Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Reviews from Web
Sarah was very warm and welcoming in her demeanor; she was very knowledgeable about the financial products and the services offered; and she walked us through the entire application process. She was also very responsive anytime we had questions...
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Reply from Sarah Howell
March 13th, 2026 10:07 PM
Thank you for the kind words, Neeraj!
S and Justin were fantastic to work with throughout my refinance process. Communication was clear, timely, and professional from start to finish. Everything went smoothly, the signing was easy, and the funds were disbursed exactly as expected....
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Eva. We’re so glad S and Justin made your refinance smooth and that the signing and disbursement went exactly as expected. We appreciate your recommendation and are here if you need anything in the future.
Sarah and her team, Nina and Nick, were amazing! Completely smoked the competition in the rate they offered, just like the first time when we used them. They were also great at working in a different time zone and were very quick to get everything...
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Reply from Sarah Howell
March 13th, 2026 10:08 PM
It was a pleasure working with you again, Brett! Thank you so much!
I was looking for a non-traditional asset based loan and Griffin Funding delivered. The initial pitch was that they may not provide the absolute best interest rate but they can provide a professional service that is promised to deliver on time...
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Logan, for the thoughtful review and for choosing Griffin Funding. We’re delighted we could provide a competitive rate and deliver everything in time for your 30-day closing on a non-traditional asset-based loan. Marina, Shell, and...
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The whole process went very smooth. Thanks again to Malcom and Andromeda!
Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Daniel. We're so glad the whole process went smoothly. We’ll pass your thanks along to Malcom and Andromeda. We appreciate your business and look forward to serving you again.
Normally I'm not a review poster but Kristi, Jennifer, and Liz earned it. The process of a non-traditional loan can pose some non-traditional hurdles. The team @ Griffin were absolute rock stars from start to finish. In this day and age personalized...
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Matt! We really appreciate you taking the time to share this kind review. Kristi, Jennifer, and Liz will be thrilled to hear your feedback. We're glad our team and technology made the non-traditional loan process smooth for you,...
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San Diego Headquarters has received a review with 5 star rating from Jonathan N
Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Jonathan, for the 5-star rating! We appreciate your support and are glad you had a great experience. We look forward to serving you again soon.
Going , through the Home buying and selling process at the same time can be extremely stressful. It is vital that you have a Loan Officer and Agent that are seasoned and can handle any curve ball thrown at them to be able to secure your home...
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Reply from Sarah Howell
March 13th, 2026 10:07 PM
As always a pleasure working with you and your family, Joseph! Thank you!
Sarah, Nina and the lender team are exceptional at getting us through the lending process. Also our realtor Kristi Manion is one of a kind when it comes to getting thing done. Couldn't be happier with the outcome of our second purchase through...
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Reply from Owner
March 31st, 2026 12:00 AM
Thank you, Keane. We're thrilled Sarah, Nina, and our lending team made the process smooth, and it's wonderful to hear Kristi Manion delivered for you. We appreciate you trusting us for a second purchase and are honored by the outcome. Please...
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Secured my 5th home loan in Chula Vista CA utilizing the Griffin Funding team .
Reply from Owner
March 31st, 2026 12:00 AM
Thank you for trusting the Griffin Funding team to secure your fifth home loan in Chula Vista. We appreciate your continued confidence and are honored to have been part of this milestone. Congratulations, and we’re here for any future financing...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing