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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Scott was great to work with, he answered all of our questions and helped us to better understand our first home buying experience, making the entire process a breeze.
Reply from Scott Phegley, Ruoff Mortgage
August 29th, 2025 03:40 PM
Aaron, thank you for your kind words. I'm pleased to hear that I could assist in making your first home buying experience smooth and understandable. If there's ever anything else you need or any further questions arise, don't hesitate to reach...
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Great communication
Reply from Scott Phegley, Ruoff Mortgage
August 27th, 2025 12:40 AM
Chris, thank you for recognizing the communication aspect of our process. Ensuring clear and effective communication is something I prioritize highly. If there's anything more you need or questions that come up, don't hesitate to reach out....
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Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Jordan T
Reply from Owner
August 27th, 2025 12:42 AM
Jordan, thank you for your 5 star google review! If you ever have any questions or need assistance in the future, don't hesitate to reach out.
Very helpful and very quick to returning any information we needed
Reply from Scott Phegley, Ruoff Mortgage
August 8th, 2025 07:23 PM
Jordan, I'm pleased to know that you found me helpful and quick in providing the information you needed. Ensuring a prompt and efficient process is something I strive for. If there’s anything more I can assist with, please don’t hesitate to...
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Scott is very professional. Always answered questions. He called back quickly. Kept me updated on what was next. Very nice and explained everything where I would understand the process better. Made the process smooth and easier
Reply from Owner
August 8th, 2025 07:23 PM
Stacey, thank you for your kind feedback. It's great to know that you felt well-informed and found the process smooth and easier. Clear communication is something I strive to provide, so I'm glad it made a positive difference for you. If you...
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Easy process and easy closing
Reply from Scott Phegley, Ruoff Mortgage
July 31st, 2025 05:07 PM
Colton, I'm glad to know that you found the process and closing easy. Making the journey as smooth as possible is always my aim. If you have any further questions or need assistance down the road, feel free to reach out anytime.
We had an overall good experience with everything
Reply from Scott Phegley, Ruoff Mortgage
July 29th, 2025 03:37 PM
Allison, thank you for sharing your thoughts. I'm happy to hear that your experience was positive. If there are any specific aspects you'd like to discuss further or if you need more information, please feel free to reach out. Your satisfaction...
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Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Leanna J
Reply from Owner
July 28th, 2025 01:08 PM
Leanna, thank you for your 5 star rating! You were great to work with!
Scott was very prompt in responding and answered all of my questions. Very pleasurable to work with.
Reply from Scott Phegley, Ruoff Mortgage
July 28th, 2025 01:07 PM
Leanna, thank you for sharing your experience. I'm pleased to hear that my prompt responses and ability to answer your questions made the process enjoyable for you. Ensuring clear and efficient communication is something I prioritize, and it's...
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This was our second time working with Ruoff to purchase a home. They were just as wonderful to work with the second time as they were the first! Scott and his entire team excel at communicating and ensuring the process goes as quickly and smoothly...
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Reply from Owner
July 28th, 2025 01:20 PM
Kaitlyn, thank you so much for your kind words and for choosing to work with me and Ruoff Mortgage for the second time. I'm really glad to hear that our communication and efforts made the home buying process smooth for you again. It was a pleasure...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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