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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
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    Kaitlyn A G
    Paris, IL
    Posted on July 25th, 2025 03:50 PM
    Our loan officer, Scott, and his entire team were absolutely fantastic throughout the entire process!
    Reply from Scott Phegley, Ruoff Mortgage
    July 28th, 2025 01:20 PM
    Kaitlyn, I appreciate your feedback and am glad to hear that you found the experience with me and my team fantastic. Guiding you through the process smoothly is always my goal, and it's rewarding to know we met your expectations.
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    Andrew M
    Paris, IL
    Posted on July 22nd, 2025 01:50 PM
    Scott did a great job,it really made the whole process easy.I would say he is a valuable asset to Ruoff.
    Reply from Scott Phegley, Ruoff Mortgage
    July 24th, 2025 03:53 PM
    Thank you, Andrew, for your kind words. I'm pleased to hear that I could make the process smooth for you. It’s rewarding to know you found working with me beneficial, and I’m glad to play a part at Ruoff Mortgage. If there's anything more you...
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  • Encompass
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    Stacey A M
    LAWRENCEVILLE, IL
    Posted on July 20th, 2025 02:30 AM
    Quick call backs and email. friendly and answered any questions I had
    Reply from Scott Phegley
    July 24th, 2025 03:54 PM
    Stacey, thank you for your feedback. I'm glad my responsiveness and ability to answer your questions stood out during your experience. Being friendly and available for my buyers is important to me, so it's nice to hear that came across. If...
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  • Encompass
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    Jacob G
    Vincennes, IN
    Posted on July 19th, 2025 07:38 PM
    Scott is slightly insufferable. I'm sure he works with a lot of clients who self-sabotage a lot, but he might consider working on how infantilizing he can come off on such a monumental life decision that, for whatever reason, comes with a package...
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    Reply from Scott Phegley
    July 24th, 2025 03:57 PM
    Jacob, thank you for taking the time to share such detailed feedback. I appreciate your honesty and candid observations. I'm glad that we were able to achieve a quick and smooth closing process, as I know how important that was to you. It's...
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  • Encompass
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    Rhyan D
    West Terre Haute, IN
    Posted on July 15th, 2025 03:09 PM
    Scott and Emily were very helpful with the entire process. I enjoyed working with them both!
    Reply from Scott Phegley
    July 24th, 2025 03:57 PM
    Rhyan, thank you for your feedback. I'm grateful to hear that you found working with Emily and me helpful throughout the process. It's important to me that clients have a positive experience, and it's great to know you enjoyed our collaboration....
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    Maron M
    Posted on July 14th, 2025 03:38 PM
    I personally had a great experience. Scott walked me through everything made sure I understood it before we moved forward always responded quick when it came to any questions that I had there were no hidden fees. They made sure that I got the...
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    Reply from Owner
    July 24th, 2025 03:58 PM
    Maron, I appreciate your kind words and the trust you placed in me throughout the process. It was important to me that you felt informed and confident every step of the way, so I'm glad to know I could provide clarity and quick responses to...
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    Maron M
    Terre Haute, IN
    Posted on July 14th, 2025 03:36 PM
    I appreciated the fact that as soon as I reached out to Scott, he immediately got my application started and push through. He was always on time when it came to any questions I had got me a great deal I would recommend him to everybody 10 out...
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    Reply from Scott Phegley
    July 24th, 2025 03:37 PM
    Thanks, Maron, for sharing your positive experience. I'm glad I could kickstart the loan process right away and be timely in addressing your questions. It's great to know you felt confident in the deal you received. Your willingness to recommend...
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    Nikki B
    Posted on July 11th, 2025 03:24 PM
    Scott from Ruoff helped us and we will recommend him to everyone! He was kind, answered all questions we had and helped us through everything we didn’t understand! Thank you Scott!
    Reply from Owner
    July 24th, 2025 03:59 PM
    Nikki, I'm truly grateful for your kind words and for choosing to work with me. It's important to me that all your questions were answered and that you felt supported throughout the process. Your recommendation means a lot, and I'm so glad...
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  • Encompass
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    Dylan V B
    Sandborn, IN
    Posted on July 11th, 2025 03:23 PM
    I noticed that Scott went above and beyond to meet our expectations when we had questions, found the right home, and to get all the loan stuff completed on time! He was amazing and we would recommend him to anyone we know looking for a home!...
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    Reply from Scott Phegley
    July 21st, 2025 03:23 PM
    Thank you, Dylan, for your thoughtful review. I'm glad to hear that I could exceed your expectations and assist you in finding the right home, as well as ensuring the loan process went smoothly. It's important to me to address any questions...
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  • Encompass
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    William R S
    Terre Haute, IN
    Posted on July 8th, 2025 03:20 AM
    Scott is very knowledgeable and willing to help with questions along the way during the entire loan process.
    Reply from Scott Phegley, Ruoff Mortgage
    July 24th, 2025 03:59 PM
    William, thank you for taking the time to share your feedback. I'm glad to hear that my knowledge and willingness to assist were helpful to you during the loan process. Ensuring that your questions are answered and providing support throughout...
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    View all
    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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