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Scott Morris - Branch Manager | NMLS# 1802398 in Culpeper , VA

Scott Morris

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Branch Manager | NMLS# 1802398

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Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations... Show More
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Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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5 Star
96%
4 Star
4%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
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    Jon L
    Culpeper, VA
    Posted on April 27th, 2026 01:12 PM
    Scott and his team were very responsive and accommodating to any changes we requested. Every call was quickly returned with friendly and personal responses.
    Reply from Scott Morris
    May 5th, 2026 01:12 PM
    Jon, I appreciate your kind feedback. I'm pleased to know that my team and I could be responsive and accommodating to your needs. If you have any more questions or require further assistance, feel free to reach out.
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    Anis G
    Posted on April 23rd, 2026 01:09 PM
    Scott and his team did a great job from the initial approval all the way through closing. Very informative and helpful
    Reply from Owner
    May 4th, 2026 01:18 PM
    Anis, I'm glad to hear that you found my team and me informative and helpful throughout the process. It's important to us to provide a great experience from initial approval through closing. If you have any further questions or need assistance,...
    read more
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    Anis G
    WINCHESTER, VA
    Posted on April 23rd, 2026 01:08 PM
    Scott and his team are Amazing. the rapid response regarding our initial approval all the way through closing. Scott and his team are highly recommended.
    Reply from Scott Morris
    May 1st, 2026 01:08 PM
    Anis, I appreciate your kind words about my team and me. It's great to hear that you valued our rapid response from initial approval through to closing. Your recommendation means a lot, and if you ever need assistance in the future, please...
    read more
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    Angybell A
    WINCHESTER, VA
    Posted on April 21st, 2026 11:28 AM
    great communication and smooth process
    Reply from Scott Morris
    April 29th, 2026 07:17 PM
    Angybell, I'm grateful for your feedback. It's nice to know that you experienced great communication and a smooth process with me. If there's anything else you need, please don't hesitate to reach out.
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    Mike S
    Posted on April 2nd, 2026 01:14 PM
    Scott and Tovah did a great job. They got to work immediately and made it happen. I'm not a big fan of the lending process (who is?) but they made it as easy and straightforward as possible.
    Reply from Owner
    April 13th, 2026 07:27 PM
    Mike, I'm pleased to hear that you found the lending process to be easy and straightforward with Tovah and me. We strive to make things happen efficiently for our clients. If there's anything else you need or any questions you have, please...
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    Michael D S
    PALMYRA, VA
    Posted on April 2nd, 2026 01:13 PM
    Scott and Tovah got to work immediately and made it happen. I'm not a fan of the lendibg process (who is?) but they made it as easy and straightforward as possibl.
    Reply from Scott Morris
    April 10th, 2026 01:13 PM
    Michael, I understand that the lending process can be daunting, and I'm glad to hear that you found it straightforward with my assistance and Tovah's. We strive to ease this experience for you. If you have any questions or need further support,...
    read more
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    Brandi B
    Posted on April 1st, 2026 08:10 PM
    Working with Scott was incredible. He made the process very easy, always quick to answer our questions. Thank you to him and his team for helping us buy a house.
    Reply from Owner
    April 10th, 2026 04:12 PM
    I appreciate your kind words, Brandi. It was my pleasure to assist you in making the home-buying process as smooth as possible. I'm glad I could address your questions quickly and help you through this important step. If you ever need anything...
    read more
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    Tamela M G
    CULPEPER, VA
    Posted on March 18th, 2026 02:34 PM
    The whole team was very helpful and informative'
    Reply from Scott Morris
    March 26th, 2026 02:35 PM
    Tamela, I'm glad to hear you found the entire team helpful and informative. It's important to me that clients feel supported and well-informed throughout the process. If you have any further questions or need assistance in the future, please...
    read more
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    Mark L
    PALMYRA, VA
    Posted on February 13th, 2026 02:18 PM
    In my previous experience of purchasing five houses, our interaction with the Envoy team, specifically Scott Morris, was the most efficient and customer-centric house-buying process I have encountered.Numerous financial institutions make promises...
    read more
    Reply from Scott Morris
    February 23rd, 2026 03:28 PM
    I'm really pleased to hear about your positive experience, Mark. It's great to know that I could provide clear and transparent guidance throughout your home-buying journey with Envoy Mortgage Ltd. Helping you navigate the process efficiently...
    read more
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    Steven L
    PALMYRA, VA
    Posted on February 12th, 2026 02:02 PM
    Great group of people would definitely use again
    Reply from Scott Morris
    February 20th, 2026 04:49 PM
    Thanks, Steven. I'm glad to hear you had such a positive experience with me and the team at Envoy Mortgage Ltd. Your willingness to return speaks volumes about your satisfaction, and I appreciate your trust in us. Should you need anything moving...
    read more
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    About
    Founded in 1997, Envoy Mortgage is an independently owned, full-service mortgage lender headquartered in Houston, TX. As a Fannie, Freddie and Ginnie approved seller/servicer, Envoy branches offer a full menu of loan products with locations across the U.S. Licensed in 49 states, Envoy branches provide outstanding customer service by offering a full menu of loan products with the tools, expertise and technology needed to support all functions of the mortgage process. For more information, visit http://www.EnvoyMortgage.com. Envoy Mortgage, Ltd. NMLS #6666.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Licenses
    • NMLS # 1802398
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    Equal Housing Opportunity

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    (877) 232-2461 or (713) 977-8005

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