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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Scott was amazing to work with he answered any and all questions I had almost immediately everytime I reached out to him! I would recommend Scott to anyone that is buying a home it was honestly a breeze working with him He was very knowledgeable...
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Reply from Scott Phegley, Ruoff Mortgage
June 22nd, 2026 11:47 AM
Briana, I appreciate your kind words and recommendation. I'm happy to hear that you found the process smooth and informative. If you ever have more questions or need assistance in the future, I'm here to help.
Great experience, really informative and reliable always there to help or answer whenever needed
Reply from Owner
June 22nd, 2026 11:48 AM
I'm pleased to hear that you had a great experience, JP. It's nice to know you found the information and support reliable. If you need anything else in the future, feel free to reach out.
The communication and the helpfulness answering questions for first time homebuyers was great and super insightful
Reply from Scott Phegley, Ruoff Mortgage
June 22nd, 2026 11:48 AM
I'm grateful for your kind words, John. It's wonderful to know that the communication and support provided were helpful for you as a first-time homebuyer. If you have any more questions or need assistance in the future, please feel free to...
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Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Zach D
Reply from Owner
June 18th, 2026 04:55 PM
Thank you, Zach, for your rating. I'm pleased to know you had a positive experience with Ruoff Mortgage.
Everything went very fast!
Reply from Scott Phegley, Ruoff Mortgage
June 7th, 2026 08:29 PM
I'm glad to hear that everything went quickly, Zach! If you have any more feedback or questions, feel free to let me know.
Everything was good for the most part and Scott is a great help and easy to talk to. i had some issues with the underwriters and getting a closing date and that ended up being a big issue but it wasnt wasn't on Scott's end. Other than that...
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Reply from Scott Phegley, Ruoff Mortgage
May 28th, 2026 05:19 PM
Brooklyn, I appreciate your feedback and kind words about my support. I'm glad to hear that you found me easy to talk to and helpful. I'm sorry about the issues with the underwriters and the closing date, and I understand how frustrating that...
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The overall experience was great Thank you, Scott for all that you did and all the hard work you put in to make this happen for us. We are very grateful and feel very blessed. God bless you.
Reply from Owner
May 28th, 2026 05:19 PM
Thank you so much for your kind words, Kimberly. I'm pleased to hear that you had a great experience and that my efforts made a difference. Wishing you all the best in your new journey!
Well, we had an experience with the underwriter Scott and his team had to restructure the whole entire loan and they did it with quickness to get us into our new home. We thank y'all and Godbless.
Reply from Scott Phegley, Ruoff Mortgage
May 24th, 2026 12:34 AM
Justin, I'm grateful for your feedback. I'm pleased we could quickly restructure the loan to get you into your new home. If you have any more questions or need help in the future, please reach out.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Kyndal R
Reply from Owner
May 24th, 2026 12:36 AM
Thank you for the great rating, Kyndal! I appreciate your support and am here if you need anything in the future.
Even though the communication process was mostly online, I was still highly satisfied with how quickly Scott's team responded to us. They were able to explain the loan process in great detail in ways us first time home buyers were able to understand....
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Reply from Scott Phegley, Ruoff Mortgage
May 19th, 2026 08:13 PM
Thank you for your appreciated feedback, Kyndal. I'm glad to hear that our team was able to provide prompt and clear communication throughout your home buying process. Your recommendation means a lot to us, and I'm grateful for your support....
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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