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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
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closed
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    William R S
    Terre Haute, IN
    Posted on July 8th, 2025 03:20 AM
    Scott is very knowledgeable and willing to help with questions along the way during the entire loan process.
    Reply from Scott Phegley, Ruoff Mortgage
    July 24th, 2025 03:59 PM
    William, thank you for taking the time to share your feedback. I'm glad to hear that my knowledge and willingness to assist were helpful to you during the loan process. Ensuring that your questions are answered and providing support throughout...
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    Deanna K M
    Farmersburg, IN
    Posted on July 6th, 2025 12:32 AM
    Scott was very patient when during our loan process some unforeseen issues came up thdy they caused a delay in moving forward with the losn. He was very understlanding and allowed us the time needed to take care of the issuea so we could move...
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    Reply from Scott Phegley, Ruoff Mortgage
    July 7th, 2025 12:25 PM
    I'm glad to hear that I could assist you through the unforeseen issues during your loan process. Patience and understanding are essential in such situations, and I'm pleased that we could work through the delays together. Thank you for your...
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    Robbie W
    Posted on July 4th, 2025 03:24 PM
    Two other lenders couldn't make it work. Scott was amazing. Came highly recommended and didn't disappoint.
    Reply from Owner
    July 7th, 2025 12:26 PM
    I'm thrilled to hear that I could assist you where others could not. Thank you for trusting me with your mortgage needs, and for your kind words. Your satisfaction is my priority, and I'm pleased to have met your expectations.
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    Robert A W
    PARIS, IL
    Posted on July 4th, 2025 03:24 PM
    Two other lenders couldn't make it work. Scott was amazing. Came highly recommended and didn't disappoint.
    Reply from Scott Phegley, Ruoff Mortgage
    July 7th, 2025 12:27 PM
    I'm thrilled to hear that I could assist you when others could not. It was a pleasure working with you, and I appreciate your kind words and recommendation. Thank you
  • Encompass
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    Jessica M C
    Terre Haute, IN
    Posted on July 1st, 2025 01:17 PM
    Scott answered every question I had and then some. He gave me the guidance I needed to be able to get the deal done and closed.
    Reply from Scott Phegley, Ruoff Mortgage
    July 1st, 2025 01:21 PM
    I'm thrilled to hear that I could provide the guidance you needed and answer all your questions. It was a pleasure assisting you through the process. Thank you for your kind words and the 5-star rating.
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    Douglas D F
    Marshall, IL
    Posted on June 30th, 2025 06:40 PM
    Great communication throughout, all questions were answered quickly and thoroughly and the process start to finish was extremely simple.
    Reply from Scott Phegley, Ruoff Mortgage
    June 30th, 2025 06:54 PM
    I'm glad to hear that the communication met your expectations and that the process was smooth for you. It was a pleasure assisting you at Ruoff Mortgage, and I appreciate your feedback.
  • Encompass
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    Shontell M H
    Lawrenceville, IL
    Posted on June 27th, 2025 03:12 PM
    Scott Phegley was fantastic with the overall experience. He kept me well informed on each process, and contacted me with questions and conerns even on his off time To include weekends. He made me feel comfortable with every step- I can not...
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    Reply from Scott Phegley, Ruoff Mortgage
    June 27th, 2025 03:34 PM
    Shontell, I am so happy to hear that you had such a positive experience. It was my pleasure to keep you informed and comfortable throughout the process. Thank you for your kind words and for trusting myself and Ruoff Mortgage.
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    Annie D
    Posted on June 24th, 2025 02:17 PM
    Scott Phegley, Ruoff Mortgage has received a review with 5 star rating from Annie D
    Reply from Owner
    June 30th, 2025 06:54 PM
    I'm thrilled to hear that you had a positive experience, Annie. It was a pleasure working with you, and I appreciate your feedback. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
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    Danielle A D
    Robinson, IL
    Posted on June 24th, 2025 02:17 PM
    Great service and communication all around!
    Reply from Scott Phegley, Ruoff Mortgage
    June 24th, 2025 02:33 PM
    I'm happy to hear that you were pleased with the service and communication. It was a pleasure assisting you, and I appreciate your positive feedback!
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    Meagan R K
    Sullivan, IN
    Posted on June 23rd, 2025 12:01 AM
    Scott was wonderful to work with! he was so informative and was always quick to answer any questions I had! I felt well prepared for closing and he made the process stress-free!
    Reply from Scott Phegley
    June 24th, 2025 02:34 PM
    I'm glad to hear that you had a stress-free experience and felt well-prepared for closing. It was a pleasure to work with you and assist in the process. Thank you for your kind words!
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
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    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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