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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    C
    Chris S
    San Bernardino, CA
    Posted on September 28th, 2024 11:46 PM
    Sean was on point all throughout the transaction. This was important to me because he is not in the state of CA. So if something did go upside down, I would not be able to drive over and make sure it got down. Sean is professional and a strong...
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    Reply from Sean Cramer
    March 31st, 2025 03:10 PM
    I'm glad to hear that I could provide you with a smooth and professional experience, even from a distance. Thank you for your kind words and for trusting me with your transaction. If you need any further assistance in the future, please feel...
    read more
  • Encompass
    A
    Adam H
    Kootenai, ID
    Posted on September 19th, 2024 11:38 AM
    From the very first phone call Sean went out of his way to learn about our situation and help us determine what our best options were. Anytime there was a new communication via email, Sean would text or call to confirm receipt and answer any...
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    Reply from Sean Cramer
    March 31st, 2025 03:10 PM
    I'm thrilled to hear that you had such a positive experience, Adam. It was my pleasure to assist you and provide support throughout the process. Thank you for placing your trust in me.
  • Encompass
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    Joseph R L B
    Sandpoint, ID
    Posted on September 18th, 2024 10:26 PM
    Communication
    Reply from Sean Cramer
    March 31st, 2025 03:11 PM
    Thank you for your review, Joseph. I appreciate your feedback on communication and am always looking to improve. If there is anything specific you would like to discuss, please feel free to reach out.
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    Michelle L B
    Bozeman, MT
    Posted on September 17th, 2024 03:35 PM
    Always willing to help in any way.
    Reply from Sean Cramer
    March 31st, 2025 03:11 PM
    I appreciate your kind words, Michelle. I'm glad to hear that my assistance has been helpful to you. If there's anything more I can do, please feel free to reach out.
  • Encompass
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    Mark C
    Bozeman, MT
    Posted on September 17th, 2024 01:39 PM
    All the updates on the loan process were great but didn't get any feedback on which appraiser picked up the order for appraisal nor an update on when the appraisal was complete and if it met or exceeded purchase price. Also would have appreciated...
    read more
    Reply from Sean Cramer
    March 31st, 2025 03:12 PM
    I appreciate your feedback on the loan process updates. I understand the importance of receiving timely information regarding the appraisal and the final closing disclosure. I'll review your experience to ensure we improve communication on...
    read more
  • Encompass
    J
    Jeffrey A F
    Sagle, ID
    Posted on September 2nd, 2024 12:21 PM
    Very fast and professional
    Reply from Sean Cramer
    March 31st, 2025 03:12 PM
    I'm glad to hear that you found the service fast and professional. It was a pleasure assisting you, and I appreciate your feedback.
  • Encompass
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    Lance R B
    Sandpoint, ID
    Posted on August 26th, 2024 02:10 PM
    We asked a lot of questions throughout our time working with Sean, and he was very responsive and patient with us. We appreciate his willingness to walk through all the details to ensure we understood the process.
    Reply from Sean Cramer
    March 31st, 2025 03:13 PM
    I'm glad to hear that I could assist you throughout the process and provide the information you needed. It was a pleasure working with you, and I appreciate your kind words. If you have any further questions or need assistance in the future,...
    read more
  • Encompass
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    Noelle J Z
    Sagle, ID
    Posted on August 22nd, 2024 02:59 AM
    Thank you Sean!
    Reply from Sean Cramer
    March 31st, 2025 03:13 PM
    I'm glad to have been able to assist you, Noelle. If there's anything else you need or any feedback you'd like to share, please feel free to reach out.
  • Encompass
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    Leslie P
    Sandpoint, ID
    Posted on August 19th, 2024 02:43 PM
    Sean is knowledgeable, professional, and warm, exuding calm confidence and patience. He expertly communicates sometimes nebulous financial topics, and is timely in his communication. Sean and his staff ease the stress of navigating the often...
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    Reply from Sean Cramer
    March 31st, 2025 03:13 PM
    Thank you so much for your kind words, Leslie. I'm thrilled to hear that you felt confident and at ease during the mortgage process. It was a pleasure assisting you, and I appreciate your recommendation. Please feel free to reach out if you...
    read more
  • Encompass
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    Whitney P
    Sagle, ID
    Posted on August 17th, 2024 04:15 PM
    I absolutely would not have closed this transaction without Sean's help. He's the best in the industry!
    Reply from Sean Cramer
    March 31st, 2025 03:13 PM
    I'm thrilled to hear that I could assist you in closing your transaction. Thank you for your kind words and for trusting me throughout the process. Your satisfaction is my priority, and I appreciate your feedback.
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
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    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.