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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    William W
    Moyie Springs, ID
    Posted on November 26th, 2024 04:31 PM
    Sean was friendly great at explaining everything and was always on top of busines.
    Reply from Sean Cramer
    November 29th, 2024 04:32 PM
    I'm thrilled to hear that you had a positive experience with us at Highlands Residential Mortgage, Ltd., William. It was my pleasure to assist you and ensure you fully understood each step of the process. Your feedback is greatly appreciated...
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  • Encompass
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    Rayman K
    Post Falls, ID
    Posted on November 23rd, 2024 05:31 PM
    Sean is very professional and very effective when working with buyers.
    Reply from Sean Cramer
    November 26th, 2024 05:34 PM
    Thanks for your positive feedback, Rayman! I'm thrilled to hear that you found my approach professional and effective. It was a pleasure working with you through Highlands Residential Mortgage, Ltd., and I'm here for any future needs you may...
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  • Encompass
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    Nicholas W
    Moyie Springs, ID
    Posted on November 15th, 2024 02:17 AM
    Great comms and very
    Reply from Sean Cramer
    November 18th, 2024 02:20 AM
    I'm really pleased to hear that you found our communications effective, Nicholas. Here at Highlands Residential Mortgage, Ltd., we always strive to provide clear and concise information to our customers. Your positive feedback motivates us...
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  • Encompass
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    Racheal W
    Moyie Springs, ID
    Posted on November 6th, 2024 05:55 PM
    Working with Sean made this the easiest home buying experience we have had yet. He is quick to respond and explained everything in an easy-to-understand manner. And he was able to process our VA loan in less than a month. Highly recommend!
    Reply from Sean Cramer
    March 31st, 2025 03:08 PM
    I'm delighted to hear that your home buying experience was smooth and efficient. It was a pleasure assisting you, and I appreciate your recommendation. Thank you for choosing Highlands Residential Mortgage, Ltd. for your VA loan needs.
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    Roberta E C
    Trout Creek, MT
    Posted on October 31st, 2024 03:27 PM
    Gather/request necessary documents all at one time. Seemed like there were new documents and charges anout evey few days
    Reply from Sean Cramer
    March 31st, 2025 03:08 PM
    Thank you for your feedback, Roberta. I understand that the continual requests for documents and charges can be frustrating. I will review the process to ensure a smoother experience in the future. If you have any further concerns or need assistance,...
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    Michelle M G
    Sandpoint, ID
    Posted on October 20th, 2024 07:19 PM
    Sean was extremely kind, helpful, and always quick to answer my messages. The others I had contact with were also very helpful.
    Reply from Sean Cramer
    March 31st, 2025 03:09 PM
    I'm thrilled to hear that you found my assistance helpful and that your experience with the team was positive. It was a pleasure working with you, and I appreciate your kind words. If you need anything further, please feel free to reach out....
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  • Encompass
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    Ty H
    Sandpoint, ID
    Posted on October 20th, 2024 04:10 PM
    Not my first review for this guy. He’s a great professional with great communication and very hard-working. It’s a pleasure to do business with him.
    Reply from Sean Cramer
    March 31st, 2025 03:09 PM
    I'm thrilled to receive your positive feedback once again. It's always a pleasure working with you, and I appreciate your recognition of my efforts. Looking forward to assisting you in the future at Highlands Residential Mortgage, Ltd.
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    Bridget R W
    Sandpoint, ID
    Posted on October 11th, 2024 07:02 PM
    Sean is a great help, navigating the loan process! I will definitely recommend him and Highlands in future.
    Reply from Sean Cramer
    March 31st, 2025 03:09 PM
    I'm thrilled to hear that you found navigating the loan process with my help to be a great experience. Your recommendation means a lot, and I'm glad to have been of assistance. Thank you for choosing Highlands Residential Mortgage, Ltd.
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    Jim M W
    Sandpoint, ID
    Posted on October 11th, 2024 04:58 PM
    Good communication and attention to detail.
    Reply from Sean Cramer
    March 31st, 2025 03:10 PM
    I'm pleased to hear that you appreciated the communication and attention to detail during your experience. It was a pleasure assisting you, and I am grateful for your feedback.
  • Encompass
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    Alisha M B
    Sandpoint, ID
    Posted on October 2nd, 2024 04:23 PM
    Sean was proactive, attentive and constantly went above and beyond.
    Reply from Sean Cramer
    March 31st, 2025 03:10 PM
    I'm thrilled to hear that you found my services proactive and attentive. It was a pleasure working with you, and I'm glad I could go above and beyond to assist with your needs. Thank you for your kind words and for choosing Highlands Residential...
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  • 81–90 of 245
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.