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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great people and the best experience. Never made us feel stupid for having question truly great people.
Reply from Owner
May 19th, 2026 08:15 PM
Lara, I appreciate your kind words. I'm glad to hear you had a positive experience and felt comfortable asking questions. If you need any further assistance, please feel free to reach out.
You guys actually did everything you said you were going to do and made everything happen for us! y'all made a dream a reality.
Reply from Scott Phegley, Ruoff Mortgage
May 19th, 2026 08:14 PM
I'm pleased to hear that we could help make your dream a reality, Lara. Thank you for your kind words. If there's anything more I can assist you with, please let me know.
Scott was very helpful with the process, he had all the awnsers to our questions and made the closing quick and smooth. Highly recommend.
Reply from Owner
May 19th, 2026 08:17 PM
Braden, I'm grateful for your kind words. It's good to know that I could assist you effectively and make the closing process smooth. If you need anything else in the future, please feel free to reach out.
Scott was very helpful with the process, he had all the awnsers to our questions and made the closing process quick and smooth.
Reply from Scott Phegley, Ruoff Mortgage
May 19th, 2026 08:12 PM
Thank you for your kind words, Braden. I'm pleased to hear that you found the process quick and smooth, and that I could provide the answers you needed. If there's anything else I can assist you with, please let me know.
Scott was very knowledgeable. He responses quickly and as a first time homeowner I felt like I was asking dumb questions but he doesn’t make you feel that way. He is truly there to help you and you can see that. I highly recommend Scott.
Reply from Owner
May 19th, 2026 08:16 PM
Thank you so much for your kind words, Makayla. I'm pleased to know that you felt comfortable asking questions and that my support was helpful during your journey as a first-time homeowner. If you ever need further assistance, please feel free...
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Scott and Tom helped me with questions I had as a first time homeowner I didnt know anything and I felt like some of the questions were dumb but they didn't make you feel that way. They helped you and I love how they responded quickly. I highly...
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Reply from Scott Phegley, Ruoff Mortgage
May 19th, 2026 08:16 PM
Makayla, I'm really glad to hear that you felt comfortable asking questions and that you appreciated our quick responses. It's important to me that first-time homeowners feel supported throughout the process. Thank you for recommending us,...
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Tom and Scott went above and beyond for us returned all calls and emails immediately
very satisfied
Reply from Scott Phegley
May 13th, 2026 01:59 PM
I'm thankful for your review, Jessica. It's great to know that you felt supported throughout the process. If you ever have more questions or need assistance in the future, please don't hesitate to reach out.
Friendly,knowledgeable,very helpful!!
Reply from Scott Phegley
May 12th, 2026 06:39 PM
Christina, I appreciate your kind words! I'm glad to hear that you found my assistance friendly and helpful. If you have any more questions or need further support, feel free to reach out.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Jacob M
Reply from Owner
April 20th, 2026 04:56 PM
Jacob, thank you for the great rating! I'm pleased to know that your experience with Ruoff Mortgage was positive. If you ever have any questions or need assistance, please feel free to reach out.
Scott, told me that if his math was correct that I would be able to get approved with little to no money down and it came out exactly as he said. My closing cost and everything ended up being covered on how he had it figured and I didn't have...
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Reply from Scott Phegley
April 17th, 2026 03:32 PM
Jacob, I'm grateful to hear that the process was smooth and stress-free for you, especially concerning the financial aspects. It's important to me that everything is clear and straightforward for my clients. If you have any more questions or...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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