Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott Mertens has received a review with 5 star rating from Debra M G
Scott Mertens has received a review with 5 star rating from Troy C
My husband and I, have had the pleasure of working with Scott. He is knowledgeable in what best fits your needs, he is up front with you from the start. I would highly recommend Scott. We almost gave up, it was not that we had bad credit it...
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Another mortgage company got one "no" from the underwriter and quit on me. Thank goodness, because that is when I met Scott and his team of mortgage professionals. He kept going back and getting the answers the underwriter wanted. He saved...
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If you are looking for close personal contact, with a lender you can trust, that has your best interest in mind, call Scott Mertens and his team at Primary Residential Mortgage. My boyfriend and I just recently bought our first house, and from...
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Reply from Owner
March 17th, 2014 12:00 AM
Liz and Tim, it was a pleasure working with you both. Your transaction was unique, but every loan is different. Change in employment, change in property and change in PENDING family size. We were happy to help you both with this process, and...
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Best Lender I've ever worked with. By far the sharpest, most knowledgeable, most open and honest, quickest to respond, and genuinely cared about not just getting us in our new home, but about saving us money while doing it. Very refreshing...
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Reply from Owner
March 13th, 2014 12:00 AM
Daniel, thank you for the great review. It was a pleasure working with you and your family. I am excited for you all, and knowing you are in a great home to raise your growing family. I look forward to working with you again on that beach home!!...
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Mr. Mertens helped me refinance my rental property in South FL and was able to arrange for a smooth and on time outside closing. He walked us through the process and explained potential issues that could arise but none did. I will definetly...
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I am not even sure where to begin in describing the amazing experience that my husband and I had with working with Scott. This is my second time purchasing a home and I just cannot believe the wealth of knowledge Scott has in regards to his...
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Reply from Owner
January 28th, 2014 12:00 AM
Cheri, thank you so much for the kind words. So happy to have over delivered on this file. Of course, we asked you for some "unusual documentation", and you took it all with grace and determination. Congratulations on your new home purchase...
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My husband and I would highly recommend Scott Mertens as a mortgage broker! We first worked with Scott in 2010 and found him to be extremely knowledgable about the loan program we wanted to use, USDA, which required 0% downpayment! We had searched...
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Scott and his team were very dedicated in supporting us in our search for the lowest priced VA (veterans) mortgage. This was our eighth mortgage in 35 years. Scott was the embodiment of honesty in the handling of our VA mortgage search. He...
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Reply from Owner
December 30th, 2013 12:00 AM
Bob and Carol,It was a great pleasure working with you and helping you "down size". VA new construction condo purchase has a little extra flavor in the lending world, and were glad to come through for you both. Congratulations on your purchase...
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mortgage Loan Officer
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Home Renovation Loan
Reverse Mortgage
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Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
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Mortgage Lending
FHA Loans
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First Time Homebuyer Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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