

Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968

Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Incredible experience. Frankly the best.
Reply from Owner
March 31st, 2026 12:00 AM
Kirk, thank you for the fantastic review. We’re thrilled to hear you had an incredible experience and that you consider us the best. We appreciate your support and look forward to welcoming you back soon.
Sarah was amazing and her team was great from start to finish
Reply from Sarah Howell
March 13th, 2026 10:08 PM
Appreciate you, Josh - thank you!
Great service. Very professional. I look forward to doing more business with Griffin again
Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Gregory. We're thrilled to hear you had great service and found our team professional. We look forward to working with you again and delivering the same high level of service. If you need anything, please reach out anytime.
I had the pleasure of working with Nina, Guy, and Ashley on my recent loan, and I can confidently say this was one of the most seamless experiences I’ve had, especially compared to many other lenders I’ve worked with in the past.Entire team...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Noor. We’re thrilled to hear Nina, Guy, and Ashley made your loan experience so seamless. Clear communication and responsiveness are priorities for our team, and we appreciate you recognizing their professionalism and teamwork. We...
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This is an authenticly well deserved 5 Stars!From the beginning to the Andre and Shell were very personable and went the extra mile at all times to fill in little potholes that other institutional lenders might have called “road blocks”.I look...
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Reply from Owner
February 28th, 2026 12:00 AM
Carla, thank you so much for the wonderful 5-star review. We're thrilled Andre and Shell were personable and able to smooth out the potholes other lenders might have called roadblocks. Your trust and recommendation mean a great deal to our...
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Guy’s motivated team went above and beyond to navigate my application. Highly recommend- I will work with them again soon on another mortgage. They consistently provided expert service and communication, and I appreciated their phone call assurances...
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Reply from Binta Hidra
July 10th, 2026 04:51 AM
Nik, I'm pleased to hear that Guy’s team provided the expert service and communication you valued during your application process. Your recommendation means a lot, and I'm happy to know you'll be working with them again. Thank you for sharing...
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I had an outstanding experience working with Marina, Shell, and Nick on my non-qualifying mortgage. From the very beginning, they were responsive, transparent, and incredibly knowledgeable. Non-QM loans can feel complicated, but they made the...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, JeanPaul, for the wonderful review and for recognizing Marina, Shell, and Nick. We’re delighted our team made your non-qualifying mortgage experience straightforward, stress-free, and well-communicated. Your recommendation means...
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As a self-employed business owner, traditional mortgages were a difficult task with my goal of a home refinance. Being located in the Northern Midwest region of the US, in a smaller town, I felt I had limited options. I found Griffin Funding...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Brittany, for your detailed 5-star review. We’re thrilled Jack provided thorough, knowledgeable, and responsive service and that our bank statement loan helped make your refinance possible. We appreciate your recommendation and look...
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This was my second home loan from Griffin Funding. Jack and Adriana were complete rock stars all the way through the process and made sure all the numbers added up and we closed early. If you are doing a bank statement loan this is the company...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, James, for choosing Griffin Funding again and for the glowing review. We're thrilled Jack and Adriana were rock stars throughout the process and that you were able to close early. We’ll be sure to pass along your compliments to them....
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When I was looking for a DSCR loan, I wanted to work with a direct lender, so I put my trusted friends, Google Gemini and ChatGPT on the task of finding recommendations. I narrowed the list down based on reviews, but Griffin Funding stood out...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you for the fantastic 5-star review and for trusting Griffin Funding with your DSCR loan. We’re delighted Mike and our team provided clear explanations, transparent terms that matched the Closing Disclosure, and attentive communication...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing