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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Our loan officer, Scott, and his entire team
were absolutely fantastic throughout the entire process!
Reply from Scott Phegley, Ruoff Mortgage
July 28th, 2025 01:20 PM
Kaitlyn, I appreciate your feedback and am glad to hear that you found the experience with me and my team fantastic. Guiding you through the process smoothly is always my goal, and it's rewarding to know we met your expectations.
Scott did a great job,it really made the whole process easy.I would say he is a valuable asset to Ruoff.
Reply from Scott Phegley, Ruoff Mortgage
July 24th, 2025 03:53 PM
Thank you, Andrew, for your kind words. I'm pleased to hear that I could make the process smooth for you. It’s rewarding to know you found working with me beneficial, and I’m glad to play a part at Ruoff Mortgage. If there's anything more you...
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Quick call backs and email. friendly and answered any questions I had
Reply from Scott Phegley
July 24th, 2025 03:54 PM
Stacey, thank you for your feedback. I'm glad my responsiveness and ability to answer your questions stood out during your experience. Being friendly and available for my buyers is important to me, so it's nice to hear that came across. If...
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Scott is slightly insufferable. I'm sure he works with a lot of clients who self-sabotage a lot, but he might consider working on how infantilizing he can come off on such a monumental life decision that, for whatever reason, comes with a package...
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Reply from Scott Phegley
July 24th, 2025 03:57 PM
Jacob, thank you for taking the time to share such detailed feedback. I appreciate your honesty and candid observations. I'm glad that we were able to achieve a quick and smooth closing process, as I know how important that was to you. It's...
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Scott and Emily were very helpful with the entire process. I enjoyed working with them both!
Reply from Scott Phegley
July 24th, 2025 03:57 PM
Rhyan, thank you for your feedback. I'm grateful to hear that you found working with Emily and me helpful throughout the process. It's important to me that clients have a positive experience, and it's great to know you enjoyed our collaboration....
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I personally had a great experience. Scott walked me through everything made sure I understood it before we moved forward always responded quick when it came to any questions that I had there were no hidden fees. They made sure that I got the...
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Reply from Owner
July 24th, 2025 03:58 PM
Maron, I appreciate your kind words and the trust you placed in me throughout the process. It was important to me that you felt informed and confident every step of the way, so I'm glad to know I could provide clarity and quick responses to...
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I appreciated the fact that as soon as I reached out to Scott, he immediately got my application started and push through. He was always on time when it came to any questions I had got me a great deal I would recommend him to everybody 10 out...
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Reply from Scott Phegley
July 24th, 2025 03:37 PM
Thanks, Maron, for sharing your positive experience. I'm glad I could kickstart the loan process right away and be timely in addressing your questions. It's great to know you felt confident in the deal you received. Your willingness to recommend...
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Scott from Ruoff helped us and we will recommend him to everyone! He was kind, answered all questions we had and helped us through everything we didn’t understand! Thank you Scott!
Reply from Owner
July 24th, 2025 03:59 PM
Nikki, I'm truly grateful for your kind words and for choosing to work with me. It's important to me that all your questions were answered and that you felt supported throughout the process. Your recommendation means a lot, and I'm so glad...
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I noticed that Scott went above and beyond to meet our expectations when we had questions, found the right home, and to get all the loan stuff completed on time! He was amazing and we would recommend him to anyone we know looking for a home!...
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Reply from Scott Phegley
July 21st, 2025 03:23 PM
Thank you, Dylan, for your thoughtful review. I'm glad to hear that I could exceed your expectations and assist you in finding the right home, as well as ensuring the loan process went smoothly. It's important to me to address any questions...
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Scott is very knowledgeable and willing to help with questions along the way during the entire loan process.
Reply from Scott Phegley, Ruoff Mortgage
July 24th, 2025 03:59 PM
William, thank you for taking the time to share your feedback. I'm glad to hear that my knowledge and willingness to assist were helpful to you during the loan process. Ensuring that your questions are answered and providing support throughout...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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