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Scott Phegley, Ruoff Mortgage
Senior Loan Officer | NMLS# 610874 | Ruoff Mortgag...
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Scott has worked very diligently over the last 2 years to help us get the loan we needed and also, make sure we were making the right decision on potential home investment. After we found the home we wanted. Scott made sure to guide us in getting...
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Reply from Owner
January 15th, 2026 01:52 PM
Thank you Jon, I am very happy for you and Audrey. I know you guys were working just as diligently as I was all along the way!
Scott has worked very diligently over the last 2 years to help us get the loan we needed and also, make sure we were making the right decision on potential home investment. After we found the home we wanted. Scott made sure to guide us in getting...
read more
Reply from Scott Phegley, Ruoff Mortgage
January 15th, 2026 01:51 PM
Jon, it was great working with you and Audrey. So happy that we could make this happen for you guys. Its been a long time coming but we made it!!
Scott was wonderful!!! He gave the documents to me quickly and the while process went smoothly. I highly recommend Scott if anyone is looking into buying a house.
Reply from Scott Phegley, Ruoff Mortgage
January 6th, 2026 01:14 AM
It's great to hear that everything went smoothly for you. Quick and efficient document handling is something I always strive for, and it's good to know it made a difference in your experience. Thank you for your recommendation and your kind...
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HHonestlyHonestly
I really enjoyed that Scott was so informative about thing that I had questions on. Him and his assistant were both very prompt in answering any emails or text messages that I had, making everything move along smoothly!
Reply from Scott Phegley, Ruoff Mortgage
December 15th, 2025 04:59 PM
Sam, you were an absolute joy to work with and it's great to hear that you appreciated the information and communication during your experience. I'm glad I could provide the clarity you needed, and that my assistant and I were able to promptly...
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No everything was ok with exper
Reply from Scott Phegley, Ruoff Mortgage
December 15th, 2025 01:59 PM
I appreciate the feedback. If you have any further thoughts or specific aspects you’d like to discuss, I’m available to help. Your experience is important to me.
Scott went above and beyond for us. He was always available, walked us through every detail, and made sure we understood each step. His support and honesty made the whole home buying process so much easier, which is why our experience was excellent....
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Reply from Owner
December 15th, 2025 01:59 PM
Emma, I'm glad to hear that you had an excellent experience with the home buying process for you new home in Sandborn! Being available and ensuring clarity at every stage is important, and I'm pleased that my efforts could assist in making...
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Scott went above and beyond for us. He was always available, walked us through every detail, and made sure we understood each step. His support and honesty made the whole home buying process so much easier, which is why our experience was excellent....
read more
Reply from Scott Phegley, Ruoff Mortgage
December 15th, 2025 01:57 PM
Emma, I appreciate your kind words. I'm glad I could help make the home buying process easier for you. Ensuring that you felt supported and well-informed throughout each step is very important to me. If you have any more questions or need anything...
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Scott was great to work with , he replied back quickly any time I had a question , even on the weekends. The whole process went smoothly and much quicker then I thought it would. I will highly recommend scott to everyone I know !!
Reply from Owner
December 1st, 2025 04:02 PM
Brady, I appreciate your kind words and recommendation. Providing timely responses to your questions, even on weekends, is something I prioritize to ensure everything goes smoothly. I'm glad the process exceeded your expectations in terms of...
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Scott was great to work with , he replied back quickly any time I had a question , even on the weekends. The whole process went smoothly and much quicker then I thought it would. I will highly recommend scott to everyone I know !!
Reply from Scott Phegley, Ruoff Mortgage
December 1st, 2025 04:02 PM
Brady, I appreciate your kind words and recommendation. It's great to know that you felt supported throughout the process, and that my quick responses and availability made a difference for you. If you ever have more questions or need further...
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About
Additional Licenses: NMLS# 610874.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Specialities
FHA
VA
USDA
Conventional Loans
First Time Buyer
Manufactured Home Financing
Down Payment Assistance
Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 610874
Gallery
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+5
Achievements
- 2023 Scotsman Guide Top Loan Officer
- 2023 Southern Indiana Loan Officer for most loans closed
- 2024 Southern Indiana Loan Officer for most loans closed
Hobbies
- Auctioneer. Primarily Benefit Auctions
- Hunting and Fishing
- I enjoy spending time with family, friends, and motorcycle rides.
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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