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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Just great communication
Reply from Owner
October 10th, 2025 06:13 PM
Thank you so much for taking the time to share that! I really appreciate the kind words. Communication is one of the biggest keys to a smooth homebuying process, and I’m glad that stood out. It was a pleasure working with you to purchase your...
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Communication and great question awnsering.
Reply from Scott Phegley, Ruoff Mortgage
October 10th, 2025 06:13 PM
Thank you for the great feedback! I truly appreciate it. Clear and consistent communication is something I take a lot of pride in, and I’m glad it made your experience a positive one.
Scott phegley was a great man to work with and was always there when i need to ask questions or explain some things i didnt understand. Scott obviously taking care of most of the work for me and always sent me my documents that I had to sign...
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Reply from Scott Phegley, Ruoff Mortgage
October 4th, 2025 12:19 PM
Thank you so much for your thoughtful feedback! It means a lot to hear that I was able to make the process easier and answer your questions along the way. I truly appreciate your trust and the kind words about my work—it’s always my goal to...
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Scott is extraordinary!!!
Reply from Scott Phegley, Ruoff Mortgage
September 24th, 2025 08:38 PM
It's great to hear that you had such a positive experience, Chris. I strive to provide the best service possible, and I'm glad to know it made an impact. If there's anything else you need or if you have questions in the future, please feel...
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Communication was very good and Scott was very helpful!!!
Reply from Scott Phegley, Ruoff Mortgage
September 24th, 2025 12:44 PM
I'm glad to hear that you found the communication effective and my assistance helpful, Kaylee. It's always my goal to ensure a clear and supportive experience. If you have any more questions or need further guidance, don't hesitate to reach...
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Just closed on our house this week. Everything went smoothly and relatively quick. Experience was outstanding. Only issue i had was on my end and not being able to understand what I read sometimes but Scott dumbed down wording of things and...
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Reply from Owner
September 24th, 2025 12:45 PM
I'm pleased to hear that everything went smoothly with your closing this week. It's great that I could help clarify things for you along the way. Your recommendation means a lot, and if you ever need further assistance or have questions in...
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Right to the point from the start on what documents you needed and no surprise documents last minute on the buyers end. If I had a better understanding of online stuff. My experience would have been perfect. Still an outstanding experience...
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Reply from Scott Phegley, Ruoff Mortgage
September 24th, 2025 12:46 PM
I appreciate your feedback, Chris. I'm glad to hear that the process was clear in terms of the documents required and that there were no last-minute surprises. I understand that navigating online systems can be challenging, and I’m here to...
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Amazing company. Friendly staff. Very professional. Explained everything to me in detail. Very responsive.
Reply from Owner
September 24th, 2025 01:11 PM
It's great to hear that your experience was positive. Providing detailed explanations and responsive service are priorities for me, and I appreciate your kind words about the company and staff. If you have any questions or need assistance in...
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Scott was amazing. This was my first time buying a home. Scott explained everything. Even things I struggled with her broke down further till I did. Very professional. Even when I was upset an didnt understand something completely he got up...
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Reply from Scott Phegley
September 11th, 2025 02:43 AM
Christine, I'm really pleased to hear that your first home-buying experience went so well. It's important to me that you feel supported and informed at every step, and I'm glad I could be there to assist you, even after hours. Your kind words...
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Scott was great to work with, he answered all of our questions and helped us to better understand our first home buying experience, making the entire process a breeze.
Reply from Owner
September 24th, 2025 01:12 PM
It's wonderful to hear that your first home buying experience was smooth and well-supported. Answering all your questions and clarifying any complexities is something I take seriously, and I'm glad I could assist you effectively. If you ever...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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