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Scott Morris - Branch Manager | NMLS# 1802398 in Culpeper , VA

Scott Morris

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Branch Manager | NMLS# 1802398

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
  • Encompass
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    Keyna P S
    MYRTLE BEACH, SC
    Posted on September 6th, 2026 10:33 PM
    Helpfulness of everyone at Envoy
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    Eduardo O
    REMINGTON, VA
    Posted on September 3rd, 2026 01:50 PM
    Scott was Always available and super ready anytime .i was impressed by this and it made the deciding factor in choosing envoy as it was a tie overall with my bank.obvuously nothing is perfect right at closing numbers but he ensure the numbers...
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    Reply from Scott Morris
    September 11th, 2026 01:51 PM
    Eduardo, I'm glad to hear that my availability and readiness made a positive impact on your decision. I appreciate your understanding about the closing numbers and am pleased that they aligned closely with our initial discussions. Thank you...
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    Kyle T
    Posted on August 9th, 2026 12:42 AM
    Scott and his team were the absolute best. I cannot recommend Envoy enough. Envoy should be your first step in the home buying process.
    Reply from Owner
    August 18th, 2026 05:44 PM
    Kyle, I appreciate your kind words and strong recommendation. I'm glad to hear that you had such a positive experience with my team and me at Envoy. Thank you for trusting us with your home buying journey.
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    Kyle D T
    DUMFRIES, VA
    Posted on August 9th, 2026 12:39 AM
    Scott and his team at Envoy were a phenomenal find. As first time home buyers, we definitely felt in over our heads. With the addition of applying with a VA loan, the two of us were strangers in a strange land. Thankfully, a realtor suggested...
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    Reply from Scott Morris
    August 17th, 2026 07:36 PM
    Kyle, I'm pleased to know that my team and I at Envoy could provide the support and guidance you needed as first-time home buyers. It's great to hear that you felt prepared and reassured throughout the VA loan process. Thank you for your kind...
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    Erin R
    Posted on August 7th, 2026 11:32 PM
    Scott Morris has received a review with 5 star rating from Erin R
    Reply from Owner
    August 17th, 2026 06:32 PM
    Thank you for the 5-star rating, Erin. I'm grateful for your support and glad that your experience met your expectations.
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    Erin R
    DUMFRIES, VA
    Posted on August 7th, 2026 11:32 PM
    Scott was great to work with and we felt he truly had our best interests at heart. As a military member, I felt confident he as a veteran understood the VA Loan process ins and outs and was able to explain the caveats much better than other...
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    Reply from Scott Morris
    August 17th, 2026 01:27 PM
    Erin, I'm glad to hear that you felt confident working with me and that my experience with the VA Loan process was helpful to you. Your trust and kind words mean a lot, especially coming from a fellow veteran. If there's anything more you need...
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    Misty S
    Posted on August 1st, 2026 01:04 AM
    Scott Morris has received a review with 5 star rating from Misty S
    Reply from Owner
    August 11th, 2026 04:35 PM
    Thank you for the great rating, Misty. I appreciate your support and am here if you ever need assistance.
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    Misty R S
    SCHUYLER, VA
    Posted on August 1st, 2026 01:04 AM
    The team was very proactive with every step .
    Reply from Scott Morris
    August 10th, 2026 06:26 PM
    Misty, I appreciate your kind words about the team's proactive approach. It's great to know that every step met your expectations. If you ever have more questions or need further assistance, please don't hesitate to reach out to me.
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    Prime L
    Posted on July 20th, 2026 09:35 PM
    Scott Morris has received a review with 5 star rating from Prime L
    Reply from Owner
    July 29th, 2026 03:32 PM
    Prime, thank you for the perfect rating. I'm pleased to know you had a good experience with Envoy Mortgage Ltd. If you ever need any assistance, feel free to reach out.
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    Regina B
    UNIONVILLE, VA
    Posted on July 20th, 2026 09:35 PM
    They were patient and understanding . Everything went smooth.
    Reply from Scott Morris
    July 28th, 2026 09:35 PM
    Regina, I'm grateful to hear that everything went smoothly and that you found the experience patient and understanding. If you have any more questions or need assistance, don't hesitate to contact me.
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Licenses
    • NMLS # 1802398
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    Equal Housing Opportunity

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    (877) 232-2461 or (713) 977-8005

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