

Waterstone Mortgage - Fort Walton Beach, FL
Fort Walton Beach, FL

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Beth made the process very simple. Everything was handled within a couple of weeks. Beth's communication was superb, ensuring we understood every step of the process. Would definitely recommend
Reply from Beth Mangum
March 26th, 2026 11:29 PM
Cannot imagine enjoying a transaction as much as this one! Thank you so much, Mr H!
We had a fantastic experience working with Sue on our VA loan while purchasing our home in Florida! Relocating from out of state can feel overwhelming, but Sue made the entire financing process smooth and manageable from start to finish.She...
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Reply from Sue Botelho
March 28th, 2026 07:21 PM
Thank you so much for your kind words—it truly means a lot.Helping make a move like that feel smooth and manageable is always the goal, especially when there are so many moving parts involved. I’m so glad the communication, clarity, and support...
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Got the job done
Reply from Owner
March 28th, 2026 07:21 PM
And glad we were able to for you and your family! Enjoy your new home and your fresh start!
Made everything easy
Reply from Sue Botelho at Waterstone Mortgage ...
March 26th, 2026 03:20 PM
Thank you, Ciro! We hope that you and your family make incredible memories in your new home and we appreciate the review!
The process was fast and smooth. The communication i received was excellent. Instructions were simple and easy to follow and the staff was perfessional and on point.
Reply from Beth Mangum
March 25th, 2026 01:13 PM
I am SO glad we were able to help, Mr. P! I know your situation has been stressful and hopefully this will get that weight off of you guys. It was such a pleasure working with you!
Working with Sue Botelho was absolutely incredible. Our situation wasn’t the easiest — we’re self-employed and had some unique circumstances with income, and we also had complications due to a GoFundMe that was set up for our family after we...
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Reply from Owner
March 26th, 2026 03:24 PM
Thank you for the review, Madison! We were bound and determined that, no matter the hurdles put in front of us, we were getting you and your family into that home! You guys were great to work with and your responsiveness was something that...
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Linda K is solid! She helps buyers and realtors with the loan process so they have a clearer understanding of what is financially possible. That creates confidence and calm in the midst of a big decision like buying a home.
Reply from Owner
March 28th, 2026 02:11 PM
Thank you, Lisa, for your thoughtful review. I'm glad I could help create confidence and clarity during the loan process. It's important to me that both buyers and realtors feel assured in their financial decisions, especially during such a...
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Linda is tops! She communicates clearly and often with me as the realtor and with the buyers. She is detail-oriented and works to get a customer qualified so we have confidence in what is financially possible . When I get the opportunity to...
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Reply from Linda Kirkpatrick
March 28th, 2026 02:38 PM
I appreciate your words, Lisa. It's important to me to communicate clearly and ensure that everyone involved feels confident about their financial decisions. Working closely with you and the buyers allows us to achieve these goals effectively....
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Sue was so communicative and thorough throughout the whole process . she went above a nd beyond for us!
Reply from Sue Botelho at Waterstone Mortgage ...
March 18th, 2026 03:20 PM
We are so happy to have been a part of this with you and your family. With everything you guys have been through, it was great to see the photos with all of you smiling and jumping for joy in front of your new home! CONGRATULATIONS!
Linda did a fine job everything went smoothly
Reply from Owner
March 23rd, 2026 03:16 PM
It's fantastic to know that everything went smoothly, Rohn, and I'm pleased to hear you were satisfied with my work. If there's anything more I can help with, please feel free to reach out.
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions