Top 5%
Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Scott was very personable and fluent in his knowledge of the loan process and communicated it in a way that was easy to understand for first time home owners. He was also very quick to reply anytime we reached out to him or submitted a document....
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Reply from Scott Phegley, Ruoff Mortgage
July 4th, 2026 05:18 PM
Phillip, I'm grateful for your thoughtful review. It's wonderful to know that you found my support helpful and clear during your home buying process. I always strive to make things as straightforward as possible, especially for first-time buyers....
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Scott was amazing! Very knowledgeable and always there when I had questions! Prompt communication and excellent understanding of life situations and the whole loan process was a major part of what makes Scott so amazing! Would definitely recommend...
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Reply from Scott Phegley, Ruoff Mortgage
June 28th, 2026 12:24 PM
Thank you so much for your kind words! It was truly a pleasure helping you and Rosa through the home loan process. I'm grateful for your trust and am so glad I could make this happen for you. Congratulations again, and thank you for recommending...
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Scott was very direct and quick to answer any proposed questions . Very personable, didnt feel like i was talking to a robot.
Reply from Scott Phegley, Ruoff Mortgage
June 26th, 2026 03:18 PM
Thank you for sharing your experience, Wesley. I'm pleased to hear that our interactions felt personable and direct. If you have any more questions or need further assistance, please feel free to reach out.
Scott Phegley was great to work with he answered all of our questions and gave us some good advice along the way. We very grateful for Scott and the rest of the Ruoff folks for helping us get the house we wanted.
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Reply from Scott Phegley
June 26th, 2026 03:19 PM
Jacob, I appreciate your kind words and am glad I could assist you in getting the house you wanted. It's great to hear that my advice was helpful throughout the process. If you need any further assistance, please feel free to reach out.
I love the easy step-by-step process made things go smoothly and fast. I will be recommending Scott to anyone looking to buy a new home. He was fantastic to work with. He made it a breeze.
Reply from Scott Phegley
June 26th, 2026 03:19 PM
I'm grateful for your wonderful feedback, Lori. It's nice to know that the process was smooth and fast for you. Thank you for recommending me, and I'm here whenever you need assistance!
Scott and his team were so patient and kind! I was given all the tools and information I needed to make this journey smooth. I would recommend Scott and his team to anyone looking to buy or sell a home if you want a seamless , calm, and enjoyable...
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Reply from Scott Phegley
June 26th, 2026 03:20 PM
Kaitlyn, I appreciate your kind words and recommendation! I'm glad to hear that you felt supported and well-informed throughout your journey. If there's anything more I can do for you in the future, please let me know.
You made it easy for us to go through the application process and get our loan
Reply from Scott Phegley, Ruoff Mortgage
June 22nd, 2026 11:45 AM
I'm grateful for your feedback, Cody. It's nice to know that the application process felt easy for you. If you have any more questions or need assistance, feel free to reach out anytime.
Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Mindy D
Reply from Owner
June 22nd, 2026 11:46 AM
Mindy, thank you for the perfect rating! I'm pleased to know you had a positive experience with Ruoff Mortgage.
Communication and helping us understand each step of the process
Reply from Scott Phegley, Ruoff Mortgage
June 19th, 2026 04:40 PM
Mindy, I appreciate your feedback on the communication and support throughout the process. It's great to know that I could help make each step clear for you. If you have any further questions or need assistance, please feel free to reach out....
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Very informative and knowledgeable! I would recommend him to anyone that is looking into buying a house!
Reply from Owner
June 22nd, 2026 11:46 AM
Thank you for your kind recommendation, Briana. I'm pleased to know you found the information helpful. If there's anything else I can assist you with, please feel free to reach out.
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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