

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Linda Kirkpatrick has received a review with 5 star rating from Janelle
Reply from Owner
November 15th, 2021 07:38 PM
Thank you for the 5-star rating, Janelle.
Awesome interaction from start to finish
Reply from Linda Kirkpatrick
January 23rd, 2026 06:04 PM
Thank you for sharing your feedback, Janelle. I'm glad to hear that you had a positive experience from beginning to end. If you ever need assistance in the future, don't hesitate to reach out.
Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from Bibi2lucky
Reply from Owner
January 21st, 2026 02:11 PM
Thank you for your 5-star rating, Bibi2lucky. I'm glad to see such positive feedback.
Yall helped my mom out so well she recommended you for my purchase and everything was so simple with all the guidance!
Reply from Heather Calvo
January 20th, 2026 03:23 PM
Bianca, it's wonderful to know that your mom's recommendation led you to work with me and that the process felt straightforward with the guidance provided. I'm glad I could help make your experience a smooth one. Thank you for sharing your...
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Purchasing from out of state is difficult and Beth was very helpful and patient.
Reply from Beth Mangum
January 11th, 2026 07:56 PM
Thank you so much, Ms W! It was a pleasure, and we’re so happy to have you in Florida!
Highly recommend this company!! Beth was amazing throughout our entire house buying process. She assisted us no matter what day or time it was. She always made sure we had the whole picture of the process and steps we chose to take. She was...
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Reply from Owner
January 19th, 2026 02:07 PM
I'm glad to hear about your positive experience with Beth during your house buying process, Morgan. It sounds like she was dedicated and attentive, ensuring that you were well-informed and comfortable every step of the way. Thank you for sharing...
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Beth was amazing to work with!! She answered all of our questions and concerns. Her responses were always quick and she was willing to assist no matter the time or day which we really appreciated . She was very easy to work with and assisted...
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Reply from Beth Mangum
January 12th, 2026 03:50 PM
You guys were so great! Thank you for letting us be a part of your first home purchase!
The office was low stress, making it easy to apply for my mortgage loan.
Reply from Sue Botelho at Waterstone Mortgage ...
January 9th, 2026 05:01 PM
Congratulations on your new home, and we hope you make some great memories there!
There was a lot of confusion over what the final closing numbers were and what was charged to us in error, e.g. HOA fees and taxes before closing. It was corrected, but I didn't feel like it was handled correctly. Also, the charges for the...
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Reply from Beth Mangum
January 7th, 2026 03:53 PM
Thank you for your candor, Mr. C. I'm so happy we got to the finish line, but am so sorry it wasn't a better experience for you. Ironically, there was an article in my mortgage newsletter today regarding the FHFA criticism of the huge credit...
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Waterstone Mortgage - Fort Walton Beach, FL has received a review with 5 star rating from John R
Reply from Owner
January 14th, 2026 02:16 PM
I appreciate the positive rating, John. Thank you for your support!
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions