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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Mr. Phegley was amazing throughout the entire loan and purchase process. He went above and beyond and made sure i understood every document, step and helped me choose the best loan product for my needs. He always responded promptly with all...
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Reply from Owner
December 1st, 2025 04:03 PM
Tamieka, I'm really glad to know that your experience was positive. Guiding first-time buyers through the process and ensuring each step is clear is something I strive for. Your acknowledgment of my efforts means a lot to me. If you ever need...
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Mr. Phegley was knowledgeable, helpful and patient
Reply from Scott Phegley, Ruoff Mortgage
December 1st, 2025 04:04 PM
Thank you for your feedback, Tamieka. I'm pleased to know that you found my assistance knowledgeable, helpful, and patient. It's important to me to be a supportive resource throughout the process. If you have any further questions or need additional...
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Very easy to work with. Clear communication and very polite and professional explaining everything.
Reply from Owner
December 1st, 2025 04:05 PM
It's great to know that you found the process easy, and communication clear. Ensuring clarity and professionalism throughout the experience is always my priority. If there's anything else you need or any questions arise in the future, I'm here...
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Clear communication and very polite and professional explaining everything.
Reply from Scott Phegley, Ruoff Mortgage
December 1st, 2025 04:05 PM
Chris, I appreciate your feedback on my communication and professionalism. It's crucial to me that everything is clear and that you feel respected throughout the process. If you have any more questions or need further clarification in the future,...
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Great people to work with!
Reply from Owner
December 1st, 2025 04:05 PM
I'm glad to hear that you found the experience positive. It's always my goal to ensure that working together is smooth and efficient. If there’s anything more I can assist with, please don’t hesitate to get in touch.
Ease of communication and prompt responses
Reply from Scott Phegley, Ruoff Mortgage
November 25th, 2025 05:16 PM
I'm glad you found the communication easy and my responses prompt, Laci. Keeping things clear and timely is a priority for me, and I'm pleased it made your experience a positive one. If there's anything more I can assist you with, please don't...
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Excellent !
Reply from Scott Phegley, Ruoff Mortgage
December 1st, 2025 04:05 PM
Thank you for the feedback! Your satisfaction is important to me, and I'm glad to know you had such a positive experience. If there’s anything else I can assist with, please don't hesitate to contact me.
You guys were super quick with everything and very easy to communicate with! 10/10 would recommend you all to everyone!
Reply from Scott Phegley, Ruoff Mortgage
November 25th, 2025 04:24 PM
It's wonderful to hear that you found the process swift and communication seamless. Making sure everything goes smoothly is a top priority for me, and I'm pleased that your experience reflected that. Thank you for your kind recommendation....
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Did an amazing job! He made it easy to understand the process and was easy to get a hold of at anytime. He was very polite and didn’t leave questions unanswered and keeps you updated on everything. I would recommend him to anyone.
Reply from Scott Phegley- Ruoff Home Mortgage ...
December 15th, 2025 05:00 PM
I'm glad to hear that you had such a positive experience, Brian. It's important to me that the process is easy to understand and that I'm accessible whenever needed. Keeping you updated and ensuring your questions are answered is a priority...
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Scott Phegley and Ruoff Mortage made our dream of being 2 nd time homeowners but this time in our forever home which I didn't imagine possible. He navigated mortgage financing in such a way that not only gave us the best deal that we needed...
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Reply from Owner
November 25th, 2025 04:26 PM
It's rewarding to know that I could assist in making your dream of owning a forever home a reality. Navigating mortgage financing can be complex, and I'm glad I could provide the guidance you needed and secure a beneficial deal. Knowing that...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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