Sarah Howell at Griffin Funding
Loan Officer | NMLS #1333968
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her... Show More
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Reviews from Web
Aloha! I recently closed a complex DSCR refinance on an investment property in Honolulu with Griffin Funding, and I couldn't be more impressed. Marina Oliver (Loan Officer) and Shell Contizano (Processor) are an absolute dream team. We had...
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Reply from Owner
February 28th, 2026 12:00 AM
Mahalo, Glen, and thank you for trusting Griffin Funding with your DSCR refinance in Honolulu. We’re thrilled Marina Oliver and Shell Contizano were able to structure the deal and clear the title and underwriting hurdles to get you Clear to...
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Meagan, Michelle, and Liz Singer has made this loan process a breeze. So much, I referred a family member Shortly after . They made sure they answered every question , walked me through the entire process and went above and beyond to make sure...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you so much, Lissa, for the wonderful review and for referring your family member. Meagan, Michelle, and Liz Singer are thrilled to hear the team made the loan process easy and that you felt supported every step of the way. We truly appreciate...
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Justin and Shell made this process quick and easy, and my experience was excellent! Many thanks to both of you and the rest of the team!
Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Michael — we’re thrilled Justin and Shell made the process quick and easy for you. We appreciate your kind words and will share them with the whole team. Thanks again for choosing us and for the great review.
Every step of the process was VERY smooth and efficient and we closed even faster than I originally expected. It was by far the best closing I've experienced. Griffin Funding was able to help solidify and expand our portfolio and our business...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Forrest — we’re thrilled to hear the process was so smooth and that we closed faster than you expected. It’s great to know Griffin Funding helped solidify and expand your portfolio and business outlook. We appreciate your trust and...
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I had an outstanding experience working with this lending company especially KC and Shell. The team was knowledgeable, responsive, and genuinely cared about helping me find the best financing solution for my goals. Communication was clear throughout...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Brenda, for the wonderful review and for highlighting KC and Shell. We’re so glad our team could make the process clear, transparent, and stress-free while supporting your financing goals. Your recommendation means a lot to us, and...
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Poor customer service.
Reply from Owner
February 28th, 2026 12:00 AM
Kateland, I'm very sorry you experienced poor customer service and apologize for falling short. This is not the level of care we expect from our team and we appreciate you bringing it to our attention. We want to make this right, so please...
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We had a great experience with the Griffin Funding team. We needed a bank statement loan to refinance our home. From the time we contacted Griffin until the day the funds were issued, we had phenomenal service. The patience that Charles Toll...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Theresa, for sharing your experience and for the 5-star review. We’re thrilled Charles, Liz, and Andre provided patient guidance and efficient support during your bank-statement refinance. It’s great to hear you were satisfied with...
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Great experience working with Andre, Nina, and Nick at Griffin Funding. They stayed on top of my file, communicated clearly, and kept everything moving through closing. I really appreciated their responsiveness and teamwork.Would definitely...
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Reply from Owner
February 28th, 2026 12:00 AM
Thank you, Arun, for the kind review and recommendation. We’re glad Andre, Nina, and Nick provided clear communication and kept your file moving through closing. We appreciate you recognizing our responsiveness and teamwork. Please reach out...
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Shala Contizano was the best!! She went above and beyond every single time!!!
Reply from Owner
February 28th, 2026 12:00 AM
Thank you so much for your wonderful review, Lady Grace. We're thrilled Shala Contizano went above and beyond for you every time. We will be sure to pass your praise on to her; she will be delighted. We look forward to serving you again.
Justin, Shell and everyone else at Griffin Funding were amazing from start to finish. This is our 4th DSCR loan with Griffin Funding and we keep coming back to use them for a reason. Every deal is a smooth, seamless, quick, and efficient processs....
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Reply from Owner
February 28th, 2026 12:00 AM
Christi, thank you for the glowing review and for trusting Justin, Shell and the Griffin Funding team with your fourth DSCR loan. We’re thrilled to hear our team provided a smooth, seamless and efficient experience and could navigate issues...
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About
Sarah Howell is a Montana native and expert mortgage advisor with a Finance degree from the University of Montana. Since 2015, she has served at Griffin Funding, becoming a top San Diego specialist in VA, DSCR, and Bank Statement loans. Her record is impressive. By March 2026, Sarah assisted 655 families with over 292 million dollars in financing. This includes 350 VA loans at 178.87 million, 65 Bank Statement loans at 27.2 million, and 57 DSCR loans at 13.92 million. Licensed in 28 states, she uses a consultative style for veterans, entrepreneurs, and investors. Sarah focuses on long term goals rather than just rates. Based in Little Italy, she enjoys the outdoors and the local food scene when she is not delivering results for her clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Non-QM
Fixed-Rate 40-Year Mortgage
Cash-Out Refinances
Home Equity Loan
Bank Statement Loans
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Positions
- Griffin Funding - Sr. Mortgage AdvisorJan 1st, 2015 - Current
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1333968
Disclaimer
Griffin Funding. NMLS 1120111. VA Approved Lender ID: 9088650000. State Licensing: https://griffinfunding.com/state-licensing/. Equal Housing Opportunity Lender. All Rights Reserved. NMLS Consumer Access. Corporate Office 2445 Fifth Ave, Suite 401, San Diego, CA 92101.
Griffin Funding
State Licensing