Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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This process just seemed to take longer than the previous one. Was not a big issue because our rate did not change, but noticeable.
Scott and his team were great to work with as made the process very easy for us. Thanks Scott and crew!
The best in the business
Scott was wonderful to work with! He was very informative and took time to go over all of our questions with us in detail. He and his team were also very responsive anytime we reached out to them. They kept the process moving along and made...
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Very helpful & always there to answer email around the clock
Scott was personable and very prompt. Great, easy experience overall.
Scott and his team were always available and quick to answer our questions. Scott did an excellent job explaining everything every step of the way. They were speedy and did an outstanding job helping us during our short window to close. It...
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Scott was able to answer all questions quickly to get the loan closed as soon as possible
Scott understands markey dynamics.
Scott made things so simple, felt like he was looking out for my best interest.
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About
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
USDA Loans
DSCR Loans
Bank Statement Loans
Mortgage Lender
Home Renovation Loan
Reverse Mortgage
Cash-Out Refinances
Non-QM
Mortgage for Foreign Nationals
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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