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Scott Mertens - Branch Manager NMLS# 32274 in Dover, NH

Scott Mertens

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Branch Manager NMLS# 32274

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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Reviews from Web
  • Zillow
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    User28032258
    Northwood, NH
    Posted on March 3rd, 2015 12:00 AM
    Scott is very easy to work with. He was prompt, thorough, and available to answer questions quickly. No matter what time, he was always able to be reached or quickly returned emails. I highly recommend working with him and his team!
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    Claude H
    New Ipswich, NH
    Posted on February 12th, 2015 12:00 AM
    Scott assisted us on our buying process form beginning to the end. Despite all the unexpected issues he always found alternatives ways to help the process go forward. He is very knowledgeable and very proactive. We are sincerely grateful we...
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    Reply from Owner
    February 18th, 2015 12:00 AM
    C, Thank you for taking time out of your busy day for the kind words. There were certainly surprises like "detached condo", company mergers and USDA program changes during underwriting. Thank you for sticking with it and allowing us to make...
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    User40513375
    Berwick, ME
    Posted on February 9th, 2015 12:00 AM
    Scott had immediate answers to all of my questions concerning a somewhat complicated mortgage. He knew the ins and outs of the products and was able to communicate everything that was necessary on my part to get through a complicated process....
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    Reply from Owner
    February 16th, 2015 12:00 AM
    Thank you for the opportunity to earn your business. I am looking forward to next year's refinance and you continuing to expand your real estate portfolio!
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    Jennifer B
    Rollinsford, NH
    Posted on February 5th, 2015 12:00 AM
    I have seriously never felt so comfortable letting someone do all of this for us with our finances than I have with Scott Mertens. What a relief to get so lucky with our lender!! He truly worked for us and for us only. The best help we've ever...
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    Reply from Owner
    February 16th, 2015 12:00 AM
    Jenn, it was a pleasure working with you and your family. Seeing pictures of the basement already filled with toys was awesome! I hope you all enjoy many years living there. Congratulations.
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    Marlenaholt
    Dover, NH
    Posted on December 19th, 2014 12:00 AM
    Scott Mertens is great to work with. He is very knowledgeable, walks you through the entire process and answers any question you have. He is also very responsive when you need to talk to him. I worked with him four years ago for our first mortgage...
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    Reply from Owner
    February 18th, 2015 12:00 AM
    Marlena, we always appreciate our repeat customers. The first time may have been our good fortune, whereas the second time is a testament to the hard work of our team and keeping up with our borrowers ongoing financial needs. We all love saving...
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    Katelyn K
    Exeter, NH
    Posted on September 7th, 2014 12:00 AM
    As first time home buyers, we heard from friends that securing a mortgage required a lengthy and complicated process. With Scott, it was the complete opposite! We were able to negotiate an aggressive position thanks to Scott's quick turnaround....
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    Reply from Owner
    September 9th, 2014 12:00 AM
    Felix and Kate, you were an absolute pleasure to work with. I will accept the gratitude for closing your full mortgage loan in 15 calendar days from initial application to closing. To be fair, you both were extremely prepared, organized, educated...
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    User8418339
    Derry, NH
    Posted on September 1st, 2014 12:00 AM
    Scott was very easy to work with from day one. We interviewed four mortgage lenders and Scott spent the most time with us: he's a true teacher and not a salesperson. He answered all our questions in great detail (we're nerds!). He also got...
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    Deniseroy F
    Wells, ME
    Posted on August 27th, 2014 12:00 AM
    Helped me with a VA loan so I could get the equity from my home to use to build an addition on my daughter's home and then create an in law suite before I actually put my house on the market.
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    User3785095
    Barrington, NH
    Posted on August 21st, 2014 12:00 AM
    He was very imformative.Had a great assistant. When we had guestions or doubt he was right there assuring us..With his help we were able to purchase a new home for ourself as well as children.Would refer him and his crew to family and friends.Vicky...
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    Reply from Owner
    August 26th, 2014 12:00 AM
    Vicky, It was a pleasure working with you and Rick. Glad we were able to help you buy a home to enjoy with your family. It is always nice to have borrowers who stop into the office. Congratulations! Scott.
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    Kjakes
    Durham, NH
    Posted on August 15th, 2014 12:00 AM
    Scott made every step in refinancing my mortgage as easy as possible. There were no hidden fees, no strings attached and everything went just as he said it would. There will be no other person or company I will use going forward. Thank you...
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    Reply from Owner
    August 18th, 2014 12:00 AM
    Kevin, working with you and Katie was a pleasure. Happy to deliver a true "no cost" refinance on your FHA loan. Looking forward to helping you finance that lake front second home!
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    About
    At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
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    Construction Loan
    USDA Loans
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    Mortgage Lender
    Home Renovation Loan
    Reverse Mortgage
    Cash-Out Refinances
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    Mortgage for Foreign Nationals
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    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
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    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 32274
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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