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Sean Cramer - SVP Northwest Regional Manager | NMLS# 1100122 in Coeur D Alene, ID

Sean Cramer

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SVP Northwest Regional Manager | NMLS# 1100122

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    K
    Kristy S
    Sandpoint, ID
    Posted on September 7th, 2025 02:15 PM
    Sean and his team were very easy to talk to and help us work through through the complicated multi step process of buying a house.
    Reply from Sean Cramer
    September 10th, 2025 02:16 PM
    I'm pleased to know I could assist you in navigating the complex steps of buying a house, Kristy. Ensuring clear and comfortable communication is a top priority for me. If you have more questions or need further assistance, feel free to reach...
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    Andrew S
    Sandpoint, ID
    Posted on September 2nd, 2025 02:11 PM
    Sean was very responsive, calm, and knowledgeabl.
    Reply from Sean Cramer
    September 5th, 2025 02:12 PM
    I appreciate your feedback, Andrew. Being responsive and knowledgeable is something I strive for in every interaction, and I'm pleased to know you felt supported. If you need further assistance or have any questions, don't hesitate to reach...
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  • Encompass
    S
    Sharon B J
    Sandpoint, ID
    Posted on August 25th, 2025 12:07 PM
    Great communication skills; always available to answer my questions; professional yet approachable; Sean made a very stressful experience easier to navigate due to his patience and personable nature.
    Reply from Sean Cramer
    August 28th, 2025 12:08 PM
    I'm so glad to hear that my communication and approach made the process easier for you, Sharon. Navigating stressful experiences can be challenging, and it's rewarding to know that my patience and availability had a positive impact. I truly...
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    Faithanne H
    Clark Fork, ID
    Posted on August 24th, 2025 02:12 AM
    Sean was very knowledgeable, easy to work with, willing to go above and beyond in explaining how things work, and on top of that, easy to get ahold of. Out of the handful of people I've worked with, he is in a class all his own.
    Reply from Sean Cramer
    August 27th, 2025 02:13 AM
    Thank you, Faithanne, for your thoughtful review. I'm grateful to hear that you found my approach both knowledgeable and accessible. It's important to me that everything is clearly explained, and I'm glad that it made a difference for you....
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    Kaite G
    Bonners Ferry, ID
    Posted on August 22nd, 2025 01:37 PM
    Sean and his team are always top notch. My clients and I greatly appreciate the time he takes to explain and find solutions during their home buying process!
    Reply from Sean Cramer
    August 25th, 2025 01:39 PM
    Thank you, Kaite, for your kind review. I'm truly glad to hear that both you and your clients value the time I put into explaining and finding solutions during the home buying process. Facilitating a smooth experience is important to me, and...
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    Humberto J V
    Roseburg, OR
    Posted on August 19th, 2025 01:54 PM
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    Reply from Sean Cramer
    August 22nd, 2025 01:55 PM
    Thank you, Humberto, for taking the time to leave a review. I'm thrilled to know that your experience was positive. It's my goal to offer clear guidance and support throughout the mortgage process. Your feedback is greatly appreciated, and...
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  • Encompass
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    Regina M H
    San Clemente, CA
    Posted on August 1st, 2025 04:11 PM
    Sean is a good communicator, patient, responsive and very knowledgeable. We appreciate him and will continue to do business!
    Reply from Sean Cramer
    August 4th, 2025 04:13 PM
    I’m delighted to hear that you found my communication and responsiveness helpful, Regina. Being patient and knowledgeable is something I strive for, and it’s great to know that it made a positive impact on your experience. I truly appreciate...
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  • Encompass
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    Nicholas D P
    Spirit Lake, ID
    Posted on July 26th, 2025 12:10 PM
    Sean is outstanding to work with—professional, knowledgeable, and truly dedicated to helping clients find the best solutions. His communication and attention to detail make the mortgage process smooth and stress-free. Highly recommended!
    Reply from Sean Cramer
    July 29th, 2025 12:12 PM
    I'm really pleased to hear that you found my approach professional and knowledgeable, Nicholas. Ensuring a smooth and stress-free experience is always my priority, so I'm glad the communication and attention to detail stood out for you. Thank...
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  • Encompass
    S
    Sierra H
    Spirit Lake, ID
    Posted on July 26th, 2025 11:56 AM
    Very easy to understand, helpful, and professional! :)
    Reply from Sean Cramer
    July 29th, 2025 11:58 AM
    I'm glad to hear that you found the process easy to understand and received helpful, professional service. Your feedback means a lot to me, and I'm grateful for the opportunity to assist you. Thank you for sharing your experience!
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    Amy K F
    Bonners Ferry, ID
    Posted on July 11th, 2025 05:19 PM
    I most appreciated the clean communication and time Sean spent with me and my silly questions. He took the time to explain the process to me and made sure I had a good understanding. He was patient and kind throughout whole process. Thank you....
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    Reply from Sean Cramer
    July 14th, 2025 05:20 PM
    I'm really glad to hear that my communication and the time spent addressing your questions made a difference for you, Amy. It was important to me that you felt informed and comfortable throughout the process. Thank you for your kind words,...
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Real Estate Financing of all kinds.
    Experienced advice/consulting.
    Debt management
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Highlands Residential Mortgage - Vice President NW Regional Manager
      Feb 14th, 2020 - Current
    Memberships
    • Mortgage Action Alliance
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS#1100122
    • Idaho MLO
    • Washington MLO
    • View All
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Making memories with my family
    • Fishing
    • Camping
    • View All
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.