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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
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    Devon W S
    Sandpoint, ID
    Posted on March 27th, 2025 02:13 PM
    Sean is a great guy. People don't communicate what they need under him until the last minute then it's an emergency on our part. Plus 4 hard credit pulls is ridiculous.
    Reply from Sean Cramer
    March 30th, 2025 02:18 PM
    Thank you, Devon, for your feedback. I'm glad to hear your positive remarks about my approach. I understand your concerns about communication and the credit pulls. Please reach out directly so we can discuss these issues further and find a...
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    Marci R
    Pinehurst, ID
    Posted on March 26th, 2025 12:07 PM
    Sean was very helpful and kept you up to date during through the entire process
    Reply from Sean Cramer
    March 29th, 2025 12:11 PM
    I'm glad to know that you found my assistance helpful throughout the process. Keeping you informed is a priority, and I appreciate your feedback. If there's anything more I can do for you, please let me know.
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    Tina L D
    Bay Center, WA
    Posted on February 19th, 2025 06:38 PM
    Sean, has gone above and beyond to help my husband and I, with many different project. This last one has been very challenging for me as a new widow. I cannot and do not have words to express how amazing he has been. Highly recommend.
    Reply from Sean Cramer
    February 22nd, 2025 06:39 PM
    Tina, thank you so much for your kind words. I'm truly sorry for your loss, and I admire your strength during this challenging time. It means a lot to me that I could support you and your husband in your projects. I'm always here to help with...
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    Thomas M S
    Naples, ID
    Posted on February 12th, 2025 01:22 PM
    Sean, you really went above and beyond. This process of finding th right hiuse has taken several years. As a first time home buyer, I wanted to make sure I had a full understanding of what I was getting into. Over a multiple year period, you've...
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    Reply from Sean Cramer
    February 15th, 2025 01:24 PM
    Thomas, thank you so much for your kind words. It was truly a pleasure working with you throughout your home-buying journey. I'm thrilled to hear that I could make the process easier and help you feel confident in your decisions. Your trust...
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  • Encompass
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    Julia J H
    Sagle, ID
    Posted on December 23rd, 2024 03:17 AM
    Efficiently managed numerous last minute changes!
    Reply from Sean Cramer
    December 26th, 2024 03:19 AM
    I'm so glad to hear you were satisfied with the service, Julia! It's critical to be adaptable in this industry, and I'm happy I could manage the last-minute changes efficiently for you. Thank you for your support and the outstanding review...
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    Thomas M H
    Sagle, ID
    Posted on December 21st, 2024 04:01 PM
    I worked with Sean over a year before we found the right property for us. At each point prior when I thought I may have found it, Sean walked me through the details and offered solid advice. When we finally found the one, Sean jumped right...
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    Reply from Sean Cramer
    December 24th, 2024 04:02 PM
    Thomas, thank you for the stellar rating and the positive review. I'm thrilled to hear that you found our time working together valuable. It was a pleasure assisting you through your property search and I'm glad we were finally able to find...
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  • Encompass
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    Christopher S
    Bonners Ferry, ID
    Posted on December 17th, 2024 09:07 PM
    Sean, was very helpful throughout the loan process making our difficult loan seem easy. He went above and beyond sure we were on track.
    Reply from Sean Cramer
    December 20th, 2024 09:10 PM
    I'm really glad to hear that you found my assistance helpful, Christopher! Simplifying the loan process for my clients is always my main objective. I'm happy I could make your experience with Highlands Residential Mortgage Ltd. a positive one....
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  • Encompass
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    Deanna M S
    Bonners Ferry, ID
    Posted on December 15th, 2024 04:33 PM
    Sean is an absolutely amazing person to work with. Anything complicated he made easy for us. Would absolutely recommend him to other people.
    Reply from Sean Cramer
    December 18th, 2024 04:34 PM
    I'm so glad to hear that you had a positive experience, Deanna. Simplifying complex processes for my clients is always a top priority, so I'm happy to know that this was your experience. It was a pleasure working with you, and I really appreciate...
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  • Encompass
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    Eric E S
    Bonners Ferry, ID
    Posted on December 13th, 2024 04:14 PM
    Sean demonstrated exceptional dedication in assisting a young couple with limited financial resources to achieve their dream of homeownership. Despite the smaller loan size, he invested as much—if not more—effort than one might expect in a...
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    Reply from Sean Cramer
    December 16th, 2024 04:15 PM
    Thank you so much for your detailed review, Eric. Assisting that young couple was indeed a unique and rewarding experience. Knowing that the hurdles we overcame together will help them towards a more secure future makes all the effort worthwhile....
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  • Encompass
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    Joslyn C
    Bonners Ferry, ID
    Posted on December 5th, 2024 04:35 PM
    Sean is the best in the game! Always appreciate his expert advice and hard work .
    Reply from Sean Cramer
    December 8th, 2024 04:38 PM
    So glad to hear you found my advice and efforts helpful, Joslyn! I'm really pleased you had a positive experience with Highlands Residential Mortgage, Ltd. Your kind words mean a lot to me and motivate me to strive harder. Thank you for the...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.