

Lance Morgan
Senior Mortgage Broker


Wenatchee Valley Commuity College
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time bu... Show More
Location & Business Hours
Business Hours
Wed
6:30 AM to 12 PM
Thu
6:30 AM to 12 PM
Fri
6:30 AM to 12 PM
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Reviews from Web
This was our second time working with Lance and he is an amazing person to do business with! We will be back again......soon!
We already knew from previous experience how knowledgeable and thorough Lance is. That is why we called him and only him when we wanted to refinance our home this summer; he is our "go-to" guy. Lance and his entire team, including Sara, Nicole,...
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Reply from Owner
May 5th, 2020 12:00 AM
Cherie thank you so much for being so organized and super responsive! I enjoyed the amazing work you and Judy have done around your house. What a beautiful spaces you have made both inside and outside of your home. Absolutely love seeing your...
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We already knew from previous experience how knowledgeable and thorough Lance is. That is why we called him and only him when we wanted to refinance our home this summer; he is our "go-to" guy. Lance and his entire team, including Sara, Nicole,...
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Our whole experience during the re-financing of our home was off the charts amazing fromstart to finish,,,everyone involved was very professional and knowledgeable. Lance has alwaysbeen so helpful in countless ways..he makes it feel like a...
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It was a very straight forward process. Lance and his team were professional and communicated with me on every step of the way.
Lance and Sarah were awesome through the whole loan process, they always kept me informed and answered all my questions promptly! As someone who works in the same industry I was very impressed with their efficiency!
We felt heard, supported and valued. He was patient, creative and thought outside the box to help us meet our goals. His answer was always... “yes it’s possible... here’s what we need to do” which was refreshing and landed us into a house that...
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Reply from Owner
May 5th, 2020 12:00 AM
Renee! Hope you and Jason are enjoying your home. I'll bet your kids are loving having a home to call their own and are having fun with making their own space. I really appreciate you and Jason listening to me and really diving deep and learning...
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Lance was beyond incredible. We felt heard, supported and valued. He was patient, creative and thought outside the box to help us meet our goals. His answer was always... “yes it’s possible... here’s what we need to do” which was refreshing...
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Lance and his team are superstars. If you want to have the smoothest experience buying a home possible, work with this man.
We had a lot of hiccups in the road we came from a previous lender that was pretty terrible. Lance came on board and completely turned our home buying experience around. He offered expert guidance, Willingness to look into several different...
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About
Top Rated Seattle Mortgage Lender & Broker 🏠 25+ Years Mortgage Experience | Wholesale Mortgage Access | 5-Star Client Reviews | Serving WA • OR • AZ • CO • FL | Purchase or Refinance | Fast, Easy & Reliable Home Loans
I help first-time buyers, veterans, move-up buyers, investors, and homeowners refinancing their current mortgage. My experience includes conventional, FHA, VA, jumbo, and specialized financing solutions. I’m known for transparent advice, creative problem-solving, responsive communication, and looking beyond the obvious when a transaction requires an outside-the-box solution. My approach is simple: honest answers, clear numbers, consistent communication, and no unnecessary surprises.
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Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Mortgage for Foreign Nationals
Mortgage Lender
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
USDA Loans
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Wholesale Account Executive
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Wholesale FHA Home Loan
Wholesale VA Home Loan
Wholesale Conventional Loan
Specialities
Conventional Home Loans
FHA Home Loans
USDA Home Loans
Mortgage Loans
VA Home Loans
BBYS - Buy Before You Sell
FAST MORTGAGE CLOSINGS
DOCTOR LOANS
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Education
- Wenatchee Valley Commuity CollegeApplied Horticulture/Horticulture OperationsA.S. degreeAug 1995 -Jun 1996

- Washington State UniversitySales and MarketingB.A.Aug 1997 -Jun 2000

Positions
- Seattle Wholesale Mortgage - Mortgage BrokerJan 15th, 2001 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- WA: MLO-742281
- OR: 742281
- FL: LO145212
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Achievements
- #1 Seattle, WA Mortgage Broker, Over 3,000 Families Helped, 25+ Years, 5-Star Reveiws
Hobbies
- Bee Broker in Oregon
- Taking my pup, Piper Everywhere I go!
- Exploring the Pacific Northwest
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Disclaimer
Lance Morgan | Mortgage Loan Originator | NMLS #742281
Seattle Wholesale Mortgage, powered by O C Home Loans Inc., NMLS #1842513. Licensed to originate residential mortgage loans in Washington, Oregon, Arizona, Colorado, and Florida. Equal Housing Opportunity.
Loan approval is not guaranteed and is subject to lender review and verification of all information. All approvals are conditional, and all conditions must be satisfied before a loan can be funded. Programs, rates, terms, and eligibility requirements are subject to change without notice and may not be available to all borrowers. This information does not constitute a commitment to lend.
For licensing information, visit www.nmlsconsumeraccess.org & https://www.ochmloans.com/