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Scott Phegley, Ruoff Mortgage - Senior Loan Officer | NMLS# 610874 | Ruoff Mortgage NMLS# 141868 in Vincennes, IN
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Scott Phegley, Ruoff Mortgage

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Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...

Ruoff Mortgage - Vincennes
Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Ruoff Mortgage - Vincennes
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
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1 Star
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Reviews from Web
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    Tamieka N
    Posted on November 27th, 2025 06:00 PM
    Mr. Phegley was amazing throughout the entire loan and purchase process. He went above and beyond and made sure i understood every document, step and helped me choose the best loan product for my needs. He always responded promptly with all...
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    Reply from Owner
    December 1st, 2025 04:03 PM
    Tamieka, I'm really glad to know that your experience was positive. Guiding first-time buyers through the process and ensuring each step is clear is something I strive for. Your acknowledgment of my efforts means a lot to me. If you ever need...
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    Tamieka S N
    Centralia, IL
    Posted on November 27th, 2025 05:57 PM
    Mr. Phegley was knowledgeable, helpful and patient
    Reply from Scott Phegley, Ruoff Mortgage
    December 1st, 2025 04:04 PM
    Thank you for your feedback, Tamieka. I'm pleased to know that you found my assistance knowledgeable, helpful, and patient. It's important to me to be a supportive resource throughout the process. If you have any further questions or need additional...
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    Donna L
    Posted on November 26th, 2025 10:31 AM
    Very easy to work with. Clear communication and very polite and professional explaining everything.
    Reply from Owner
    December 1st, 2025 04:05 PM
    It's great to know that you found the process easy, and communication clear. Ensuring clarity and professionalism throughout the experience is always my priority. If there's anything else you need or any questions arise in the future, I'm here...
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    Chris L
    Vincennes, IN
    Posted on November 26th, 2025 10:30 AM
    Clear communication and very polite and professional explaining everything.
    Reply from Scott Phegley, Ruoff Mortgage
    December 1st, 2025 04:05 PM
    Chris, I appreciate your feedback on my communication and professionalism. It's crucial to me that everything is clear and that you feel respected throughout the process. If you have any more questions or need further clarification in the future,...
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    Laci H
    Posted on November 25th, 2025 05:10 PM
    Great people to work with!
    Reply from Owner
    December 1st, 2025 04:05 PM
    I'm glad to hear that you found the experience positive. It's always my goal to ensure that working together is smooth and efficient. If there’s anything more I can assist with, please don’t hesitate to get in touch.
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    Laci A A
    Shelburn, IN
    Posted on November 25th, 2025 05:09 PM
    Ease of communication and prompt responses
    Reply from Scott Phegley, Ruoff Mortgage
    November 25th, 2025 05:16 PM
    I'm glad you found the communication easy and my responses prompt, Laci. Keeping things clear and timely is a priority for me, and I'm pleased it made your experience a positive one. If there's anything more I can assist you with, please don't...
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    Brian M S
    Edwardsport, IN
    Posted on November 25th, 2025 05:01 PM
    Excellent !
    Reply from Scott Phegley, Ruoff Mortgage
    December 1st, 2025 04:05 PM
    Thank you for the feedback! Your satisfaction is important to me, and I'm glad to know you had such a positive experience. If there’s anything else I can assist with, please don't hesitate to contact me.
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    Samantha A S
    Edwardsport, IN
    Posted on November 25th, 2025 04:19 PM
    You guys were super quick with everything and very easy to communicate with! 10/10 would recommend you all to everyone!
    Reply from Scott Phegley, Ruoff Mortgage
    November 25th, 2025 04:24 PM
    It's wonderful to hear that you found the process swift and communication seamless. Making sure everything goes smoothly is a top priority for me, and I'm pleased that your experience reflected that. Thank you for your kind recommendation....
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    Brian S
    Posted on November 24th, 2025 03:18 PM
    Did an amazing job! He made it easy to understand the process and was easy to get a hold of at anytime. He was very polite and didn’t leave questions unanswered and keeps you updated on everything. I would recommend him to anyone.
    Reply from Scott Phegley- Ruoff Home Mortgage ...
    December 15th, 2025 05:00 PM
    I'm glad to hear that you had such a positive experience, Brian. It's important to me that the process is easy to understand and that I'm accessible whenever needed. Keeping you updated and ensuring your questions are answered is a priority...
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    Lorenzo L
    Posted on November 19th, 2025 04:15 AM
    Scott Phegley and Ruoff Mortage made our dream of being 2 nd time homeowners but this time in our forever home which I didn't imagine possible. He navigated mortgage financing in such a way that not only gave us the best deal that we needed...
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    Reply from Owner
    November 25th, 2025 04:26 PM
    It's rewarding to know that I could assist in making your dream of owning a forever home a reality. Navigating mortgage financing can be complex, and I'm glad I could provide the guidance you needed and secure a beneficial deal. Knowing that...
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    About
    Additional Licenses: NMLS# 610874. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Specialities
    FHA
    VA
    USDA
    Conventional Loans
    First Time Buyer
    Manufactured Home Financing
    Down Payment Assistance
    Refinance
    View All
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 610874
    Gallery
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
    Scott Phegley, Ruoff Mortgage - Gallery Photo
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    +5
    Achievements
    • 2023 Scotsman Guide Top Loan Officer
    • 2023 Southern Indiana Loan Officer for most loans closed
    • 2024 Southern Indiana Loan Officer for most loans closed
    Hobbies
    • Auctioneer. Primarily Benefit Auctions
    • Hunting and Fishing
    • I enjoy spending time with family, friends, and motorcycle rides.
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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