realize the process didn't go well with the previous two lenders and I'm so happy to have provided you solutions and to know you had a great experience. I'm so happy to have helped you and your family finance your first home! I hope...
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The process was quick and easy, Sara was amazing. She worked with us and simplified everything, and was always a quick phone call or e-mail away to explain any details. We also got a better loan than expected, and faster as well.
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/