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Scott Morris - Branch Manager | NMLS# 1802398 in Culpeper , VA

Scott Morris

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Branch Manager | NMLS# 1802398

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations...... Show More
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Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Overall Ratings
4.94
(287)
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Reviews from Web
  • 5.0
    Encompass
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    Kathryn W Z
    CROZET, VA
    Posted on June 10th, 2026 12:27 PM
    Easily accessible with my many questions
    Reply from Scott Morris
    June 18th, 2026 07:28 PM
    Kathryn, I'm pleased to hear that you found me easily accessible for all your questions. If you have any more inquiries or need further assistance, feel free to reach out anytime.
  • 5.0
    Encompass
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    Timothy J Z
    CROZET, VA
    Posted on June 9th, 2026 09:13 PM
    Scott was always available through the whole process and answered every question we had. Thanks Scott!
    Reply from Scott Morris
    June 17th, 2026 09:14 PM
    Timothy, I'm happy I could be there for you throughout the process and answer all your questions. Thank you for your kind words! If you ever need any more assistance, please don't hesitate to reach out.
  • 5.0
    Encompass
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    Elias O
    LOUISA, VA
    Posted on June 4th, 2026 01:39 PM
    Scott's overall knowladge and want to help me with every single question I had along the way. The entire experience was amazing and I'm so excited to finally own my own home.
    Reply from Scott Morris
    June 12th, 2026 01:40 PM
    Elias, I'm glad to hear that my knowledge and willingness to assist with your questions made a positive impact on your experience. It's wonderful to know that you're excited about owning your home. If you ever need further assistance, please...
    read more
  • 5.0
    Encompass
    E
    Eric B
    SYRIA, VA
    Posted on May 25th, 2026 05:57 PM
    Super responsive and always knowledgeable. Tovah was awesome and on top of things. Looking forward to every opportunity to recommend you. Thanks for making our families dream happen with ease and professionalism
    read more
    Reply from Scott Morris
    June 2nd, 2026 05:57 PM
    Eric, I appreciate your kind words and am happy to hear that you found our responsiveness and knowledge helpful. Tovah and I are grateful for the opportunity to assist in making your family's dream a reality with ease and professionalism. Thank...
    read more
  • 5.0
    Encompass
    J
    Jessie P
    Chesterfield, VA
    Posted on May 15th, 2026 01:30 PM
    Scott and Tovah made the process simple and where always there to answer my questions or get something done outside of business hours. They went above and beyond to help me close on a very difficult transaction.
    Reply from Scott Morris
    May 25th, 2026 09:00 PM
    Jessie, I'm glad to hear that Tovah and I could make the process simple for you. It's good to know we could assist with your questions and help close on your transaction, even when it was challenging. If you need anything else, please feel...
    read more
  • 5.0
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    Brian L
    Posted on May 14th, 2026 11:34 PM
    Scott and Tovah were fantastic to work with! Always a call or text away and very helpful in finding a mortgage that fit what we were looking for. I would recommend working with them as I will in the future!
    Reply from Owner
    May 25th, 2026 03:34 PM
    Brian, I'm pleased to hear that you found working with Tovah and me to be a great experience. It's good to know we were helpful in finding the right mortgage for you. Your recommendation means a lot, and I look forward to assisting you again...
    read more
  • 5.0
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    Tim B
    Posted on May 1st, 2026 02:05 PM
    The best team I’ve ever had the privilege to work with. They made the home buying process smooth and seamless from start to finish. Highly recommend!
    Reply from Owner
    May 11th, 2026 04:45 PM
    Tim, I'm grateful for your kind words and recommendation. It's appreciated to know that you found the home buying process smooth and seamless with my team. If you have any future needs or questions, please don't hesitate to reach out.
  • 5.0
    Encompass
    J
    Jon L
    Culpeper, VA
    Posted on April 27th, 2026 01:12 PM
    Scott and his team were very responsive and accommodating to any changes we requested. Every call was quickly returned with friendly and personal responses.
    Reply from Scott Morris
    May 5th, 2026 01:12 PM
    Jon, I appreciate your kind feedback. I'm pleased to know that my team and I could be responsive and accommodating to your needs. If you have any more questions or require further assistance, feel free to reach out.
  • 5.0
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    A
    Anis G
    Posted on April 23rd, 2026 01:09 PM
    Scott and his team did a great job from the initial approval all the way through closing. Very informative and helpful
    Reply from Owner
    May 4th, 2026 01:18 PM
    Anis, I'm glad to hear that you found my team and me informative and helpful throughout the process. It's important to us to provide a great experience from initial approval through closing. If you have any further questions or need assistance,...
    read more
  • 4.5
    Encompass
    A
    Anis G
    WINCHESTER, VA
    Posted on April 23rd, 2026 01:08 PM
    Scott and his team are Amazing. the rapid response regarding our initial approval all the way through closing. Scott and his team are highly recommended.
    Reply from Scott Morris
    May 1st, 2026 01:08 PM
    Anis, I appreciate your kind words about my team and me. It's great to hear that you valued our rapid response from initial approval through to closing. Your recommendation means a lot, and if you ever need assistance in the future, please...
    read more
  • 10 of 287
    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    304
    /850
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    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1802398
    Disclaimer
    Equal Housing Opportunity

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    952 Echo Lane, Suite 190 Houston, TX, 77024
    (877) 232-2461 or (713) 977-8005

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