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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
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    Christopher A G
    ROBINSON, IL
    Posted on April 2nd, 2026 04:25 PM
    Scott was quick to answer any questions I had, walked me through any issues or hold ups, and made sure to get back to me within the hour if he wasn't able to answer my call. 10/1
    Reply from Scott Phegley, Ruoff Mortgage
    April 2nd, 2026 04:38 PM
    Thank you, Christopher, for sharing your experience. I'm pleased that my approach helped you navigate any issues and that I was able to respond promptly to your questions. If there's anything more I can do to assist you in the future, feel...
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    Justin H
    Posted on March 31st, 2026 05:36 PM
    Scott and Tom were always accessible to us and were determined to get us through the process with no headache on our end. We were first time home buyers and appreciated the guidance Scott gave us through this process. So happy we decided to...
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    Reply from Owner
    April 2nd, 2026 04:38 PM
    I'm truly pleased that the process felt headache-free for you, Justin. Guiding first-time home buyers like yourself is something I take pride in, and I'm glad to know my support was helpful. If there's anything more you need or questions you...
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    Justin T H
    Vincennes, IN
    Posted on March 31st, 2026 05:34 PM
    Scott and Tom were always accessible to us and we're determined to get us through the process with no headache on our end. So happy we decided to use Ruoff.
    Reply from Scott Phegley
    March 31st, 2026 06:09 PM
    It's great to hear that the process went smoothly for you, Justin. Being accessible and making the experience as stress-free as possible are important to me. I'm glad that choosing Ruoff was a positive decision for you. If you have any further...
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    Charles D
    Linton, IN
    Posted on March 30th, 2026 07:08 PM
    Scott was really easy to work with and communicate with. This Was my first home loan so didn't really know much so he took his time with us and walked us through a lot of it. Overall he was awesome to work with and so happy he got us our forever...
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    Reply from Scott Phegley, Ruoff Mortgage
    March 31st, 2026 06:07 PM
    I'm pleased to hear you found the process easy, Charles. Guiding you through your first home loan and ensuring you felt supported was important to me. I'm delighted that I could help you find your forever home. If you have any more questions...
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    Selena G (
    Posted on March 21st, 2026 07:11 PM
    Scott was very professional, he answered any questions I had quickly but also with a clear explanation. I highly reccomend him and his team for any future homeowners, especially if they're a first time homeowner.
    Reply from Owner
    March 31st, 2026 06:04 PM
    I appreciate your kind words, Selena. Providing clear and prompt answers is a fundamental part of my approach, and I'm thankful for the opportunity to assist you. Your recommendation means a lot to me, especially knowing it can support future...
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  • Encompass
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    Selena G
    Terre Haute, IN
    Posted on March 21st, 2026 07:10 PM
    Scott was very professional, he answered any questions I had quickly but also with a clear explanation. I highly reccomend him and his team for any future homeowners, especially if they're a first time homeowner.
    Reply from Scott Phegley, Ruoff Mortgage
    March 31st, 2026 06:04 PM
    I appreciate your kind words, Selena. I'm pleased to hear that you found my approach professional and the explanations clear. Your recommendation means a lot to me, especially as it helps future homeowners feel confident in making important...
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    Tamara L W
    Annapolis, IL
    Posted on March 17th, 2026 03:57 PM
    Scott was very helpful in everything even getting us to close on time!
    Reply from Scott Phegley, Ruoff Mortgage
    March 17th, 2026 05:08 PM
    Tammy, I'm pleased to hear that the closing process went smoothly and on schedule for you. Providing assistance every step of the way is a key focus, and I'm glad to know it was helpful. If you ever have more questions or need further support,...
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    Brock A F
    Marshall, IL
    Posted on March 14th, 2026 03:05 PM
    Scott was so helpful and made sure that we had a good understanding in regards to the entire process. Amzing communication, knowledgeable, and easy to work with as well as learn from. Couldn't recommend Scott enough!
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    Reply from Scott Phegley
    March 17th, 2026 05:08 PM
    I'm really pleased to hear that you found the communication clear and the process easy to understand, Brock. It's important to me that my clients feel informed every step of the way. If you ever have any questions or need further assistance,...
    read more
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    Tiffany L C
    Clay City, IN
    Posted on March 13th, 2026 03:34 PM
    Communication.
    Reply from Scott Phegley, Ruoff Mortgage
    March 13th, 2026 04:32 PM
    Tiffany, I appreciate your concise feedback on the communication aspect of your experience. It's crucial to me that communication remains clear and effective throughout the process. Feel free to reach out anytime.
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    Melissa L
    Lawrenceville, IL
    Posted on March 10th, 2026 06:06 PM
    Scott, Emily, and Tom were all friendly and great to work with. They were always quick to answer any questions I had and worked with my schedule, which was very appreciated
    Reply from Scott Phegley, Ruoff Mortgage
    March 10th, 2026 06:10 PM
    Melissa, I'm grateful for your kind words. It’s great to know that you found the process friendly and accommodating. I'm always here to answer any questions you may have in the future, so don't hesitate to reach out.
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    View all
    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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