

Scott Mertens
Branch Manager NMLS# 32274

At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Easy, confident, nice, Scott has a great phone voice.
It was a smooth and quick process. Scott was very accommodating and awesome to work with.
Steve was very helpful and easy to work with.
Very knowledgeable staff, quick and easy transaction!
Super knowledgeable and friendly and always returned calls and made himself available. Great staff too-highly recommend.
Scott was so helpful and answered all of my questions along the way with knowledge and advice that was always trustworthy. Thank you for helping us buy our home!
Scott was very easy to communicate with. He responded to all of our calls and emails in a timely manner. Scott made what can be a daunting process pain free. Would highly recommend him without any reservation.
Creative problem solving with my complicated situation.
Scott was very professional and receptive to all questions I had. He helped me through the process and made everything seamless. Would definitely recommend him to anyone looking to purchase a home.
Scott helped and guided us through every phase and was patient with our irritating questions. We are glad we found LeaderOne.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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