Scott Mertens
Branch Manager NMLS# 32274
At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Scott walked us through each step of the process in a way that was in depth and open. He gave us options when we needed them and worked very well with our realtor. We had a great experience. We did have a few instances where we had a query...
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Reply from Scott Mertens
September 22nd, 2026 03:07 PM
Thanks so much, Kate! I really appreciate the thoughtful review and the feedback. I’m glad we were able to make the process a great experience, and I’ll definitely keep your comments about communication and response times in mind. It was great...
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Scott Mertens has received a review with 5 star rating from Nick L
Saying working with Scott was a pleasure would be an understatement. We had such confidence throughout our home buying process because of Scott. He is extremely knowledgeable, responsive, understanding, welcoming and friendly. I have nothing...
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The communication and friendly personalities of the staff. Closing day felt so easy because of Scott and his team. We trusted them and things could not have gone more smoothly.
Reply from Scott Mertens
September 22nd, 2026 03:00 PM
Thank you, Nichole! I’m happy we could all help make the process a little easier for you. Congratulations on the new home!
Working with Scott Mertens was an outstanding experience from start to finish. He was always clear in his communication, responsive to my questions, and took the time to explain every step of the process in a way that was easy to understand....
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Reply from Scott Mertens
September 22nd, 2026 02:58 PM
Thanks so much, Kati! This means a lot to me, and I really appreciate you taking the time to share your experience. I’m glad we were able to make the process a positive one and get you into your new home!
Scott is great, and extremely knowledgeable/helpful
Reply from Scott Mertens
September 22nd, 2026 02:56 PM
Thanks so much, Garrett! It was great working with you, and I really appreciate the kind words!
Scott was always available for any question. Shared knowledge and always looked out for our best interest.
Reply from Scott Mertens
September 22nd, 2026 02:55 PM
Thanks, Michael! I really appreciate you trusting me throughout the process. Congrats on the new home!
Scott made the impossible happen! All parties were very happy with Scott and his team.
Reply from Scott Mertens
September 21st, 2026 09:31 PM
Thank you, Michael! We hit a few bumps along the road, but we stayed focused and got the job done. I'm excited for you and wish you many happy years in your new home!
Scott communicated very well throughout the process and made the process as smooth as possible.
Reply from Scott Mertens
September 21st, 2026 09:30 PM
Thanks Ryan! It was great working with you, and I’m so glad we were able to make it happen.
Helped us through the whole first time homebuyer process, knew the answers to all of our questions, and the best way to approach a situation on a budget
Reply from Scott Mertens
September 21st, 2026 09:27 PM
Thank you, Jarred! It was a pleasure working with you and helping make your first home a reality. Congratulations, and I hope you enjoy it!
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At Luminate Home Loans, our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 32274
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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