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Scott Morris - Branch Manager | NMLS# 1802398 in Culpeper , VA

Scott Morris

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Branch Manager | NMLS# 1802398

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
4%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
  • Encompass
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    Mary E R
    CHARLOTTESVILLE, VA
    Posted on February 11th, 2026 05:05 PM
    Scott and his team were funomable every step of the way. Always responded quickly and answered any and all questions. GREAT TEAM!
    Reply from Scott Morris
    February 19th, 2026 05:06 PM
    I appreciate your kind feedback, Mary. It's reassuring to hear that I could provide timely responses and answer all your questions throughout the process. I'm glad the team and I could offer you such a positive experience at Envoy Mortgage...
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    Richard M R
    CHARLOTTESVILLE, VA
    Posted on February 11th, 2026 04:21 PM
    Everything!!!
    Reply from Scott Morris
    February 19th, 2026 04:22 PM
    I'm grateful for your positive feedback, Richard. It's wonderful to know you had a comprehensive experience with me at Envoy Mortgage Ltd. If you ever have more questions or need any further assistance, feel free to reach out.
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    A G U
    Posted on January 28th, 2026 11:17 AM
    I recently bought a new home with the help of Scott Morris and his team. They were incredibly professional, thoughtful, and organized. Scott and Tovah proactively sought ways to help me through the loan processes and create paths to homeownership...
    read more
    Reply from Owner
    February 23rd, 2026 06:20 PM
    I'm glad to hear about your positive experience, Ben. It was a pleasure assisting you, especially as a fellow veteran, with setting up your VA Loan. I'm happy that you found the process thoughtful and organized. My team and I always strive...
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    Katelyn S
    RICHMOND, VA
    Posted on January 1st, 2026 03:45 PM
    Scott and his team were so helpful throughout the entire homebuying process! Answered all my questions and were awesome to work with
    Reply from Scott Morris
    January 9th, 2026 03:45 PM
    I'm pleased to hear you found our team helpful during your homebuying journey, Katelyn. It's essential to me that all your questions were answered and that you found the process enjoyable. I'm here if you need any further assistance or have...
    read more
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    Julie A W
    CULPEPER, VA
    Posted on December 27th, 2025 04:59 PM
    Mr. Morris was quick to answer any questions I had and was very knowledgeable. I was impressed by how he and his staff went above and beyond to make this process as easy as possible.
    Reply from Scott Morris
    January 5th, 2026 02:49 PM
    Thank you for your kind words, Julie. It's great to know I could quickly address your questions and that you found the process seamless. My goal is always to provide knowledgeable support and make things as straightforward as possible. If you...
    read more
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    Michael A D
    FORK UNION, VA
    Posted on December 15th, 2025 02:41 PM
    Great communication and working with me and listening to me on what we were looking for
    Reply from Scott Morris
    December 23rd, 2025 02:41 PM
    I'm glad to hear you appreciated the communication and attention to your needs. It's important to me that your experience reflects your goals, and I'm here if you ever have questions or need further assistance. Thank you for choosing Envoy...
    read more
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    Thomas E J
    CHARLOTTESVILLE, VA
    Posted on December 12th, 2025 03:35 PM
    Scott and Tovah helped me so much and even got some last minute things straight that eases my stress big time. Very thankful for them
    Reply from Scott Morris
    December 12th, 2025 03:50 PM
    Thank you Tim? It was a pleasure working with you and we appreciate the opportunity!
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    Mike D
    Posted on December 10th, 2025 08:51 PM
    We were in the process of buying a house and selling our first house. I had started the process with another lender and it was all put on hold until our house sold. While waiting to get a contract, Scott reached out to me and said he wanted...
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    Rebecca J
    CULPEPER, VA
    Posted on December 10th, 2025 02:03 PM
    Scott and Tovah are great at communicating throughout the whole process and are super knowledgeable. They are our to go to team! Thank you!
    Reply from Scott Morris
    December 18th, 2025 02:04 PM
    I'm glad to hear that you had a positive experience with us, Rebecca. Your kind words about the communication and expertise Tovah and I strive to provide mean a lot. Thank you for trusting us as your go-to team at Envoy Mortgage Ltd. If there's...
    read more
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    Jonathan J
    Posted on December 5th, 2025 02:37 PM
    We are incredibly grateful for everything Scott has done for us throughout our home-building process. A little over a year ago, he stopped by our Charlottesville opening for one my companies, and we had no idea at the time how impactful that...
    read more
  • 31–40 of 300
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Licenses
    • NMLS # 1802398
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    Equal Housing Opportunity

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    (877) 232-2461 or (713) 977-8005

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